21309 Caribbean Lane, Panama City Beach, FL 32413 (MLS# 786049)

List Price/SqFt: 447.1

Status: Active

List Date: 2026-03-01

List Price: $579,000

Current Price: $579,000

Sub Area: 0324 - Beach - West Central

Community/Resort: Riviera Beach

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Hwy 79 Travel west on Panama City Beach Parkway. Turn left on Le Grand, Turn right on Caribbean, home on the left.

Area: 03 - Bay County - Beach

Street #: 21309

Street Name: Caribbean

Street Suffix: Lane

State: FL

Zip Code: 32413

County: Bay

Subdivision: Riviera Beach

Parcel ID: 35482-000-000

Legal Description: RIVIERA BEACH MAP-13B4 LOT 112 ORB 4714 P 465

Acreage: 0.12

Design: Beach House

Lot Size (SqFt): 5227

Apx SqFt(Htd/Cooled): 1295

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 50x110

New Construction: No

Garage Y/N: No

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1988

HOA Fee: No

New Buyer Fee: No

Last Taxes: 4753

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Completely renovated in 2023 and designed with today's buyer in mind, this turnkey 3 bedroom, 2 bath beach cottage offers the ideal blend of style, comfort, and income potential in the heart of Panama City Beach. With 1,295 square feet of thoughtfully updated living space, this property is already operating as a successful short-term rental and is perfectly suited as an investment property, second home, or full-time coastal retreat. Step inside to a bright, open-concept floor plan featuring vaulted ceilings with exposed wood beams, recessed lighting, and luxury plank flooring throughout. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere for gathering and entertaining. The beautifully updated kitchen offers crisp white cabinetry, quartz countertops, open shelving, modern hardware, stainless appliances, and a large island overlooking the main living space. The primary suite is a peaceful retreat with abundant natural light and a spa-inspired en suite bath featuring dual vanities, sleek fixtures, and a stunning tiled walk-in shower. Two additional guest bedrooms and a fully updated second bath provide comfortable accommodations for family and guests, maximizing rental flexibility. Outdoor living is where this home truly shines. A screened-in patio extends the living space and offers the perfect spot for morning coffee or evening cocktails. The fully fenced backyard is private and spacious, complete with a fire pit gathering area and ambient string lighting that creates an inviting coastal setting for guests. An irrigation system on well water helps maintain the lush lawn while keeping utility costs down. The exterior showcases charming coastal cottage appeal with warm wood siding and thoughtful architectural details that set it apart. The manageable lot size makes ownership easy while still offering ample outdoor enjoyment. Located just minutes from the white sandy beaches and only about 10 minutes to Rosemary Beach, this property offers exceptional short-term rental appeal in a highly desirable area near dining, shopping, and entertainment. With recent renovations, modern finishes, and an established rental presence, this is a true turnkey opportunity. Golf cart included. Whether you are looking to expand your investment portfolio or secure your own beach getaway that can generate income when not in use, 21309 Caribbean Lane delivers both lifestyle and strong income potential in one beautifully updated package.

Dishwasher: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Tankless: 1

Ceiling - Beamed: 1

Converted Garage: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Siding - Cedar/Shake: 1

Fenced Back Yard: 1

Fire Pit: 1

Patio Enclosed: 1

Sprinkler System: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Furnished: 1

First: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Driveway: 1

Bedroom: 1

Living Room: 1

Primary Bedroom: 1

Internet - Broadband Available: 1

Public Water - Connected: 1

Septic Tank: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Shower/Tub Combo: 1