2312 E 17th Street
Panama City, FL 32405
MLS# 790394
3 beds | 1 baths | 925 sqft
Property DescriptionAffordable 3 bed, 1 bath Florida cottage on a fully fenced lot in central Panama City, a fit for a first home or an investment. The 925 sq ft layout offers a covered front porch, a living room open to the dining area and kitchen, three bedrooms off a central hall, and an enclosed 17 x 8 rear laundry room with extra storage and work space. Central air, tile and vinyl plank flooring, vinyl siding and a dimensional shingle roof. The chain-link fence surrounds the yard, great for pets, gardening or outdoor time. Located in unincorporated Bay County, where short-term rentals are permitted with a county certificate, so this home works as a primary residence, long-term rental, vacation rental or cosmetic flip. Sold as-is, vacant and ready for quick possession. New construction on neighboring streets shows the area is growing, with easy access to US 98. Floor plan in photos. Buyer to verify all rental licensing and use requirements.
Acreage: 0.17
Design: Florida Cottage
Lot Size (SqFt): 7392
Apx SqFt(Htd/Cooled): 925
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Owner Measured
Accessory Dwelling Unit: No
Pre-Const Flip: No
Lot Dimensions: 56' x 132'
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Total Baths: 1
Year Built: 1954
List Price/SqFt: 183.78
Status: Active
List Date: 2026-05-14
List Price: $170,000
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: No
Elementary School: Patterson
Middle School: Mowat
High School: Bay
Directions: Heading West on US 98 turn right on Sherman Ave. E 17th St will be the third road on the right. 2312 will be the 2nd drive way on your right.
Area: 02 - Bay County - Central
Street #: 2312
Street Direction: E
Street Name: 17th
Street Suffix: Street
County: Bay
Subdivision: St Andrews Bay Dev Co
Parcel ID: 14735-000-000
Legal Description: 34 3S 14W -112- 104D4 ST AND BAY DEV CO PLAT BEG 132' S & 198' E OF NW COR LOT 100 TH E 56.58' S 132.01' W 54.88' N 132' TO POB LESS & EXCEPT 20' ESMT ALG N SIDE OF SAID PROPERTY FOR STREET ORB 3844
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 846
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks: Affordable 3 bed, 1 bath Florida cottage on a fully fenced lot in central Panama City, a fit for a first home or an investment. The 925 sq ft layout offers a covered front porch, a living room open to the dining area and kitchen, three bedrooms off a central hall, and an enclosed 17 x 8 rear laundry room with extra storage and work space. Central air, tile and vinyl plank flooring, vinyl siding and a dimensional shingle roof. The chain-link fence surrounds the yard, great for pets, gardening or outdoor time. Located in unincorporated Bay County, where short-term rentals are permitted with a county certificate, so this home works as a primary residence, long-term rental, vacation rental or cosmetic flip. Sold as-is, vacant and ready for quick possession. New construction on neighboring streets shows the area is growing, with easy access to US 98. Floor plan in photos. Buyer to verify all rental licensing and use requirements.
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Foundation - Off Grade: 1
Wood/Frame: 1
Roof - Dimensional Shg: 1
Siding - Vinyl: 1
Fenced Chain Link: 1
Fenced Lot-All: 1
FHA: 1
Seller Financing: 1
City Street: 1
Paved Road: 1
Cable - Available: 1
Electricity - Connected: 1
Garbage: 1
Natural Gas - Available: 1
Phone - Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Appliances: Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Exterior: Fenced Chain Link; Fenced Lot-All; Porch Covered
Financing: Cash; Conventional; FHA; Seller Financing; VA
Lot Access: City Street; Paved Road
Parking Features: Unpaved
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Utility Room
Utilities: Cable - Available; Electricity - Connected; Garbage; Natural Gas - Available; Phone - Available; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Bedroom | First | 12 x 10 | 12.00 | 10.00 | Primary |
| Bedroom | First | 11 x 11 | 11.00 | 11.00 | |
| Bedroom | First | 10 x 11 | 10.00 | 11.00 | |
| Living Room | First | 15 x 13 | 15.00 | 13.00 | |
| Dining Room | First | 8 x 9 | 8.00 | 9.00 | Dining area open to kitchen |
| Kitchen | First | 14 x 8 | 14.00 | 8.00 | |
| Utility Room | First | 17 x 8 | 17.00 | 8.00 | Enclosed rear laundry room |
Listing Office: Marcus Tyson & Associates
Last Updated: October - 02 - 2026
Information deemed reliable but not guaranteed.