204 Middleburg Drive
Panama City Beach, FL 32413
MLS# 793320
3 beds | 2 baths | 1833 sqft
Open House (08/02/2026 - 12:00 pm - 3:00 pm)
Property DescriptionWelcome to Palmetto Trace, one of Panama City Beach's most desirable golf cart-friendly communities, where location, lifestyle, and convenience come together. Perfectly situated in the heart of Panama City Beach, this beautifully maintained home is just minutes from Pier Park, Frank Brown Park, the beach, Gayle's Trails, Topgolf, Pirate's Voyage Dinner & Show, and countless shopping, dining, and entertainment options.
Inside, you'll find soaring vaulted ceilings, abundant natural light, and hardwood flooring throughout most of the home, creating a warm and inviting atmosphere. The recently renovated kitchen is designed for both everyday living and entertaining, featuring elegant quartz countertops, stainless steel appliances, abundant cabinetry, and a functional layout that opens to the main living areas.
The spacious primary suite is a true retreat, offering French door access to the screened-in porch, two walk-in closets, and a private en-suite bath complete with a relaxing garden tub. Step outside to enjoy the screened patio, providing the ideal indoor-outdoor living space overlooking the low-maintenance fenced backyard.
2 additional bedrooms share a second bathroom.
Additional highlights include a two-car garage with plenty of room for vehicles, storage, and all your beach lifestyle essentials.
Palmetto Trace offers exceptional community amenities with a low annual HOA fee that includes professional management, trash service, sidewalks, two community pools with covered cabanas, tree-lined streets, and underground utilities. Two convenient neighborhood entrances make getting around effortless.
The location truly sets this home apart. Enjoy easy access to Pier Park's premier shopping, dining, and entertainment, Frank Brown Park's renowned sports facilities, Aaron Bessant Park's concerts and community events, Russell-Fields Pier, Panama City Beach's dog-friendly beach, and Northwest Florida Beaches International Airport, located approximately 15 minutes away. The future Tallahassee Memorial Hospital campus nearby is expected to bring additional convenience and long-term value to the area.
Whether you're looking for a full-time residence, a second home, or an investment in one of Panama City Beach's most sought-after communities, this home offers the perfect combination of comfort, convenience, and coastal living.
Roof replaced 2021, HVAC 2018, Water Heater 2017 'Age, Square Footage, lot and room sizes approx, if important please verify.
Acreage: 0.2
Design: Traditional
Lot Size (SqFt): 8540
Apx SqFt(Htd/Cooled): 1833
Construction Status: Construction Complete
SqFt Source: Prop App Site
Accessory Dwelling Unit: No
Lot Dimensions: 70x122
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
List Price/SqFt: 231.86
Status: Active
List Date: 2026-07-23
List Price: $425,000
Sub Area: 0321 - Beach - North Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Hwy 98 West from the Hathaway Bridge, Right onto Pier Park Dr. Right onto Brunswick Blvd. Right onto Middleburg Dr. Home is on your left.
Area: 03 - Bay County - Beach
Street #: 204
Street Name: Middleburg
Street Suffix: Drive
State: FL
Zip Code: 32413
County: Bay
Subdivision: Palmetto Trace
Parcel ID: 32738-980-247
Legal Description: PALMETTO TRACE PHASE IV LOT 332 ORB 3959 P 2149
HOA Fee: Yes
HOA Amount: 249
HOA Frequency: Quarterly
HOA Annual Amount: 996
New Buyer Fee: Yes
New Buyer Fee Amt: 0.5
New Buyer Fee Paid: %
Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property.
Remarks: Welcome to Palmetto Trace, one of Panama City Beach's most desirable golf cart-friendly communities, where location, lifestyle, and convenience come together. Perfectly situated in the heart of Panama City Beach, this beautifully maintained home is just minutes from Pier Park, Frank Brown Park, the beach, Gayle's Trails, Topgolf, Pirate's Voyage Dinner & Show, and countless shopping, dining, and entertainment options.
