17214 Front Beach Road T-20, Panama City Beach, FL 32413 (MLS# 791219)


$239,900
17214 Front Beach Road T-20
Panama City Beach, FL 32413
MLS# 791219
2 beds  |  3 baths  |  1118 sqft


Front View
  1 / 42  
Front View Living Room Living Room Living Room Kitchen Kitchen Dining room 33-web-or-mls-DSC05931 Bath 1 Room1 Downstairs Room1 Downstairs Laundry Laundry Upstairs Upstairs Bath 2 Primary Room Primary Room Primary Bath Primary Bath Primary Bedroom Bedroom Primary Bedroom Balcony Back Balcony Back Balcony Bedroom 3 - Upstairs Bedroom 3 - Upstairs Front Balcony Front Balcony Back Porch Back Porch Back Porch 51-web-or-mls-line1 42-web-or-mls-DJI_20260610140243_0203_D 43-web-or-mls-7 28-web-or-mls-DSC05911 49-web-or-mls-1 48-web-or-mls-2 47-web-or-mls-3 46-web-or-mls-4 45-web-or-mls-5 44-web-or-mls-6 35-web-or-mls-DJI_20260610140715_0238_D 34-web-or-mls-DJI_20260610140742_0243_D

Property Description
Discover the perfect combination of investment potential and coastal living with this beautifully maintained 2-bedroom with functional bunk room, 2 1/2-bath townhome on the highly desirable west end of Panama City Beach. Offering 1,118 square feet of thoughtfully designed living space, this property is ideal as a primary residence, second home, or income-producing short-term rental. Recent updates provide added value and peace of mind, including a roof replacement in 2019, exterior paint in 2022, and a new HVAC system installed in 2023. Inside, the functional floor plan is designed for both comfort and entertaining, featuring a spacious living area and a kitchen complete with a convenient breakfast bar for casual dining and gathering. A standout feature is the rare third bedroom, providing additional flexibility for guests and increasing rental appeal. The primary suite offers private balcony access, creating the perfect place to enjoy morning coffee and coastal breezes, while a second balcony off the guest bedroom provides additional outdoor living space. The fenced rear patio offers a private outdoor retreat for relaxing after a day at the beach, and two exterior storage closets provide ample space for beach gear, bicycles, and owner's storage. Unlike many attached properties, this townhome is connected only at the storage areas, offering enhanced privacy and a more detached-home feel. Residents and guests enjoy access to two community pools and a clubhouse, while the sugar-white sands of the Gulf are located directly across the street for easy beach access. Situated on the sought-after west end of Panama City Beach, the property is just minutes from Pier Park, Frank Brown Park, popular restaurants, shopping, entertainment, and the scenic beaches that make the Emerald Coast famous. Whether you're searching for a potentially strong-performing vacation rental, a personal beach retreat, or a full-time residence near the Gulf, this property presents an exceptional opportunity in one of Panama City Beach's most desirable locations. All measurements are approximate and should be verified by the buyer if important.

