22522 Front Beach Road O, Panama City Beach, FL 32413 (MLS# 796076)


$434,000
22522 Front Beach Road O
Panama City Beach, FL 32413
MLS# 796076
2 beds  |  3 baths  |  1140 sqft


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Property Description
RENOVATED & STUNNING 2BR/2.5BA Townhome in the desirable West End of Panama City Beach, with a Modern Flare! Across the street from the Pristine White Sandy Beaches (Two Public Beach Access Points). (beach access 94 is right across the street)! This lovely townhome is tucked away in a peaceful & quiet community, mere minutes from the fun of 30A, the action of Pier Park & the Airport. A Perfect year-round home or great vacation rental (short term rentals allowed with very low HOA dues). Sold Fully Furnished (Turn Key) with Updated Furniture & Decor. Start earning money NOW! Imagine stepping onto the Covered Front Porch or Balcony adorned with your very own Palm Tree, creating an inviting atmosphere from the moment you arrive. Inside, revel in the spacious layout featuring New LVP Wood Floors throughout (No Carpet), ensuring easy maintenance without compromising on style. The heart of this home is its chef's kitchen, a masterpiece boasting Quartz countertops, Custom Backsplash, Gold Sink, and matching Gold Hardware on the cabinets. All New Appliances, including a Refrigerator, Electric smooth cooktop/oven, Microwave, and Dishwasher, add to the allure of this culinary space. The oversized family room is designed for comfort and entertainment, and the split bedroom layout ensures privacy for the master suite. Speaking of the master, it opens up to a private balcony with peek-a-boo Gulf Views, creating a serene retreat. The master bathroom mirrors the kitchen's elegance with quartz countertops, modern gold sinks, faucets, lighting, mirrors, and hardware. This home is not just about beauty; it's also practical & convenient. Recent upgrades include an A/C unit, light fixtures, ceiling fans, faucets, toilets, & paint. Additional storage space can be found in the back patio, and the property offers a good-sized backyard, a rarity among townhomes, condos, and duplexes. Plus, being a townhome (not a condo) means an easier qualification process for buyers, and with no neighbors above, you can enjoy peaceful living. For those interested in rental potential, this property has an impressive rental history, With a capacity to sleep 8, it's an excellent investment opportunity. New Roof 2016.

Details
Maps
General Property Info
Acreage: 0.07
Design: Townhome
Lot Size (SqFt): 3006
Apx SqFt(Htd/Cooled): 1140
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 16.0 ft x 189.0 ft
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Attached Single Unit
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 1983
Contract Info
List Price/SqFt: 380.7
Status: Active
List Date: 2026-09-30
List Price: $434,000
Current Price: $434,000
Location
Unit #: O
Sub Area: 0324 - Beach - West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 & Front Beach Rd, East on Front Beach Rd, down on left, Left turn at Pointe Panama sign. From the intersection of Hwy 79 and Hwy 98, head west on US-98 W/Back Beach Rd/Panama City Beach Pkwy for 5.5 miles. Turn left onto Palm Beach Dr and go 0.3 miles. Then, Turn left onto Front Beach Rd and Pointe Panama, your destination will be on the left.
Area: 03 - Bay County - Beach
Street #: 22522
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Pointe Panama
Parcel ID: 36081-542-000
Legal Description: SHORES SUBDIV (95) BEG 319.59' NWLY FROM SW COR LOT 4 TH CONT NWLY 16.37' N 181.16' ELY 15.10' S 187.55' TO POB. SUBJ TO SEW ESMT ORB 3604 P 54 ORB 4521 P 1439
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1200
HOA Frequency: Semi-Annually
HOA Annual Amount: 2400
New Buyer Fee: No
Last Taxes: 3850.84
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: RENOVATED & STUNNING 2BR/2.5BA Townhome in the desirable West End of Panama City Beach, with a Modern Flare! Across the street from the Pristine White Sandy Beaches (Two Public Beach Access Points). (beach access 94 is right across the street)! This lovely townhome is tucked away in a peaceful & quiet community, mere minutes from the fun of 30A, the action of Pier Park & the Airport. A Perfect year-round home or great vacation rental (short term rentals allowed with very low HOA dues). Sold Fully Furnished (Turn Key) with Updated Furniture & Decor. Start earning money NOW! Imagine stepping onto the Covered Front Porch or Balcony adorned with your very own Palm Tree, creating an inviting atmosphere from the moment you arrive. Inside, revel in the spacious layout featuring New LVP Wood Floors throughout (No Carpet), ensuring easy maintenance without compromising on style. The heart of this home is its chef's kitchen, a masterpiece boasting Quartz countertops, Custom Backsplash, Gold Sink, and matching Gold Hardware on the cabinets. All New Appliances, including a Refrigerator, Electric smooth cooktop/oven, Microwave, and Dishwasher, add to the allure of this culinary space. The oversized family room is designed for comfort and entertainment, and the split bedroom layout ensures privacy for the master suite. Speaking of the master, it opens up to a private balcony with peek-a-boo Gulf Views, creating a serene retreat. The master bathroom mirrors the kitchen's elegance with quartz countertops, modern gold sinks, faucets, lighting, mirrors, and hardware. This home is not just about beauty; it's also practical & convenient. Recent upgrades include an A/C unit, light fixtures, ceiling fans, faucets, toilets, & paint. Additional storage space can be found in the back patio, and the property offers a good-sized backyard, a rarity among townhomes, condos, and duplexes. Plus, being a townhome (not a condo) means an easier qualification process for buyers, and with no neighbors above, you can enjoy peaceful living. For those interested in rental potential, this property has an impressive rental history, With a capacity to sleep 8, it's an excellent investment opportunity. New Roof 2016.
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Bookcases: 1
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Floor - Vinyl Plank: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Built-in Barbecue/Grill: 1
Patio Covered: 1
Porch Covered: 1
Association Fees Include
Management: 1
Financing
Cash: 1
Conventional: 1
Other: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Assigned: 1
Parking Lot: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Primary Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Separate Shwr: 1
MBed Balcony: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Ice Maker; Microwave; Oven - Electric; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: Second
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Built-in Barbecue/Grill; Patio Covered; Porch Covered
Association Fees Include: Management
Financing: Cash; Conventional; Other
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Access: City Street; Paved Road
Security Features: Smoke Detector(s)
Parking Features: Additional Parking; Assigned; Parking Lot
Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
Primary BedroomSecond14 x 2014.0020.00Balcony, Built in Shelving, Ceiling Fans, Onsuite Bath, Shower
BedroomSecond15 x 1315.0013.00
KitchenFirst11 x 811.008.00Breakfast Bar, Built In Shelving, Stone Countertops
Living RoomFirst15 x 1415.0014.00Built In Shelving

Listing Office: Anchor Realty Florida

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.