204 Middleburg Drive, Panama City Beach, FL 32413 (MLS# 793320)


$425,000
204 Middleburg Drive
Panama City Beach, FL 32413
MLS# 793320
3 beds  |  2 baths  |  1833 sqft


204 Middleburg Dr
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204 Middleburg Dr 204 middleburg dr-awp_media-001 Virtually staged living room Living area with access to screen back patio and fenced backyard Large living area with vaulted ceilings Hardwood floors throughout most of the home Updated kitchen with custom cabinets and quartz counters 204 middleburg dr-awp_media-018 Stainless appliances 204 middleburg dr-awp_media-019 204 middleburg dr-awp_media-013 Breakfast nook in the kitchen PT Kitchen Foyer and dining room Virtually staged dining room Dining area can be enclosed for office or 4th bedroom 204 middleburg dr-awp_media-022 Living area PT Primary bedroom virtually staged Primary Bedroom 204 middleburg dr-awp_media-025 French door access to patio from bedroom Double closets in bathroom area En suite bath with garden tub/shower Bedroom 2 204 middleburg dr-awp_media-032 Bedroom 3 204 middleburg dr-awp_media-036 Bath 2 Laundry Virtually staged screen porch 204 middleburg dr-awp_media-039 204 middleburg dr twilight-awp_media-008 204 middleburg dr twilight-awp_media-009 Backyard large enough for a pool 204 middleburg dr twilight-awp_media-010 204 middleburg dr-awp_media-042 204 middleburg dr-awp_media-043 204 middleburg dr twilight-awp_media-006 204 middleburg dr drone-awp_media-015 Closest of 2 community pools Drone-9 Second community pool Palmetto Trace 5 minute drive to south Pier Park 5 minute drive to Top Golf Walking distance to Frank Brown Park 3 minute drive to Pier Park North 5 minutes to new Tallahassee Memorial Heath Complex and future Hospital 204 middleburg dr twilight drone-awp_med Walking distance to Frank Brown Park Gulf Coast Jam and event field at Frank Brown Park approx 1 mile to Dog Beach and City Pier Approx 1 mile to South Pier Park pier park drone - awp media - 00008 Less than a mile to Pier Park North Dining and shopping Approx 1 mile to Top Golf top golf - awp media 006 1 mile to Dolly Parton Pirates Voyage Dinner and Show PT Central Location Captiva floor plan. Welcome Home!
Open House (08/02/2026 - 12:00 pm - 3:00 pm)

Property Description
Welcome to Palmetto Trace, one of Panama City Beach's most desirable golf cart-friendly communities, where location, lifestyle, and convenience come together. Perfectly situated in the heart of Panama City Beach, this beautifully maintained home is just minutes from Pier Park, Frank Brown Park, the beach, Gayle's Trails, Topgolf, Pirate's Voyage Dinner & Show, and countless shopping, dining, and entertainment options. Inside, you'll find soaring vaulted ceilings, abundant natural light, and hardwood flooring throughout most of the home, creating a warm and inviting atmosphere. The recently renovated kitchen is designed for both everyday living and entertaining, featuring elegant quartz countertops, stainless steel appliances, abundant cabinetry, and a functional layout that opens to the main living areas. The spacious primary suite is a true retreat, offering French door access to the screened-in porch, two walk-in closets, and a private en-suite bath complete with a relaxing garden tub. Step outside to enjoy the screened patio, providing the ideal indoor-outdoor living space overlooking the low-maintenance fenced backyard. 2 additional bedrooms share a second bathroom. Additional highlights include a two-car garage with plenty of room for vehicles, storage, and all your beach lifestyle essentials. Palmetto Trace offers exceptional community amenities with a low annual HOA fee that includes professional management, trash service, sidewalks, two community pools with covered cabanas, tree-lined streets, and underground utilities. Two convenient neighborhood entrances make getting around effortless. The location truly sets this home apart. Enjoy easy access to Pier Park's premier shopping, dining, and entertainment, Frank Brown Park's renowned sports facilities, Aaron Bessant Park's concerts and community events, Russell-Fields Pier, Panama City Beach's dog-friendly beach, and Northwest Florida Beaches International Airport, located approximately 15 minutes away. The future Tallahassee Memorial Hospital campus nearby is expected to bring additional convenience and long-term value to the area. Whether you're looking for a full-time residence, a second home, or an investment in one of Panama City Beach's most sought-after communities, this home offers the perfect combination of comfort, convenience, and coastal living. Roof replaced 2021, HVAC 2018, Water Heater 2017 'Age, Square Footage, lot and room sizes approx, if important please verify.

