2100 W Beach Drive ZS101, Panama City, FL 32401 (MLS# 796001)


$285,000
2100 W Beach Drive ZS101
Panama City, FL 32401
MLS# 796001
2 beds  |  1 baths  |  970 sqft


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Property Description
Welcome to this beautifully renovated 2-bedroom, 1-bath ground-floor condo in the heart of historic St. Andrews! Thoughtfully updated from top to bottom, this move-in-ready unit combines a fresh coastal feel with an established setting surrounded by mature oak trees. Inside, you'll find new tile plank flooring throughout, creating a clean, cohesive look that's both stylish and easy to maintain. The completely remodeled kitchen features all-new cabinetry, quartz counter tops and stainless steel appliances, complemented by an aqua-blue accent backsplash that adds the perfect touch of coastal character. The updated bathroom features a spacious walk-in shower with a glass enclosure and modern finishes. One of the standout features of this unit is its location within the complex. Situated south of Beach Drive, it offers bay views and an east-facing patio where you can enjoy the morning sunshine and coastal breezes. Being on the ground floor means no stairs to navigate and easy access to your home, patio and parking. Even better, this unit includes TWO assigned parking spaces--a valuable feature when many units have only one. The established community offers two swimming pools and a peaceful residential atmosphere, with no short-term rentals permitted. Mature trees and lush surroundings give the property a welcoming, tucked-away feel while still placing you right in the heart of St. Andrews. Enjoy being close to the waterfront, local restaurants, coffee shops, boutiques, parks, marinas and the unique shops and entertainment that make St. Andrews one of Panama City's most loved areas. Whether you're heading out for lunch, enjoying an afternoon near the bay or exploring the neighborhood, so much of the St. Andrews lifestyle is just minutes from your front door. Completely renovated, ground-floor living, two assigned parking spaces, bay views and an exceptional location south of Beach Drive--this condo offers a combination that's hard to find!

Details
Maps
General Property Info
Floor Number: 1
Design: Low-Rise (1-3 floors)
Apx SqFt(Htd/Cooled): 970
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 2
# of Units in Bldg: 8
Accessory Dwelling Unit: No
Pre-Const Flip: No
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Assigned Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 1
Total Baths: 1
Year Built: 1969
Contract Info
List Price/SqFt: 293.81
Status: Active
List Date: 2026-09-29
List Price: $285,000
Current Price: $285,000
Location
Unit #: ZS101
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: Drive south on Frankford Ave from Hwy 98 until you reach W Beach Drive. The property is located immediately on the right. turn left in the parking lot and cross the road to park. look for building Z unit is on the ground floor
Area: 02 - Bay County - Central
Street #: 2100
Street Direction: W
Street Name: Beach
Street Suffix: Drive
State: FL
Zip Code: 32401
County: Bay
Subdivision: Landmark On St. Andrews Bay
Parcel ID: 29571-129-000
Legal Description: LANDMARK ON ST. ANDREWS BAY UNIT ZS-101 2BR 1BA ORB 2096 P 1760 970 H&C ORB 3881 P 1834 .
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 496.52
HOA Frequency: Monthly
HOA Annual Amount: 5958.24
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 832.64
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to this beautifully renovated 2-bedroom, 1-bath ground-floor condo in the heart of historic St. Andrews! Thoughtfully updated from top to bottom, this move-in-ready unit combines a fresh coastal feel with an established setting surrounded by mature oak trees. Inside, you'll find new tile plank flooring throughout, creating a clean, cohesive look that's both stylish and easy to maintain. The completely remodeled kitchen features all-new cabinetry, quartz counter tops and stainless steel appliances, complemented by an aqua-blue accent backsplash that adds the perfect touch of coastal character. The updated bathroom features a spacious walk-in shower with a glass enclosure and modern finishes. One of the standout features of this unit is its location within the complex. Situated south of Beach Drive, it offers bay views and an east-facing patio where you can enjoy the morning sunshine and coastal breezes. Being on the ground floor means no stairs to navigate and easy access to your home, patio and parking. Even better, this unit includes TWO assigned parking spaces--a valuable feature when many units have only one. The established community offers two swimming pools and a peaceful residential atmosphere, with no short-term rentals permitted. Mature trees and lush surroundings give the property a welcoming, tucked-away feel while still placing you right in the heart of St. Andrews. Enjoy being close to the waterfront, local restaurants, coffee shops, boutiques, parks, marinas and the unique shops and entertainment that make St. Andrews one of Panama City's most loved areas. Whether you're heading out for lunch, enjoying an afternoon near the bay or exploring the neighborhood, so much of the St. Andrews lifestyle is just minutes from your front door. Completely renovated, ground-floor living, two assigned parking spaces, bay views and an exceptional location south of Beach Drive--this condo offers a combination that's hard to find!
Appliances
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Interior Features
Floor - Tile: 1
Window - Treatment Some: 1
Exterior
Patio Open: 1
Waterfront Feature
Shore - Beach: 1
Shore - Natural: 1
Shore - Seawall: 1
Association Fees Include
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Fishing: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Management: 1
Pest Control: 1
Picnic Area: 1
Pool: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Unfurnished: 1
Living Room
First: 1
Lot Features
Near Beach Access: 1
Near Public Boat Ramp: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Assigned: 1
No Garage: 1
Parking Lot: 1
Present Zoning
City: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Fishing: 1
Picnic Area: 1
Pool: 1
Waterfront: 1
Sidewalks: 1
Rooms
Bedroom: 1
Living Room: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Waterview
Bay: 1
Waterfront Type
Bay/Harbor: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBed Walk-in Closet: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Microwave; Range - Electric; Refrigerator
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Patio Open
Association Fees Include: BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Fishing; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Management; Pest Control; Picnic Area; Pool; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Unfurnished
Living Room: First
Lot Features: Near Beach Access; Near Public Boat Ramp; Sidewalk; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Security Features: Smoke Detector(s)
Parking Features: Additional Parking; Assigned; No Garage; Parking Lot
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Fishing; Exercise Room; Picnic Area; Pool; Sidewalks; Waterfront
Rooms: Bedroom; Living Room; Primary Bedroom
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected
Waterfront Type: Bay/Harbor
Waterfront Feature: Shore - Beach; Shore - Natural; Shore - Seawall
Waterview: Bay
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst14 x 11.514.0011.50
BedroomFirst14 x 1014.0010.00
Living RoomFirst24 x 1224.0012.00

Listing Office: Think Real Estate

Last Updated: September - 29 - 2026

Information deemed reliable but not guaranteed.