$1,299,000
Panama City Beach, FL 32413
MLS# 797617
4 beds | 4 baths | 2129 sqft
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Property Description
Turnkey 4-Bed Income Home -- Cost Segregation Ready Steps to a public beach and just 3.5 miles from Scenic Highway 30A, this fully furnished, turnkey 4-bed, 3.5-bath investment property in Santa Rosa Beach is primed for a cost segregation study and year-end accelerated depreciation. With two master suites (main and upstairs), a private pool, separate garage with golf-cart space, and NO HOA, the home contains distinct tangible assets--pool, HVAC, finishes, and landscaping--ideal for reclassifying to shorter recovery lives and maximizing bonus depreciation for 2026 tax filings. Proven rental history with established snowbird and vacation bookings delivers immediate cash flow while enabling buyers who complete a cost segregation study before year-end to capture meaningful tax deferral. Located minutes from dining, Timpoochee Trail, Grayton Beach and Seaside, this property combines 30A lifestyle appeal with actionable tax-planning upside.
Details
Maps
General Property Info
Acreage: 0.13
Design: Beach House
Lot Size (SqFt): 5227
Apx SqFt(Htd/Cooled): 2129
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
Accessory Dwelling Unit: No
Lot Dimensions: 50.0 ft x 110.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2023
Contract Info
List Price/SqFt: 610.15
Status: Active
List Date: 2026-11-09
List Price: $1,299,000
Current Price: $1,299,000
Location
Sub Area: 0324 - Beach - West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: hwy 98 to front beach rd left on Palm beach Dr
Area: 03 - Bay County - Beach
Street #: 219
Street Name: Palm Beach
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 36093-010-000
Legal Description: INLET BEACH HEIGHTS MAP 6A1 LOT 16 ORB 4482 P 2219
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: Yes
Last Taxes: 9436.97
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Turnkey 4-Bed Income Home -- Cost Segregation Ready
Steps to a public beach and just 3.5 miles from Scenic Highway 30A, this fully furnished, turnkey 4-bed, 3.5-bath investment property in Santa Rosa Beach is primed for a cost segregation study and year-end accelerated depreciation. With two master suites (main and upstairs), a private pool, separate garage with golf-cart space, and NO HOA, the home contains distinct tangible assets--pool, HVAC, finishes, and landscaping--ideal for reclassifying to shorter recovery lives and maximizing bonus depreciation for 2026 tax filings. Proven rental history with established snowbird and vacation bookings delivers immediate cash flow while enabling buyers who complete a cost segregation study before year-end to capture meaningful tax deferral. Located minutes from dining, Timpoochee Trail, Grayton Beach and Seaside, this property combines 30A lifestyle appeal with actionable tax-planning upside.
Pool Features
Heated - Gas: 1
Inground: 1
Saltwater: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Washer: 1
Water Heater - Tankless: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Exterior
Deck Covered: 1
Fenced Back Yard: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Rooms
Bedroom: 1
Kitchen: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Public Sewer - Connected: 1
Public Water - Available: 1
Public Water - Connected: 1
Primary Bedroom
First: 1
Bedroom
Second: 1
Cooling
Central Air: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBed First Floor: 1
MBed Walk-in Closet: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Dryer; Microwave; Range - Electric; Washer; Water Heater - Tankless
Primary Bedroom: First
Bedroom: Second
Cooling: Central Air
Heating: Central
Exterior: Deck Covered; Fenced Back Yard
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Features: Within 1/2 Mile to Water
Lot Access: City Street
Pool Features: Heated - Gas; Inground; Saltwater
Parking Features: Driveway; Garage Attached
Rooms: Bedroom; Kitchen; Living Room; Primary Bedroom
Utilities: Public Sewer - Connected; Public Water - Available; Public Water - Connected
Present Zoning: Resid Single Family
Room Information
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 21 x 14 | 21.00 | 14.00 | Living |
| Kitchen | First | 17 x 12.9 | 17.00 | 12.90 | Kitchen |
| Primary Bedroom | First | 15 x 13.4 | 15.00 | 13.40 | Master |
| Bedroom | Second | 12.4 x 11 | 12.40 | 11.00 | Guest room |
Listing Office: 1 Percent Lists Florida Coast
Last Updated: November - 10 - 2026
Information deemed reliable but not guaranteed.