Details
Maps
General Property Info
Acreage: 0.2
Design: Traditional
Lot Size (SqFt): 8540
Apx SqFt(Htd/Cooled): 1833
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 70x122
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 2005
Contract Info
List Price/SqFt: 231.86
Status: Active
List Date: 2026-07-23
List Price: $425,000
Current Price: $425,000
Location
Sub Area: 0321 - Beach - North Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 West from the Hathaway Bridge, Right onto Pier Park Dr. Right onto Brunswick Blvd. Right onto Middleburg Dr. Home is on your left.
Area: 03 - Bay County - Beach
Street #: 204
Street Name: Middleburg
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Subdivision: Palmetto Trace
Parcel ID: 32738-980-247
Legal Description: PALMETTO TRACE PHASE IV LOT 332 ORB 3959 P 2149
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 249
HOA Frequency: Quarterly
HOA Annual Amount: 996
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
New Buyer Fee Paid: %
Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property.
Remarks & Misc
Remarks: Welcome to Palmetto Trace, one of Panama City Beach's most desirable golf cart-friendly communities, where location, lifestyle, and convenience come together. Perfectly situated in the heart of Panama City Beach, this beautifully maintained home is just minutes from Pier Park, Frank Brown Park, the beach, Gayle's Trails, Topgolf, Pirate's Voyage Dinner & Show, and countless shopping, dining, and entertainment options. Inside, you'll find soaring vaulted ceilings, abundant natural light, and hardwood flooring throughout most of the home, creating a warm and inviting atmosphere. The recently renovated kitchen is designed for both everyday living and entertaining, featuring elegant quartz countertops, stainless steel appliances, abundant cabinetry, and a functional layout that opens to the main living areas. The spacious primary suite is a true retreat, offering French door access to the screened-in porch, two walk-in closets, and a private en-suite bath complete with a relaxing garden tub. Step outside to enjoy the screened patio, providing the ideal indoor-outdoor living space overlooking the low-maintenance fenced backyard. 2 additional bedrooms share a second bathroom. Additional highlights include a two-car garage with plenty of room for vehicles, storage, and all your beach lifestyle essentials. Palmetto Trace offers exceptional community amenities with a low annual HOA fee that includes professional management, trash service, sidewalks, two community pools with covered cabanas, tree-lined streets, and underground utilities. Two convenient neighborhood entrances make getting around effortless. The location truly sets this home apart. Enjoy easy access to Pier Park's premier shopping, dining, and entertainment, Frank Brown Park's renowned sports facilities, Aaron Bessant Park's concerts and community events, Russell-Fields Pier, Panama City Beach's dog-friendly beach, and Northwest Florida Beaches International Airport, located approximately 15 minutes away. The future Tallahassee Memorial Hospital campus nearby is expected to bring additional convenience and long-term value to the area. Whether you're looking for a full-time residence, a second home, or an investment in one of Panama City Beach's most sought-after communities, this home offers the perfect combination of comfort, convenience, and coastal living. Roof replaced 2021, HVAC 2018, Water Heater 2017 'Age, Square Footage, lot and room sizes approx, if important please verify.
Dining Room
First: 1
Great Room
First: 1
Pool Features
Fenced: 1
Inground: 1
Pool House: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Cathedral: 1
Floor - Hardwood: 1
Floor - Tile: 1
Pantry: 1
Window - Bay: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Stucco: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Hurricane Shutters: 1
Porch Covered: 1
Porch Screened: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
Legal: 1
Management: 1
Pavilion/Gazebo: 1
Pool: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Lot Features
Covenants & Rescrictions: 1
Curb & Gutter: 1
Interior Lot: 1
Subdivision - Recorded: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Pavilion/Gazebo: 1
Pool: 1
Sidewalks: 1
Rooms
Bedroom: 1
Dining Room: 1
Great Room: 1
Kitchen: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Security System: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heat Pump: 1
Heating
Central: 1
Electric: 1
Heat Pump: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump
Heating: Central; Electric; Heat Pump
Exterior: Double Pane Windows; Fenced Back Yard; Fenced Privacy; Hurricane Shutters; Porch Covered; Porch Screened; Sprinkler System
Association Fees Include: Accounting; Legal; Management; Pavilion/Gazebo; Pool; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Kitchen: First
Lot Features: Covenants & Rescrictions; Curb & Gutter; Interior Lot; Sidewalk; Subdivision - Recorded; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Dining Room: First
Great Room: First
Pool Features: Fenced; Inground; Pool House
Parking Features: Driveway; Garage Attached
Association Amenities: Pavilion/Gazebo; Pool; Sidewalks
Rooms: Bedroom; Dining Room; Great Room; Kitchen; Primary Bedroom
Showing: Security System; ShowingTime
Utilities: Electricity - Connected; Garbage; Internet - Fiber Optic; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
Great RoomFirst19 x 1819.0018.00
Dining RoomFirst16 x 1016.0010.00
Primary BedroomFirst19 x 1219.0012.00
BedroomFirst11 x 1011.0010.00
BedroomFirst11 x 1011.0010.00
KitchenFirst18 x 1118.0011.00Eat-in Kitchen

Listing Office: Local Insight Realty

Last Updated: July - 30 - 2026

Information deemed reliable but not guaranteed.