21908 Belgrade Avenue
Panama City Beach, FL 32413
MLS# 793795
3 beds | 3 baths | 1993 sqft
Property DescriptionSO CLOSE TO THE GULF! This beautifully furnished 3 story home comfortably sleeps 14 and is only 1 block to Beach Access #88 and the open waters of the Gulf. It is thoughtfully laid out with the living room, kitchen, laundry, and master bedroom on the ground floor. The 2 bedrooms on the second floor can sleep 10, and shares a large, 2 entrance bathroom. The 3rd floor sleeps 2 more, has a wet bar with mini-fridge, and has an 11x11 open deck with incredible views. You have multiple sliver views of the Gulf and a wide-open view of the night sky for some star gazing, or fireworks on the 4th of July and New Years. The private inground swimming pool has an attached spa, and the large pool deck covers the entire back yard, so there is NO YARD MAINTENANCE to worry about. Sitting on the quiet west end of PCB, this home will allow Short Term Rentals and is perfect for that family getaway. Pier Park, Top Golf, and Dolly's Pirate Dinner Theatre are less than 6 miles away. Sellers will consider some owner financing with a large enough down payment, so ask for details. Meas. are approx.
Acreage: 0.09
Design: Beach House
Lot Size (SqFt): 3920
Apx SqFt(Htd/Cooled): 1993
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Accessory Dwelling Unit: No
Lot Dimensions: 34.0 ft x 125.0 ft
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
List Price/SqFt: 790.27
Status: Active
List Date: 2026-08-07
List Price: $1,575,000
Current Price: $1,575,000
Sub Area: 0325 - Beach - West South
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 79, go west on PCB Parkway approx. 4.6 miles to a left on Kelly St. Go within 1 block of Front Bch Rd to Belgrade and turn right. Home on right.
Area: 03 - Bay County - Beach
Street #: 21908
Street Name: Belgrade
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Subdivision: [No Recorded Subdiv]
Parcel ID: 35998-010-010
Legal Description: KISKA BEACH MAP 13B3 E 34' LOT 8 BLK 3 ORB 1499 P 1954 ORB 2315 P 2305
HOA Fee: No
New Buyer Fee: No
Last Taxes: 4924.92
Last Tax Year: 2025
Brokerage Interest: No Interest
Section: 4
Remarks: SO CLOSE TO THE GULF! This beautifully furnished 3 story home comfortably sleeps 14 and is only 1 block to Beach Access #88 and the open waters of the Gulf. It is thoughtfully laid out with the living room, kitchen, laundry, and master bedroom on the ground floor. The 2 bedrooms on the second floor can sleep 10, and shares a large, 2 entrance bathroom. The 3rd floor sleeps 2 more, has a wet bar with mini-fridge, and has an 11x11 open deck with incredible views. You have multiple sliver views of the Gulf and a wide-open view of the night sky for some star gazing, or fireworks on the 4th of July and New Years. The private inground swimming pool has an attached spa, and the large pool deck covers the entire back yard, so there is NO YARD MAINTENANCE to worry about. Sitting on the quiet west end of PCB, this home will allow Short Term Rentals and is perfect for that family getaway. Pier Park, Top Golf, and Dolly's Pirate Dinner Theatre are less than 6 miles away. Sellers will consider some owner financing with a large enough down payment, so ask for details. Meas. are approx.
Microwave: 1
Range - Electric: 1
Washer: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Fireplace: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Split Bedroom: 1
Window - Treatment All: 1
Wood/Frame: 1
Siding - Hardie Board: 1
Double Pane Windows: 1
Fenced Privacy: 1
Bonus Room: 1
Floor - Carpet: 1
Landscaped: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Driveway: 1
Paver Block: 1
Bonus Room: 1
Dining Room: 1
Full Bathroom: 1
Half Bathroom: 1
Primary Bathroom: 1
Primary Bedroom: 1
Cable - Available: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Separate Shwr: 1
MBath Tub - Jetted: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Smoke Detector(s): 1
See Remarks: 1
Appliances: Dishwasher; Dryer; Microwave; Range - Electric; Washer; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Electric
Exterior: Balcony; Deck Open; Double Pane Windows; Fenced Privacy; Fireplace; Shower; Porch Open
Financing: Cash; Conventional; Seller Financing
Interior: Bonus Room; Floor - Carpet; Floor - Concrete
Lot Features: Landscaped; Near Beach Access; Within 1/2 Mile to Water
Pool Features: Fenced; Inground; Pool/Spa Combo
Security Features: Smoke Detector(s); See Remarks
Parking Features: Driveway; Paver Block
Other Structures: Outbuilding
Rooms: Balcony; Bedroom; Bonus Room; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom; Storage
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Broadband Available; Public Water - Connected
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width |
| Living Room | First | 17 x 16 | 17.00 | 16.00 |
| Kitchen | First | 12 x 11 | 12.00 | 11.00 |
| Dining Room | First | 11 x 7 | 11.00 | 7.00 |
| Primary Bedroom | First | 15 x 12 | 15.00 | 12.00 |
| Primary Bathroom | First | 11 x 8.3 | 11.00 | 8.30 |
| Half Bathroom | First | | | |
| Bedroom | Second | 19 x 11 | 19.00 | 11.00 |
| Bedroom | Second | 14.8 x 10.6 | 14.80 | 10.60 |
| Full Bathroom | Second | 12.3 x 6.8 | 12.30 | 6.80 |
| Bonus Room | Third | 12.6 x 11 | 12.60 | 11.00 |
| Balcony | Third | 11 x 11 | 11.00 | 11.00 |
| Storage | First | 12 x 8 | 12.00 | 8.00 |
Listing Office: AMERICAN REALTY of Bay Co, Inc
Last Updated: August - 09 - 2026
Information deemed reliable but not guaranteed.