16400 Castile Avenue, Panama City Beach, FL 32413 (MLS# 789884)


$639,000
16400 Castile Avenue
Panama City Beach, FL 32413
MLS# 789884
4 beds  |  3 baths  |  2407 sqft


16400 castile ave, panama city beach, fl
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Open House (07/19/2026 - 1:00 pm - 3:00 pm)

Property Description
UNMATCHED VALUE ON THE WEST END! This exceptional 4-bedroom, 2.5-bathroom all-brick ranch offers the absolute best price per square foot in the neighborhood. Perfectly situated on a massive 0.45-acre corner lot with NO HOA, this property is fully approved for short-term rentals (STR) and comes beautifully furnished (all main decor included)--making it the ultimate turnkey investment or move-in ready beach home! Step inside to an expansive great room that flows seamlessly into a bright, modern kitchen with updated appliances, premium finishes, and a spacious dining area. Need extra space? The large 16x16 bonus flex room provides endless versatility as a 5th bedroom option, home office, or media room. Major structural upgrades offer total peace of mind: a 2018 roof, high-impact rated windows with solar-tinted glass for maximum energy efficiency, and a climate-controlled garage with a dedicated mini-split AC-perfect for a workshop or golf cart storage. Nestled safely in preferred Flood Zone X (no flood insurance required by most lenders!), you are just a quick golf cart ride to the beach, around the corner from a rare coastal dune lake and community playground, and only 1 mile from Pier Park shopping, dining, and entertainment. This property delivers the rare acreage, square footage, and cash-flow potential that is nearly impossible to find on the West End of PCB. See it today before this incredible deal is gone! Buyer to verify all information and measurements deemed important.

Details
Maps
Contract Info
List Price/SqFt: 265.48
Status: Active
List Date: 2026-05-14
List Price: $639,000
Current Price: $639,000
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From HWY 98, just east of HWY 79, turn south on Lullwater Drive. Take the second left onto Castile Avenue. Follow Castile Avenue around the bend. This home is on the corner of Castile and Habanero Avenue.
Area: 03 - Bay County - Beach
Street #: 16400
Street Name: Castile
Street Suffix: Avenue
State: FL
Zip Code: 32413
County: Bay
Subdivision: Diamond Head-Lakeside
Parcel ID: 32810-000-000
Legal Description: DIAMOND HEAD SECTION OF LAKESIDE LOTS 31 & 32 BLK 1 ORB 4654 P 39 MAP-29B4
General Property Info
Acreage: 0.45
Design: Ranch
Lot Size (SqFt): 19602
Apx SqFt(Htd/Cooled): 2407
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 1
Pre-Const Flip: No
Lot Dimensions: 103x151
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 6
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 2
Total Baths: 3
Year Built: 1970
Listing Info, Tax and Legal
Homestead: No
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 5743
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: UNMATCHED VALUE ON THE WEST END! This exceptional 4-bedroom, 2.5-bathroom all-brick ranch offers the absolute best price per square foot in the neighborhood. Perfectly situated on a massive 0.45-acre corner lot with NO HOA, this property is fully approved for short-term rentals (STR) and comes beautifully furnished (all main decor included)--making it the ultimate turnkey investment or move-in ready beach home! Step inside to an expansive great room that flows seamlessly into a bright, modern kitchen with updated appliances, premium finishes, and a spacious dining area. Need extra space? The large 16x16 bonus flex room provides endless versatility as a 5th bedroom option, home office, or media room. Major structural upgrades offer total peace of mind: a 2018 roof, high-impact rated windows with solar-tinted glass for maximum energy efficiency, and a climate-controlled garage with a dedicated mini-split AC-perfect for a workshop or golf cart storage. Nestled safely in preferred Flood Zone X (no flood insurance required by most lenders!), you are just a quick golf cart ride to the beach, around the corner from a rare coastal dune lake and community playground, and only 1 mile from Pier Park shopping, dining, and entertainment. This property delivers the rare acreage, square footage, and cash-flow potential that is nearly impossible to find on the West End of PCB. See it today before this incredible deal is gone! Buyer to verify all information and measurements deemed important.
Bonus Room
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Floor - Tile: 1
Floor - Vinyl Plank: 1
Construction/Siding
Brick: 1
Roof - Composite Shngl: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Patio Covered: 1
Sprinkler System: 1
Storm Windows: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Partially: 1
Interior
Bonus Room: 1
Living Room
First: 1
Lot Features
Corner Lot: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Association Amenities
Playground: 1
Rooms
Bedroom: 1
Bonus Room: 1
Living Room: 1
Primary Bedroom: 1
Utilities
Cable - Available: 1
Private Well: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Central Air: 1
Heat Pump: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
Security Features
Other: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Refrigerator; Washer
Primary Bedroom: First
Bedroom: First
Cooling: Central Air; Heat Pump
Heating: Central
Exterior: Double Pane Windows; Fenced Back Yard; Patio Covered; Sprinkler System; Storm Windows
Financing: Cash; Conventional; FHA; VA
Furnished: Partially
Interior: Bonus Room
Living Room: First
Lot Features: Corner Lot
Lot Access: Paved Road
Bonus Room: First
Security Features: Other
Parking Features: Driveway; Garage Attached
Association Amenities: Playground
Rooms: Bedroom; Bonus Room; Living Room; Primary Bedroom
Sale Type: As Is
Utilities: Cable - Available; Private Well; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width
Living RoomFirst21 x 1921.0019.00
Bonus RoomFirst16 x 1616.0016.00
BedroomFirst13 x 1313.0013.00
Primary BedroomFirst13 x 1313.0013.00

Listing Office: Beachy Beach Real Estate

Last Updated: July - 06 - 2026

Information deemed reliable but not guaranteed.