1703 W 10th Street, Panama City, FL 32401 (MLS# 793499)

Acreage: 0.48

Design: Florida Cottage

Lot Size (SqFt): 20909

Apx SqFt(Htd/Cooled): 1115

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: An Appraiser

Accessory Dwelling Unit: No

Lot Dimensions: 140.0 ft x 150.0 ft

New Construction: No

Garage Y/N: No

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 2

Full Baths: 1

Total Baths: 1

Year Built: 1950

List Price/SqFt: 291.48

Status: Active

List Date: 2026-08-02

List Price: $325,000

Current Price: $325,000

Sub Area: 0203 - Bay - Central SW

Community/Resort: None

Waterfront: No

Elementary School: Lucille Moore

Middle School: Jinks

High School: Bay

Directions: From the intersection of Frankford and 11th St , travel east to Fortune Ave and turn South by St John Catholic Church. Turn left and home will be on your right.

Area: 02 - Bay County - Central

Street #: 1703

Street Direction: W

Street Name: 10th

Street Suffix: Street

State: FL

Zip Code: 32401

County: Bay

Subdivision: Old Town Plat

Parcel ID: 19456-000-000

Legal Description: OLD TOWN PLAT LOT 6 & W 5' LOT 5 & E 60' LOT 7 BLK 20 ORB 3103 P 453

Homestead: Yes

HOA Fee: No

New Buyer Fee: No

Last Taxes: 1395.53

Last Tax Year: 2025

Brokerage Interest: No Interest

Township: Panama City

Remarks: This updated Florida cottage offers comfortable coastal living in the heart of Beach Drive/Lake Caroline area. Located a short walk or golf cart ride from Beach Drive beaches and local St Andrew's shopping and dining, the property combines a classic look with extensive modern updates. The home sits on a rare, large lot of nearly half an acre, providing plenty of space for future additions, a pool, or new construction.The interior has been fully updated for turn-key convenience. Features include refinished original hardwood floors with a durable polyurethane finish, brand-new ceilings in all rooms, and custom built-in bookshelves next to the fireplace. The kitchen includes new custom wood cabinets, and the master suite features a cedar-lined closet. Additional living spaces include a sunlit Florida room and a utility room, both upgraded with new tile flooring.Every major home system and structural component has been replaced or updated for peace of mind. The exterior features a brand-new roof with all underlying wood replaced, 30-year warranty shingles, new windows, and new doors. Inside the walls, the home has been fully re-wired and completely re-piped with flexible water lines. Comfort and utility are handled by a new high-efficiency A/C unit with a heat pump installed in January 2026, a recently replaced water heater, a new storage shed, and a full irrigation system powered by a brand-new 2026 well pump. This property offers a rare combination of a prime St. Andrews location and completely updated, low-maintenance systems.

First: 1

First: 1

Dishwasher: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Fireplace: 1

Floor - Hardwood: 1

Floor - Tile: 1

Block: 1

Foundation - Off Grade: 1

Roof - Dimensional Shg: 1

Double Pane Windows: 1

Fenced Lot-Part: 1

Porch Screened: 1

Outbuilding: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

First: 1

Within 1/2 Mile to Water: 1

City Street: 1

Resid Single Family: 1

Den: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Heat Pump: 1

Electric: 1

Heat Pump: 1