21908 Belgrade Avenue, Panama City Beach, FL 32413 (MLS# 793795)


$1,575,000
21908 Belgrade Avenue
Panama City Beach, FL 32413
MLS# 793795
3 beds  |  3 baths  |  1993 sqft


Front (Morning)
  1 / 52  
Front (Morning) Front (Dusk) About to pull in Front Driveway Front Porch Front Porch Front Porch East Side of Home Living Room Living Room Living Room Kitchen Kitchen Kitchen Dining Area Dining Area Master Bedroom Master Bedroom Master Bedroom Master Bedroom Master Bath Master Bath Master Closet Side Hall to Outside Half Bath Laundry 2nd Bedroom 2nd Bedroom 2nd Floor Balcony 2nd Floor Balcony 3rd Bedroom 3rd Bedroom 3rd Bedroom 2nd Bath 3rd Floor Bonus Room 3rd Floor Bonus Room 3rd Floor Wet Bar 3rd Floor Observation Deck 3rd Floor Observation Deck 3rd Floor Observation Deck Observation Deck View Observation Deck View Outside Shower Pool Area Pool Area Pool Area Pool Area Pool Area Out Building Top Golf Pirates Dinner Theater McGuires Pub

Property Description
SO CLOSE TO THE GULF! This beautifully furnished 3 story home comfortably sleeps 14 and is only 1 block to Beach Access #88 and the open waters of the Gulf. It is thoughtfully laid out with the living room, kitchen, laundry, and master bedroom on the ground floor. The 2 bedrooms on the second floor can sleep 10, and shares a large, 2 entrance bathroom. The 3rd floor sleeps 2 more, has a wet bar with mini-fridge, and has an 11x11 open deck with incredible views. You have multiple sliver views of the Gulf and a wide-open view of the night sky for some star gazing, or fireworks on the 4th of July and New Years. The private inground swimming pool has an attached spa, and the large pool deck covers the entire back yard, so there is NO YARD MAINTENANCE to worry about. Sitting on the quiet west end of PCB, this home will allow Short Term Rentals and is perfect for that family getaway. Pier Park, Top Golf, and Dolly's Pirate Dinner Theatre are less than 6 miles away. Sellers will consider some owner financing with a large enough down payment, so ask for details. Meas. are approx.

Details
Maps
General Property Info
Acreage: 0.09
Design: Beach House
Lot Size (SqFt): 3920
Apx SqFt(Htd/Cooled): 1993
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Accessory Dwelling Unit: No
Lot Dimensions: 34.0 ft x 125.0 ft
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2001
Contract Info
List Price/SqFt: 790.27
Status: Active
List Date: 2026-08-07
List Price: $1,575,000
Current Price: $1,575,000
Location
Sub Area: 0325 - Beach - West South
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 79, go west on PCB Parkway approx. 4.6 miles to a left on Kelly St. Go within 1 block of Front Bch Rd to Belgrade and turn right. Home on right.
Area: 03 - Bay County - Beach
Street #: 21908
Street Name: Belgrade
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Subdivision: [No Recorded Subdiv]
Parcel ID: 35998-010-010
Legal Description: KISKA BEACH MAP 13B3 E 34' LOT 8 BLK 3 ORB 1499 P 1954 ORB 2315 P 2305
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 4924.92
Last Tax Year: 2025
Lot: 8
Block: 3
Brokerage Interest: No Interest
Section: 4
Township: 3S
Range: 17W
Remarks & Misc
Remarks: SO CLOSE TO THE GULF! This beautifully furnished 3 story home comfortably sleeps 14 and is only 1 block to Beach Access #88 and the open waters of the Gulf. It is thoughtfully laid out with the living room, kitchen, laundry, and master bedroom on the ground floor. The 2 bedrooms on the second floor can sleep 10, and shares a large, 2 entrance bathroom. The 3rd floor sleeps 2 more, has a wet bar with mini-fridge, and has an 11x11 open deck with incredible views. You have multiple sliver views of the Gulf and a wide-open view of the night sky for some star gazing, or fireworks on the 4th of July and New Years. The private inground swimming pool has an attached spa, and the large pool deck covers the entire back yard, so there is NO YARD MAINTENANCE to worry about. Sitting on the quiet west end of PCB, this home will allow Short Term Rentals and is perfect for that family getaway. Pier Park, Top Golf, and Dolly's Pirate Dinner Theatre are less than 6 miles away. Sellers will consider some owner financing with a large enough down payment, so ask for details. Meas. are approx.
Balcony
Third: 1
Bonus Room
Third: 1
Dining Room
First: 1
Pool Features
Fenced: 1
Inground: 1
Pool/Spa Combo: 1
Storage
First: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Fireplace: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Split Bedroom: 1
Window - Treatment All: 1
Construction/Siding
Wood/Frame: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Privacy: 1
Fireplace: 1
Shower: 1
Porch Open: 1
Other Structures
Outbuilding: 1
Financing
Cash: 1
Conventional: 1
Seller Financing: 1
Furnished
Furnished: 1
Interior
Bonus Room: 1
Floor - Carpet: 1
Floor - Concrete: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Landscaped: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Paver Block: 1
Present Zoning
Resid Single Family: 1
Rooms
Balcony: 1
Bedroom: 1
Bonus Room: 1
Dining Room: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Storage: 1
Utilities
Cable - Available: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Full Bathroom
Second: 1
Half Bathroom
First: 1
Primary Bedroom
First: 1
Bedroom
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Separate Shwr: 1
MBath Tub - Jetted: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Primary Bathroom
First: 1
Security Features
Smoke Detector(s): 1
See Remarks: 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Range - Electric; Washer; Water Heater - Electric
Full Bathroom: Second
Half Bathroom: First
Primary Bedroom: First
Bedroom: Second
Cooling: Ceiling Fan(s); Central Air
Heating: Central; Electric
Exterior: Balcony; Deck Open; Double Pane Windows; Fenced Privacy; Fireplace; Shower; Porch Open
Financing: Cash; Conventional; Seller Financing
Furnished: Furnished
Interior: Bonus Room; Floor - Carpet; Floor - Concrete
Kitchen: First
Living Room: First
Lot Features: Landscaped; Near Beach Access; Within 1/2 Mile to Water
Lot Access: City Street
Balcony: Third
Bonus Room: Third
Primary Bathroom: First
Dining Room: First
Pool Features: Fenced; Inground; Pool/Spa Combo
Security Features: Smoke Detector(s); See Remarks
Storage: First
Parking Features: Driveway; Paver Block
Other Structures: Outbuilding
Rooms: Balcony; Bedroom; Bonus Room; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom; Storage
Sale Type: As Is
Utilities: Cable - Available; Electricity - Connected; Garbage; Internet - Broadband Available; Public Water - Connected
Waterview: Gulf
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst17 x 1617.0016.00
KitchenFirst12 x 1112.0011.00
Dining RoomFirst11 x 711.007.00
Primary BedroomFirst15 x 1215.0012.00
Primary BathroomFirst11 x 8.311.008.30
Half BathroomFirst
BedroomSecond19 x 1119.0011.00
BedroomSecond14.8 x 10.614.8010.60
Full BathroomSecond12.3 x 6.812.306.80
Bonus RoomThird12.6 x 1112.6011.00
BalconyThird11 x 1111.0011.00
StorageFirst12 x 812.008.00

Listing Office: AMERICAN REALTY of Bay Co, Inc

Last Updated: August - 09 - 2026

Information deemed reliable but not guaranteed.