192 White Sandy Drive, Panama City Beach, FL 32407 (MLS# 789043)

List Price/SqFt: 282.92

Status: Active

List Date: 2026-04-28

List Price: $275,000

Current Price: $275,000

Sub Area: 0320 - Beach - Middle Central

Community/Resort: Gulf Highlands Beach Resort/Condos

Waterfront: Yes

Gulf Access: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: East on hwy 98, take a right on Richard Jackson Blvd then Take a Left on Middle Beach Rd, then take a Right at Gulf Highlands

Area: 03 - Bay County - Beach

Street #: 192

Street Name: White Sandy

Street Suffix: Drive

State: FL

Zip Code: 32407

County: Bay

Subdivision: Gulf Highlands Beach Resort

Parcel ID: 34797-240-000

Legal Description: GULF HIGHLANDS BEACH RESORT UNRECORDED LOT 41 BLK I . ORB 4109 P 2131

Acreage: 0.03

Design: Townhome

Lot Size (SqFt): 1338

Apx SqFt(Htd/Cooled): 972

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 2

Pre-Const Flip: No

Lot Dimensions: 25x85

New Construction: No

Garage Y/N: No

Assigned Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Attached Single Unit

Bedrooms: 2

Full Baths: 2

Total Baths: 3

Year Built: 1987

Homestead: No

HOA Fee: Yes

HOA Amount: 1121.78

HOA Frequency: Quarterly

HOA Annual Amount: 4487.12

Senior Community: No

Is Subject Leased: No

New Buyer Fee: Yes

New Buyer Fee Amt: 150

New Buyer Fee Paid: $

Last Taxes: 2069

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: No

Remarks: Waterfront under 300K!? This is the opportunity you have been waiting for. Search on YouTube ''For Sale 192 White Sandy Dr in Panama City Beach'' for video tour Welcome to this well maintained 2 bedroom 2.5 bath beach home offering a great combination of privacy, location, and value. Situated on the canal, you can enjoy peaceful water views and natural surroundings while relaxing or grilling in the evenings. There is also a pool located directly across the street for added convenience. Located just a short 5 minute walk to the beach, this home puts you close to the sand while still offering a quiet setting. Inside, the property features updates including granite countertops in the kitchen and half bath, LVP flooring, and a comfortable layout ready for personal use or rental. Additional highlights include short term rentals allowed with strong GRI potential, VA and FHA approval, low HOA, and 2 assigned parking spaces directly in front of the unit. The community amenities are extensive and included in the HOA of 1121.84 per quarter. These include 11 pools with 5 heated, a private beach house with beachfront pool and snack bar, tennis, pickleball and shuffleboard courts, fitness center, mini golf, playgrounds, conference center, as well as internet, lawn care, trash, pest control, and termite bond. Whether you are looking for a primary residence, vacation home, or investment property, this waterfront unit offers strong value in a desirable beachside community.

Heated - Gas: 1

Dishwasher: 1

Microwave: 1

Oven - Gas: 1

Refrigerator: 1

Washer/Dryer Stacked: 1

Water Heater - Gas: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Stucco: 1

Trim - Wood: 1

Patio Open: 1

Sprinkler System: 1

Community Room: 1

Exercise Room: 1

Gated Community: 1

Ground Keeping: 1

Internet-WiFi: 1

Management: 1

Mini Golf: 1

Pest Control: 1

Playground: 1

Pool: 1

Tennis: 1

Trash Disposal: 1

Termite Bond: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

Covenants & Rescrictions: 1

Sidewalk: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Private Road: 1

Assigned: 1

Resid Single Family: 1

Beach: 1

Community Room: 1

Exercise Room: 1

Fishing: 1

Gated Community: 1

Mini Golf: 1

Picnic Area: 1

Playground: 1

Pool: 1

Tennis: 1

Waterfront: 1

Shuffleboard Court: 1

Living Room: 1

Master Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Natural Gas - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Canal: 1

As Is: 1

Canal w/ Gulf Access: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Natural Gas: 1

Gated with Guard: 1

Smoke Detector(s): 1