1709 Cincinnati Avenue, Panama City, FL 32401 (MLS# 781008)


$199,000
1709 Cincinnati Avenue
Panama City, FL 32401
MLS# 781008
2 beds  |  2 baths  |  1056 sqft


Huntington Lake just 2 mins away with Boat Launch
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Huntington Lake just 2 mins away with Boat Launch 1-web-or-mls-1709 cincinatti -01 2-web-or-mls-1709 cincinatti -02 3-web-or-mls-1709 cincinatti -03 Formal Entrance/mud room with closet 5-web-or-mls-1709 cincinatti -05 6-web-or-mls-1709 cincinatti -06-living- Front living space 7-web-or-mls-1709 cincinatti -07 Hallway to bedrooms and 2nd bathroom closes off for extra privacy Bedroom 1 12-web-or-mls-1709 cincinatti -12 Bathroom 1with shower/tub combo Bedroom 2 15-web-or-mls-1709 cincinatti -15 Front guest bathroom 16-web-or-mls-1709 cincinatti -16 17-web-or-mls-1709 cincinatti -17 18-web-or-mls-1709 cincinatti -18 19-web-or-mls-1709 cincinatti -19 2nd living space/den Large fenced back yard 23-web-or-mls-1709 cincinatti -23 26-web-or-mls-1709 cincinatti -26

Property Description
Fixer-upper opportunity--calling all investors! This property requires repairs and is being sold AS-IS. Buyer to complete all inspections and due diligence prior to submitting an offer/going under contract. Survey available. Great potential for those ready to add value. Just a short walk to Historic St. Andrews' shops and restaurants, enjoy brunch at Alice's, lunch overlooking the bay at Uncle Ernie's, dinner at Hunt's Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB. Experience classic Florida charm in this beautiful 1941 cottage, fully updated in 2019, including the roof and HVAC. Located just two blocks from Lake Huntington with open water access to St. Andrews Bay and the Gulf, this home offers the perfect balance of vintage character and modern comfort. Inside, you'll find hardwood floors, abundant natural light, a welcoming front living area, and a second living space off the updated kitchen featuring an island, stainless steel appliances, and stylish gold finishes. The fenced backyard provides plenty of room for entertaining, gardening, or potential expansion. Whether you're searching for a full-time residence, a weekend retreat, or an investment property, this home delivers the ideal combination of location, charm, and flexibility. Zoned ''Neighborhood General'' for added potential, it also offers excellent visibility from Hwy 98, making it ideal for running a small business from home. With two living spaces, you can easily create a welcoming front lobby and a private retreat in the rear. A true gem of coastal living!

Details
Maps
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Taxes: 2064
Last Tax Year: 2025
Brokerage Interest: No Interest
Contract Info
List Price/SqFt: 188.45
Status: Active
List Date: 2025-10-30
List Price: $199,000
Current Price: $199,000
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: No
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: Off hwy 98 onto Cincinnati Ave. Property is second on the right.
Area: 02 - Bay County - Central
Street #: 1709
Street Name: Cincinnati
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: Lakeside
Parcel ID: 29126-000-000
Legal Description: Lot 6, Block 13, Lakeside, according to the map or plat thereof, recorded in Plat Book 2, Page(s) 42, Public Records of Bay County, Florida.
General Property Info
Acreage: 0.21
Design: Florida Cottage
Lot Size (SqFt): 9148
Apx SqFt(Htd/Cooled): 1056
Immediate Occupancy: No
Construction Status: Construction Complete
SqFt Source: An Appraiser
Lot Dimensions: 66x140
New Construction: No
Garage Y/N: No
Driveway Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 1941
Remarks & Misc
Remarks: Fixer-upper opportunity--calling all investors! This property requires repairs and is being sold AS-IS. Buyer to complete all inspections and due diligence prior to submitting an offer/going under contract. Survey available. Great potential for those ready to add value. Just a short walk to Historic St. Andrews' shops and restaurants, enjoy brunch at Alice's, lunch overlooking the bay at Uncle Ernie's, dinner at Hunt's Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB. Experience classic Florida charm in this beautiful 1941 cottage, fully updated in 2019, including the roof and HVAC. Located just two blocks from Lake Huntington with open water access to St. Andrews Bay and the Gulf, this home offers the perfect balance of vintage character and modern comfort. Inside, you'll find hardwood floors, abundant natural light, a welcoming front living area, and a second living space off the updated kitchen featuring an island, stainless steel appliances, and stylish gold finishes. The fenced backyard provides plenty of room for entertaining, gardening, or potential expansion. Whether you're searching for a full-time residence, a weekend retreat, or an investment property, this home delivers the ideal combination of location, charm, and flexibility. Zoned ''Neighborhood General'' for added potential, it also offers excellent visibility from Hwy 98, making it ideal for running a small business from home. With two living spaces, you can easily create a welcoming front lobby and a private retreat in the rear. A true gem of coastal living!
Dining Room
First: 1
Appliances
Dishwasher: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer/Dryer Stacked: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Hardwood: 1
Window - Treatment None: 1
Construction/Siding
Foundation - Off Grade: 1
Roof - Composite Shngl: 1
Siding - Asbestos: 1
Siding - Hardie Board: 1
Exterior
Fenced Back Yard: 1
Fenced Lot-Part: 1
Porch Covered: 1
Financing
Cash: 1
Furnished
Unfurnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
City Street: 1
Parking Features
Driveway: 1
Unpaved: 1
Mstr Bath / Mstr Bdrm
MBed First Floor: 1
Present Zoning
Mixed Use: 1
Rooms
Bedroom: 1
Dining Room: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Full Bathroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heating
Central: 1
Security Features
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Range - Electric; Range Hood; Refrigerator; Washer/Dryer Stacked; Water Heater - Electric
Full Bathroom: First
Bedroom: First
Cooling: Central Air
Heating: Central
Exterior: Fenced Back Yard; Fenced Lot-Part; Porch Covered
Financing: Cash
Furnished: Unfurnished
Kitchen: First
Living Room: First
Lot Access: City Street
Dining Room: First
Security Features: Smoke Detector(s)
Parking Features: Driveway; Unpaved
Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Mixed Use
Room Information
Room Name Level Dimensions Length Width Dimensions
BedroomFirst12 x 1012.0010.0012 x 10
BedroomFirst10 x 1010.0010.0010 x 10
Living RoomFirst16 x 1216.0012.0016 x 12
KitchenFirst15 x 1015.0010.0015 x 10
Dining RoomFirst33 x 1033.0010.0033 x 10
Full BathroomFirst10 x 1010.0010.0010 x 10
Full BathroomFirst6 x 66.006.006 x 6

Listing Office: Coastal Choice Realty LLC

Last Updated: April - 15 - 2026

Information deemed reliable but not guaranteed.