Inside, you'll find soaring vaulted ceilings, abundant natural light, and hardwood flooring throughout most of the home, creating a warm and inviting atmosphere. The recently renovated kitchen is designed for both everyday living and entertaining, featuring elegant quartz countertops, stainless steel appliances, abundant cabinetry, and a functional layout that opens to the main living areas.
The spacious primary suite is a true retreat, offering French door access to the screened-in porch, two walk-in closets, and a private en-suite bath complete with a relaxing garden tub. Step outside to enjoy the screened patio, providing the ideal indoor-outdoor living space overlooking the low-maintenance fenced backyard.
2 additional bedrooms share a second bathroom.
Additional highlights include a two-car garage with plenty of room for vehicles, storage, and all your beach lifestyle essentials.
Palmetto Trace offers exceptional community amenities with a low annual HOA fee that includes professional management, trash service, sidewalks, two community pools with covered cabanas, tree-lined streets, and underground utilities. Two convenient neighborhood entrances make getting around effortless.
The location truly sets this home apart. Enjoy easy access to Pier Park's premier shopping, dining, and entertainment, Frank Brown Park's renowned sports facilities, Aaron Bessant Park's concerts and community events, Russell-Fields Pier, Panama City Beach's dog-friendly beach, and Northwest Florida Beaches International Airport, located approximately 15 minutes away. The future Tallahassee Memorial Hospital campus nearby is expected to bring additional convenience and long-term value to the area.
Whether you're looking for a full-time residence, a second home, or an investment in one of Panama City Beach's most sought-after communities, this home offers the perfect combination of comfort, convenience, and coastal living.
Roof replaced 2021, HVAC 2018, Water Heater 2017 'Age, Square Footage, lot and room sizes approx, if important please verify.
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Breakfast Bar: 1
Ceiling - Cathedral: 1
Floor - Hardwood: 1
Floor - Tile: 1
Window - Treatment All: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Hurricane Shutters: 1
Porch Covered: 1
Porch Screened: 1
Management: 1
Pavilion/Gazebo: 1
Covenants & Rescrictions: 1
Curb & Gutter: 1
Interior Lot: 1
Subdivision - Recorded: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
City Street: 1
Paved Road: 1
Driveway: 1
Garage Attached: 1
Pavilion/Gazebo: 1
Pool: 1
ShowingTime: 1
Security System: 1
Electricity - Connected: 1
Garbage: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Ceiling Fan(s): 1
Central Air: 1
MBath Double Vanity: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
MBed First Floor: 1
MBath Shower/Tub Combo: 1
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric; Heat Pump
Heating: Central; Electric; Heat Pump
Exterior: Double Pane Windows; Fenced Back Yard; Fenced Privacy; Hurricane Shutters; Porch Covered; Porch Screened; Sprinkler System
Association Fees Include: Accounting; Legal; Management; Pavilion/Gazebo; Pool; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Lot Features: Covenants & Rescrictions; Curb & Gutter; Interior Lot; Sidewalk; Subdivision - Recorded; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Pool Features: Fenced; Inground; Pool House
Parking Features: Driveway; Garage Attached
Association Amenities: Pavilion/Gazebo; Pool; Sidewalks
Rooms: Bedroom; Dining Room; Great Room; Kitchen; Primary Bedroom
Showing: Security System; ShowingTime
Utilities: Electricity - Connected; Garbage; Internet - Fiber Optic; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Great Room | First | 19 x 18 | 19.00 | 18.00 | |
| Dining Room | First | 16 x 10 | 16.00 | 10.00 | |
| Primary Bedroom | First | 19 x 12 | 19.00 | 12.00 | |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 | |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 | |
| Kitchen | First | 18 x 11 | 18.00 | 11.00 | Eat-in Kitchen |
Listing Office: Local Insight Realty
Last Updated: July - 30 - 2026
Information deemed reliable but not guaranteed.