1816 Discovery Loop, Panama City, FL 32405 (MLS# 790780)


$545,000
1816 Discovery Loop
Panama City, FL 32405
MLS# 790780
3 beds  |  3 baths  |  2338 sqft


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Open House (06/07/2026 - 1:30 pm - 3:30 pm)

Property Description
Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home featuring a golf cart-friendly lifestyle, custom built-ins, energy-efficient upgrades, and a prime location near University Academy. Built in 2019, this 2,314-square-foot home has been thoughtfully enhanced with features designed for comfort, convenience, and long-term value. Inside, you'll find a custom pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, built-in living room storage benches, and a dedicated laundry folding station with additional storage. Major improvements include a new roof installed in 2025, paid-off solar panels, a tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification systems on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and a smart irrigation controller. These upgrades contribute to an average monthly electric bill of approximately $70. Outside, enjoy a screened lanai, fenced backyard with expanded golf cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, ADT security system, and extensive built-in storage solutions. Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and easy access to shopping, dining, and everyday conveniences. This move-in-ready home combines thoughtful upgrades, energy efficiency, and an exceptional location in one impressive package.

Details
Maps
Contract Info
List Price/SqFt: 233.11
Status: Active
List Date: 2026-06-03
List Price: $545,000
Current Price: $545,000
Location
Sub Area: 0204 - Bay - Central NW
Community/Resort: None
Waterfront: No
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: From the intersection of Sweet Bay Ave and Hwy 390, travel north on Sweet Bay Ave until you reach the intersection of Discovery Loop. Turn west onto Discovery Loop and travel approximately 3/4 of a mile. Residence will be on the right (north) side of the roadway.
Area: 02 - Bay County - Central
Street #: 1816
Street Name: Discovery
Street Suffix: Loop
State: FL
Zip Code: 32405
County: Bay
Subdivision: Sweetbay
Parcel ID: 11731-250-450
Legal Description: SWEETBAY PH 1C REPLAT LOT 228 ORB 4169 P 1671
General Property Info
Acreage: 0.12
Design: Craftsman Style
Lot Size (SqFt): 5140
Apx SqFt(Htd/Cooled): 2338
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 45 x 115
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 3
Year Built: 2019
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 441
HOA Frequency: Quarterly
HOA Annual Amount: 1764
New Buyer Fee: No
Last Taxes: 5070
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home featuring a golf cart-friendly lifestyle, custom built-ins, energy-efficient upgrades, and a prime location near University Academy. Built in 2019, this 2,314-square-foot home has been thoughtfully enhanced with features designed for comfort, convenience, and long-term value. Inside, you'll find a custom pantry, under-stair storage room, built-in library shelving and cabinetry in the loft, built-in living room storage benches, and a dedicated laundry folding station with additional storage. Major improvements include a new roof installed in 2025, paid-off solar panels, a tankless water heater, whole-home water softener, reverse osmosis drinking water system, UV air purification systems on both HVAC units, solar-powered attic fan, hurricane shutters, gutters, and a smart irrigation controller. These upgrades contribute to an average monthly electric bill of approximately $70. Outside, enjoy a screened lanai, fenced backyard with expanded golf cart access gate, hardscaped outdoor areas, detached rear-entry garage, and convenient curbside parking. Additional features include custom cellular shades, ceiling fans throughout, heavy-duty garage shelving, ADT security system, and extensive built-in storage solutions. Located in one of Panama City's most sought-after communities, SweetBay offers parks, trails, waterfront amenities, community events, and easy access to shopping, dining, and everyday conveniences. This move-in-ready home combines thoughtful upgrades, energy efficiency, and an exceptional location in one impressive package.
Family Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Gas: 1
Range - Gas: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Water Softener - Owned: 1
Interior Features
Bookcases: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Security System: 1
Stairs: 1
Construction/Siding
Wood/Frame: 1
Roof - Dimensional Shg: 1
Roof - Solar Panel: 1
Trim - Hardie Board: 1
Trim - Vinyl: 1
Exterior
Columns: 1
Fenced Privacy: 1
Hurricane Shutters: 1
Porch Covered: 1
Porch Screened: 1
Sprinkler System: 1
Association Fees Include
Playground: 1
Pool: 1
Other - See Remarks: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Smart Thermostat: 1
Lot Features
Landscaped: 1
Sidewalk: 1
Lot Access
Alley: 1
City Street: 1
Paved Road: 1
Parking Features
Alley Access: 1
Garage Detached: 1
Street: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
Beach: 1
Playground: 1
Pool: 1
Sidewalks: 1
Trail(s): 1
Rooms
Bedroom: 1
Family Room: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Natural Gas - Connected: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Solar: 1
Underground Utilities: 1
Sale Type
As Is: 1
Master Bedroom
Second: 1
Bedroom
Second: 1
Cooling
Air Purification System - Ionizer: 1
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Electric: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Gas; Range - Gas; Refrigerator; Washer; Water Heater - Electric; Water Softener - Owned
Master Bedroom: Second
Bedroom: Second
Cooling: Air Purification System - Ionizer; Ceiling Fan(s); Central Air; Electric
Heating: Electric
Exterior: Columns; Fenced Privacy; Hurricane Shutters; Porch Covered; Porch Screened; Sprinkler System
Association Fees Include: Playground; Pool; Other - See Remarks
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Smart Thermostat
Lot Features: Landscaped; Sidewalk
Lot Access: Alley; City Street; Paved Road
Family Room: First
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Alley Access; Garage Detached; Street
Association Amenities: Basketball Court; Beach; Playground; Pool; Sidewalks; Trail(s)
Rooms: Bedroom; Family Room; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Fiber Optic; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected; Solar; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomSecond14 x 1414.0014.0014 x 14
BedroomSecond10 x 1110.0011.0010 x 11
BedroomSecond10 x 1110.0011.0010 x 11
Family RoomFirst19 x 2119.0021.0019 x 21

Listing Office: Think Real Estate

Last Updated: June - 04 - 2026

Information deemed reliable but not guaranteed.