2312 E 17th Street, Panama City, FL 32405 (MLS# 790394)


$170,000
2312 E 17th Street
Panama City, FL 32405
MLS# 790394
3 beds  |  1 baths  |  925 sqft


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Property Description
Affordable 3 bed, 1 bath Florida cottage on a fully fenced lot in central Panama City, a fit for a first home or an investment. The 925 sq ft layout offers a covered front porch, a living room open to the dining area and kitchen, three bedrooms off a central hall, and an enclosed 17 x 8 rear laundry room with extra storage and work space. Central air, tile and vinyl plank flooring, vinyl siding and a dimensional shingle roof. The chain-link fence surrounds the yard, great for pets, gardening or outdoor time. Located in unincorporated Bay County, where short-term rentals are permitted with a county certificate, so this home works as a primary residence, long-term rental, vacation rental or cosmetic flip. Sold as-is, vacant and ready for quick possession. New construction on neighboring streets shows the area is growing, with easy access to US 98. Floor plan in photos. Buyer to verify all rental licensing and use requirements.

Details
Maps
General Property Info
Acreage: 0.17
Design: Florida Cottage
Lot Size (SqFt): 7392
Apx SqFt(Htd/Cooled): 925
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Owner Measured
Accessory Dwelling Unit: No
Pre-Const Flip: No
Lot Dimensions: 56' x 132'
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 1
Total Baths: 1
Year Built: 1954
Contract Info
List Price/SqFt: 183.78
Status: Active
List Date: 2026-05-14
List Price: $170,000
Current Price: $170,000
Location
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: No
Elementary School: Patterson
Middle School: Mowat
High School: Bay
Directions: Heading West on US 98 turn right on Sherman Ave. E 17th St will be the third road on the right. 2312 will be the 2nd drive way on your right.
Area: 02 - Bay County - Central
Street #: 2312
Street Direction: E
Street Name: 17th
Street Suffix: Street
State: FL
Zip Code: 32405
County: Bay
Subdivision: St Andrews Bay Dev Co
Parcel ID: 14735-000-000
Legal Description: 34 3S 14W -112- 104D4 ST AND BAY DEV CO PLAT BEG 132' S & 198' E OF NW COR LOT 100 TH E 56.58' S 132.01' W 54.88' N 132' TO POB LESS & EXCEPT 20' ESMT ALG N SIDE OF SAID PROPERTY FOR STREET ORB 3844
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 846
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: 3S-14W-34
Remarks & Misc
Remarks: Affordable 3 bed, 1 bath Florida cottage on a fully fenced lot in central Panama City, a fit for a first home or an investment. The 925 sq ft layout offers a covered front porch, a living room open to the dining area and kitchen, three bedrooms off a central hall, and an enclosed 17 x 8 rear laundry room with extra storage and work space. Central air, tile and vinyl plank flooring, vinyl siding and a dimensional shingle roof. The chain-link fence surrounds the yard, great for pets, gardening or outdoor time. Located in unincorporated Bay County, where short-term rentals are permitted with a county certificate, so this home works as a primary residence, long-term rental, vacation rental or cosmetic flip. Sold as-is, vacant and ready for quick possession. New construction on neighboring streets shows the area is growing, with easy access to US 98. Floor plan in photos. Buyer to verify all rental licensing and use requirements.
Dining Room
First: 1
Utility Room
First: 1
Appliances
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Construction/Siding
Foundation - Off Grade: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Siding - Vinyl: 1
Exterior
Fenced Chain Link: 1
Fenced Lot-All: 1
Porch Covered: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
Seller Financing: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Unpaved: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Utility Room: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Garbage: 1
Natural Gas - Available: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Property Features
Appliances: Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Fenced Chain Link; Fenced Lot-All; Porch Covered
Financing: Cash; Conventional; FHA; Seller Financing; VA
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Access: City Street; Paved Road
Dining Room: First
Utility Room: First
Parking Features: Unpaved
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Utility Room
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Garbage; Natural Gas - Available; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
BedroomFirst12 x 1012.0010.00Primary
BedroomFirst11 x 1111.0011.00
BedroomFirst10 x 1110.0011.00
Living RoomFirst15 x 1315.0013.00
Dining RoomFirst8 x 98.009.00Dining area open to kitchen
KitchenFirst14 x 814.008.00
Utility RoomFirst17 x 817.008.00Enclosed rear laundry room

Listing Office: Marcus Tyson & Associates

Last Updated: October - 02 - 2026

Information deemed reliable but not guaranteed.