21523 Front Beach Road, Panama City Beach, FL 32413 (MLS# 794502)

Acreage: 0.09

Design: N/A

Lot Size (SqFt): 4008

Apx SqFt(Htd/Cooled): 7914

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 4

Accessory Dwelling Unit: No

Lot Dimensions: 30.0 ft x 135.0 ft

New Construction: No

Garage Y/N: No

Covered Spaces: 2

Driveway Spaces: 6

Assigned Spaces: 6

Pool: Yes

Pool Type: Private

Sub-Type: Multi Family

Bedrooms: 12

Full Baths: 12

Total Baths: 16

Year Built: 2007

List Price/SqFt: 720.24

Status: Active

List Date: 2026-08-21

List Price: $5,700,000

Current Price: $5,700,000

Sub Area: 0325 - Beach - West South

Community/Resort: Riviera Beach

Waterfront: Yes

Gulf Access: Yes

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Panama City Beach Parkway (Hwy 98), turn South onto Front Beach Road. Continue West on FBR to 21523 FBR. Property will be on the South Side of Front Beach Road.

Area: 03 - Bay County - Beach

Street #: 21523

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32413

County: Bay

Subdivision: Riviera Beach

Parcel ID: 35412-010-000

Legal Description: RIVIERA BEACH MAP-13B4 LOT 1 LESS 5' ESMT ON E SIDE ORB 4798 P 1002

HOA Fee: No

New Buyer Fee: No

Last Taxes: 37447

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: The opportunity you've been waiting for has arrived. This extraordinary Gulf-front property on the desirable West End of Panama City Beach offers a rare combination of substantial construction, direct beach access, luxury coastal living, and proven income-producing potential, all just a short drive from iconic 30A no HOA restrictions! Built with longevity in mind, this impressive beachfront building features concrete construction, metal studs, a tile roof, and stucco exterior, providing a level of stability and quality that sets it apart from typical coastal properties. The building consists of three individual income-producing residences, each offering approximately 2,500 square feet with 4 bedrooms and 4.5 bathrooms. One private residence occupies each of the second, third, and fourth floors, creating an exceptional opportunity to own an entire Gulf-front building with three separate luxury rental units and multiple income streams. Each residence features two oversized Gulf-front balconies with panoramic views of the emerald waters, sugar-white sand, and unforgettable sunsets. Walls of glass fill the interiors with natural light while showcasing uninterrupted Gulf views throughout the living spaces. Inside, each residence is thoughtfully designed for both luxury and functionality. Gourmet kitchens feature custom wood cabinetry, extensive granite countertops, premium stainless-steel appliances, generous preparation space, and elegant wet bars with dedicated wine storage. The outdoor amenities make this property equally impressive. A large, covered entertainment area provides plenty of space for guests to gather and relax while enjoying the private pool and hot tub. From there, private beach access leads directly to the Gulf of America, creating the complete beachfront experience for owners and rental guests alike. Whether you're looking for a high-quality Gulf-front investment with three individual income-producing residences, a multi-generational coastal retreat, or the rare opportunity to own an entire beachfront building, this property delivers. With its concrete construction, metal studs, direct Gulf frontage, resort-style amenities, West End Panama City Beach location, and convenient access to 30A, opportunities like this are exceptionally difficult to find.

First: 1

First: 1

First: 1

Fenced: 1

Inground: 1

Spa/ Hot Tub: 1

Bar Fridge: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Raised: 1

Elevator: 1

Floor - Tile: 1

Kitchen Island: 1

Lighting - Recessed: 1

Lock Out Closet: 1

Wet Bar: 1

Window - Treatment All: 1

Concrete: 1

Steel/Frame: 1

Roof - Tile/Slate: 1

Siding - Stucco: 1

Balcony: 1

Fenced Back Yard: 1

Shower: 1

Shore - Beach: 1

Cash: 1

Conventional: 1

Furnished: 1

First: 1

First: 1

Waterfront: 1

City Street: 1

Carport Attached: 1

Driveway: 1

Resid Multi-Family: 1

Elevators: 1

Pool: 1

Waterfront: 1

Balcony: 1

Bedroom: 1

Dining Room: 1

Full Bathroom: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Unobstructed: 1

As Is: 1

First: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Separate Meters: 1

Central: 1

Electric: 1

MBath Separate Shwr: 1

MBath Tub - Jetted: 1

MBath Walk-In Closet: 1

MBed Balcony: 1

MBed First Floor: 1

MBed Sitting Area: 1

MBed Waterfront: 1

Fire Alarm: 1

Fire Sprinkler System: 1