239 Saint Katherine Boulevard, Panama City Beach, FL 32407 (MLS# 789038)


$299,000
239 Saint Katherine Boulevard
Panama City Beach, FL 32407
MLS# 789038
2 beds  |  3 baths  |  1260 sqft


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Property Description
WATERFRONT... walk to the beach, fully furnished... and a golf cart INCLUDED. Yes, you read that right. This canal-front townhome offers peaceful water views where you can watch turtles swim and birds catch fish right from your back patio. Search on YouTube ''For Sale Waterfront Vacation Home in Gulf Highlands Beach Resort'' for video tour. It's a larger floor plan with a glass-back design, giving you great views from the main living area and the primary bedroom. Located in a prime spot directly across from a heated pool (seasonal) and just a short walk to the sand, with two convenient beach accesses nearby--the private community access on the west side and public beach access #38 on the east. Inside, the unit shows great and has been well taken care of. Features include granite countertops in the kitchen and a tiled walk-in shower in the primary bathroom. The large window in the primary bedroom overlooking the canal is a standout feature. Sold fully furnished and ready to enjoy or rent right away. Additional highlights: Short-term rentals allowed with strong GRI potential, VA & FHA approved, Low HOA, 2 assigned parking spaces right in front, Golf cart included. The community amenities are hard to beat and included in the HOA ($1,121.84 per quarter, not monthly): 11 pools (5 heated), private beach house with beachfront pool and snack bar, tennis, pickleball, shuffleboard, fitness center, 18-hole mini golf, playgrounds, conference center, plus internet, lawn care, trash, pest control, and termite bond. Golf carts are welcome, making it easy to get around the community or head to the beach. Whether you're looking for a full-time home, beach getaway, or investment property, this one checks all the boxes.

Details
Maps
Contract Info
List Price/SqFt: 237.3
Status: Active
List Date: 2026-04-27
List Price: $299,000
Current Price: $299,000
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: Gulf Highlands Beach Resort/Condos
Waterfront: Yes
Gulf Access: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: East on hwy 98, take a right on Richard Jackson Blvd then Take a Left on Middle Beach Rd, then take a Right at Gulf Highlands
Area: 03 - Bay County - Beach
Street #: 239
Street Name: Saint Katherine
Street Suffix: Boulevard
State: FL
Zip Code: 32407
County: Bay
Subdivision: Gulf Highlands Beach Resort
Parcel ID: 34797-907-000
Legal Description: GULF HIGHLANDS BEACH RESORT UNREC LOT 7 BLK O ORB 4107 P 739
General Property Info
Design: Townhome
Apx SqFt(Htd/Cooled): 1260
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 30x85
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 1992
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1121.78
HOA Frequency: Quarterly
HOA Annual Amount: 4487.12
New Buyer Fee: Yes
New Buyer Fee Amt: 150
New Buyer Fee Paid: $
Last Taxes: 3864
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: WATERFRONT... walk to the beach, fully furnished... and a golf cart INCLUDED. Yes, you read that right. This canal-front townhome offers peaceful water views where you can watch turtles swim and birds catch fish right from your back patio. Search on YouTube ''For Sale Waterfront Vacation Home in Gulf Highlands Beach Resort'' for video tour. It's a larger floor plan with a glass-back design, giving you great views from the main living area and the primary bedroom. Located in a prime spot directly across from a heated pool (seasonal) and just a short walk to the sand, with two convenient beach accesses nearby--the private community access on the west side and public beach access #38 on the east. Inside, the unit shows great and has been well taken care of. Features include granite countertops in the kitchen and a tiled walk-in shower in the primary bathroom. The large window in the primary bedroom overlooking the canal is a standout feature. Sold fully furnished and ready to enjoy or rent right away. Additional highlights: Short-term rentals allowed with strong GRI potential, VA & FHA approved, Low HOA, 2 assigned parking spaces right in front, Golf cart included. The community amenities are hard to beat and included in the HOA ($1,121.84 per quarter, not monthly): 11 pools (5 heated), private beach house with beachfront pool and snack bar, tennis, pickleball, shuffleboard, fitness center, 18-hole mini golf, playgrounds, conference center, plus internet, lawn care, trash, pest control, and termite bond. Golf carts are welcome, making it easy to get around the community or head to the beach. Whether you're looking for a full-time home, beach getaway, or investment property, this one checks all the boxes.
Pool Features
Heated - Gas: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Gas: 1
Refrigerator: 1
Washer: 1
Water Heater - Gas: 1
Association Fees Include
Business Center: 1
Community Room: 1
Exercise Room: 1
Gated Community: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Mini Golf: 1
Pest Control: 1
Playground: 1
Pool: 1
Trash Disposal: 1
Irrigation: 1
Termite Bond: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Flood Insurance Req: 1
Within 1/2 Mile to Water: 1
Parking Features
Assigned: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Community Room: 1
Exercise Room: 1
Gated Community: 1
Mini Golf: 1
Playground: 1
Pool: 1
Security-24 hour: 1
Tennis: 1
Waterfront: 1
Pickle Ball: 1
Shuffleboard Court: 1
Rooms
Living Room: 1
Master Bedroom: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Canal: 1
Waterfront Type
Canal w/ Gulf Access: 1
Master Bedroom
Second: 1
Cooling
Central Air: 1
Electric: 1
Heating
Central: 1
Natural Gas: 1
Security Features
Gated with Guard: 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Range - Gas; Refrigerator; Washer; Water Heater - Gas
Master Bedroom: Second
Cooling: Central Air; Electric
Heating: Central; Natural Gas
Association Fees Include: Business Center; Community Room; Exercise Room; Gated Community; Internet-WiFi; Irrigation; Ground Keeping; Management; Mini Golf; Pest Control; Playground; Pool; Termite Bond; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Living Room: First
Lot Features: Covenants & Rescrictions; Flood Insurance Req; Within 1/2 Mile to Water
Pool Features: Heated - Gas
Security Features: Gated with Guard
Parking Features: Assigned
Association Amenities: Community Room; Exercise Room; Gated Community; Mini Golf; Pickle Ball; Playground; Pool; Security-24 hour; Shuffleboard Court; Tennis; Waterfront
Rooms: Living Room; Master Bedroom
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Canal w/ Gulf Access
Waterview: Canal
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomSecond16 x 1316.0013.0016 x 13
Living RoomFirst17 x 1317.0013.0017 x 13

Listing Office: Dalton Wade Inc

Last Updated: May - 29 - 2026

Information deemed reliable but not guaranteed.