171 White Cap Way, Panama City Beach, FL 32407 (MLS# 788160)

Homestead: No

HOA Fee: Yes

HOA Amount: 497

HOA Frequency: Quarterly

HOA Annual Amount: 1988

New Buyer Fee: No

Last Taxes: 3272

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

List Price/SqFt: 226.96

Status: Active

List Date: 2026-04-09

List Price: $325,000

Current Price: $325,000

Sub Area: 0320 - Beach - Middle Central

Community/Resort: Palm Cove

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: From intersection on Richard Jackson Blvd and Middle Beach road, go West on Middle Beach Road, right into Palm Cove on Emerald Coast Club Blvd, right on Cabana Court, right on Sand Castle Lane, left on White Cap Way - Unit 171 is on the right.

Area: 03 - Bay County - Beach

Street #: 171

Street Name: White Cap

Street Suffix: Way

State: FL

Zip Code: 32407

County: Bay

Subdivision: Palm Cove

Parcel ID: 34039-816-000

Legal Description: PALM COVE PH 3 LOT 248 ORB 4603 P 364

Acreage: 0.04

Design: Duplex

Lot Size (SqFt): 1742

Apx SqFt(Htd/Cooled): 1432

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 25X65

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Attached Single Unit

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2005

Remarks: Welcome to Palm Cove in Panama City Beach centrally located community just a short drive to the beach, dining, and shopping. This beautifully updated home is your ticket to affordable beach living. being a spacious 3-bedroom, 2.5-bath attached single-family this unit offers a functional layout with level entry, making it ideal for full-time living, or a second home. The main living area features an open floor plan with plenty of natural light, creating a comfortable space to relax or entertain. The primary suite along with additional half bath and laundry are also on main floor. Upstairs, you'll find two generously sized bedrooms, along with ample storage and closet space. The home can be purchased furnished (negotiable) with an acceptable offer making it truly move-in or rental ready. Palm Cove residents enjoy access to community pools and a low-maintenance lifestyle, all within close proximity to the beach and local attractions. Whether you're a first-time homebuyer, looking for a coastal getaway, or seeking a property with short-term rental potential, this one checks the boxes. Schedule your showing today and see what Palm Cove living is all about.

Inground: 1

Dishwasher: 1

Dryer: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Foundation - Slab on Grade: 1

Roof - Dimensional Shg: 1

Siding - Stucco: 1

Management: 1

Pool: 1

Trash Disposal: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Negotiable: 1

Covenants & Rescrictions: 1

Paved Road: 1

Driveway: 1

MBath Shower/Tub Combo: 1

Resid Single Family: 1

Bedroom: 1

Master Bedroom: 1

Cable - Available: 1

Electricity - Availabile: 1

Public Water - Available: 1

First: 1

Second: 1

Electric: 1

Electric: 1

Gated Community: 1