21401 Hilltop Avenue, Panama City Beach, FL 32413 (MLS# 786385)

List Price/SqFt: 348.77

Status: Active

List Date: 2026-03-05

List Price: $640,000

Current Price: $640,000

Sub Area: 0324 - Beach - West Central

Community/Resort: Riviera Beach

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: Heading East on Front Beach Road from US98 from Lake Powell Bridge, turn Left on Riviera Drive, turn Right on Hilltop Ave, property will be on your right.

Area: 03 - Bay County - Beach

Street #: 21401

Street Name: Hilltop

Street Suffix: Avenue

State: FL

Zip Code: 32413

County: Bay

Subdivision: Riviera Beach

Parcel ID: 35530-000-000

Legal Description: RIVIERA BEACH MAP-13B4- LOT 166 ORB 2025 P 2107

Acreage: 0.13

Design: Beach House

Lot Size (SqFt): 5489

Apx SqFt(Htd/Cooled): 1835

Construction Status: Construction Complete

SqFt Source: Owner Measured

Lot Dimensions: 50x110

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 3

Total Baths: 3

Year Built: 1991

HOA Fee: No

New Buyer Fee: No

Last Taxes: 4909

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Great opportunity on the quiet West End of Panama City Beach - just 3 blocks from the beach and perfectly positioned for a strong short-term rental or personal getaway. This beach house offers a projected annual gross rental income of $54,000-$78,000 and has been thoughtfully expanded with an additional 700 square feet by converting the adjacent garage into a fully functional living space. The new addition includes 1 Bedroom, a Full Bathroom, a Bunk room, and a Full Living room, creating a separate guest suite that adds flexibility and increased rental potential. The main home features 2 Bedrooms and 2 Full Bathrooms, providing comfortable coastal living in a peaceful area while still being close to the beach and everything PCB has to offer. If you're looking for a turnkey investment or beach retreat with great income potential, this property is worth a look. Reach out today to schedule a showing.

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Converted Garage: 1

Floor - Vinyl Plank: 1

Roof - Composite Shngl: 1

Roof - Metal: 1

Siding - Stucco: 1

Fenced Back Yard: 1

Fenced Lot-All: 1

Patio Covered: 1

Porch Covered: 1

Guest House: 1

Furnished: 1

Bonus Room: 1

Bunk Room: 1

City Street: 1

Driveway: 1

Garage Attached: 1

Paved: 1

Bedroom: 1

Electricity - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Shower Only: 1

MBed First Floor: 1