Details
Maps
Contract Info
List Price/SqFt: 214.58
Status: Active
List Date: 2026-06-11
List Price: $239,900
Current Price: $239,900
Location
Unit #: T-20
Sub Area: 0324 - Beach - West Central
Community/Resort: None
Waterfront: No
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Directions: From HWY 79 and Front Beach Road: turn south onto Hwy 79 S. then turn right onto Front Beach Road. entrance is approx .4 miles on the right. drive straight and property is on the left. (Unit T20)
Area: 03 - Bay County - Beach
Street #: 17214
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Sand Castles West 3
Parcel ID: 32827-568-000
Legal Description: SAND CASTLES WEST III CONDO UNIT 20 ORB 2049 P 508 ORB 2284 P 467 2BR 2.5B 948 H&C
General Property Info
Floor Number: 1
Design: N/A
Apx SqFt(Htd/Cooled): 1118
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Agent Measured
Half Baths: 1
# of Stories in Building: 2
# of Units in Bldg: 1
Lot Dimensions: 0x0
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 3
Year Built: 1990
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2948
HOA Frequency: Quarterly
HOA Annual Amount: 11792
New Buyer Fee: No
Last Taxes: 3145.44
Last Tax Year: 2025
Brokerage Interest: No Interest
Section: 18
Township: 3S
Range: 16W
Condo Doc: Yes
Remarks & Misc
Remarks: Discover the perfect combination of investment potential and coastal living with this beautifully maintained 2-bedroom with functional bunk room, 2 1/2-bath townhome on the highly desirable west end of Panama City Beach. Offering 1,118 square feet of thoughtfully designed living space, this property is ideal as a primary residence, second home, or income-producing short-term rental. Recent updates provide added value and peace of mind, including a roof replacement in 2019, exterior paint in 2022, and a new HVAC system installed in 2023. Inside, the functional floor plan is designed for both comfort and entertaining, featuring a spacious living area and a kitchen complete with a convenient breakfast bar for casual dining and gathering. A standout feature is the rare third bedroom, providing additional flexibility for guests and increasing rental appeal. The primary suite offers private balcony access, creating the perfect place to enjoy morning coffee and coastal breezes, while a second balcony off the guest bedroom provides additional outdoor living space. The fenced rear patio offers a private outdoor retreat for relaxing after a day at the beach, and two exterior storage closets provide ample space for beach gear, bicycles, and owner's storage. Unlike many attached properties, this townhome is connected only at the storage areas, offering enhanced privacy and a more detached-home feel. Residents and guests enjoy access to two community pools and a clubhouse, while the sugar-white sands of the Gulf are located directly across the street for easy beach access. Situated on the sought-after west end of Panama City Beach, the property is just minutes from Pier Park, Frank Brown Park, popular restaurants, shopping, entertainment, and the scenic beaches that make the Emerald Coast famous. Whether you're searching for a potentially strong-performing vacation rental, a personal beach retreat, or a full-time residence near the Gulf, this property presents an exceptional opportunity in one of Panama City Beach's most desirable locations. All measurements are approximate and should be verified by the buyer if important.
Balcony
Second: 1
Dining Room
First: 1
Pool Features
Fenced: 1
Inground: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Construction/Siding
Roof - Composite Shngl: 1
Roof - Gutters: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Patio Open: 1
Porch Covered: 1
Sprinkler System: 1
Other Structures
Other: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Community Room: 1
Dumpster: 1
Ground Keeping: 1
Insurance: 1
Internet Service: 1
Pest Control: 1
Picnic Area: 1
Pool: 1
Sewer: 1
TV Cable: 1
Water: 1
Termite Bond: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Interior
Floor - Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Dead End: 1
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Driveway: 1
Parking Lot: 1
Paved: 1
Association Amenities
BBQ Pit/Grill: 1
Community Room: 1
Picnic Area: 1
Pool: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Room: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Showing
ShowingTime: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Full Bathroom
Second: 1
Half Bathroom
First: 1
Primary Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Shower Only: 1
MBed Balcony: 1
Primary Bathroom
Second: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Dryer; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Full Bathroom: Second
Half Bathroom: First
Primary Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony; Double Pane Windows; Fenced Back Yard; Patio Open; Porch Covered; Sprinkler System
Association Fees Include: Accounting; BBQ Pit/Grill; TV Cable; Community Room; Dumpster; Insurance; Internet Service; Ground Keeping; Pest Control; Picnic Area; Pool; Sewer; Termite Bond; Water
Financing: Cash; Conventional
Furnished: Furnished
Interior: Floor - Carpet
Kitchen: First
Living Room: First
Lot Features: Dead End; Near Beach Access; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Balcony: Second
Primary Bathroom: Second
Dining Room: First
Pool Features: Fenced; Inground
Security Features: Smoke Detector(s)
Parking Features: Additional Parking; Driveway; Parking Lot; Paved
Other Structures: Other
Association Amenities: BBQ Pit/Grill; Community Room; Picnic Area; Pool
Rooms: Balcony; Bedroom; Dining Room; Full Bathroom; Half Bathroom; Kitchen; Living Room; Primary Bathroom; Primary Bedroom
Showing: ShowingTime
Utilities: TV Cable; Electricity - Connected; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomSecond14.3 x 12.114.3012.1014.3 x 12.1
Master BathroomSecond4.11 x 7.84.117.804.11 x 7.8
BedroomFirst11.1 x 8.611.108.6011.1 x 8.6
Half BathroomFirst3.1 x 6.113.106.113.1 x 6.11
BedroomSecond13.7 x 14.313.7014.3013.7 x 14.3
Full BathroomSecond8.4 x 58.405.008.4 x 5
Living RoomFirst17.3 x 16.317.3016.3017.3 x 16.3
KitchenFirst8.1 x 11.18.1011.108.1 x 11.1
Dining RoomFirst8.4 x 118.4011.008.4 x 11
BalconySecond3.11 x 5.13.115.103.11 x 5.1
BalconySecond7.1 x 17.17.1017.107.1 x 17.1

Listing Office: Century 21 BE3

Last Updated: June - 17 - 2026

Information deemed reliable but not guaranteed.