$825,000
Panama City Beach, FL 32413
MLS# 785453
3 beds | 4 baths | 1368 sqft
1 / 51
Open House (05/31/2026 - 11:00 am - 1:00 pm)
Property Description
Welcome to the enchanting world of coastal living at 16328 Front Beach Rd, Unit 4, nestled in the vibrant Summer Towne Cottages community! This charming beach house is not just a home; it's a lifestyle waiting to be lived. With 3 spacious bedrooms and 4 beautifully designed bathrooms, this residence offers a perfect blend of comfort and style set against the backdrop of the pristine Gulf coast. As you make your way through the home, you'll discover freshly updated features that harmonize modern elegance with the charm of beachside living. The metal roof not only adds a unique aesthetic appeal but also promises durability, making this home as practical as it is beautiful. You'll love relaxing in the sun-soaked living areas, filled with natural light that pours in through large windows, inviting the serene coastal vibes from outside. But the real showstopper? The breathtaking Gulf view from the third floor, where mornings are greeted with stunning sunrises and evenings are wrapped in pastel sunsets. Imagine sipping your coffee or enjoying a glass of wine while soaking in the captivating scenery right from your own balcony! For those who love adventure and the outdoors, the nearby dog beach access offers the perfect opportunity for your furry friends to frolic in the surf. The community is also just minutes from Pier Park, where shopping, dining, and entertainment await. Stroll a short distance to the county pier for a day of fishing, paddle boarding, or simply admiring the waves crashing against the shore. This beach house isn't merely a place to live; it's a gateway to creating memories that will last a lifetime. With its perfect location, modern features, and coastal charm, this home is ready for you to make it your own. Come and experience the beauty and joy of life at the beach. Your paradise awaits! As an added benefit, this property is an excellent short-term rental investment. With proof of past and future revenue, the financial opportunities here are impressive. This turn key home comes fully furnished with everything you need to have revenue flowing in as soon as possible. Whether you are looking for a serene getaway or an investment property, this home fulfills both dreams effortlessly. Don't miss your chance to own a piece of paradise in this highly sought-after beach community. Experience the luxury of coastal living at its finest in Summer Towne Cottages, where beautiful days and breathtaking views are part of everyday life. Come see this spectacular beach house today and find out why it could be the perfect place for you to call home!
Details
Maps
Contract Info
List Price/SqFt: 603.07
Status: Active
List Date: 2026-02-20
List Price: $825,000
Current Price: $825,000
Location
Unit #: 4
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: HWY 98 WEST TO POWELL ADAMS ROAD, TURN LEFT TO FRONT BEACH ROAD, TURN RIGHT on LAKE CIRCLE,THEN LEFT ON GULF LANE TO UNIT #4
Area: 03 - Bay County - Beach
Street #: 16328
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Summer Towne Cottage Condo Ph II
Parcel ID: 33674-004-000
Legal Description: SUMMER TOWNE COTTAGE CONDO PH V UNIT 4 ORB 2038 P 1491 3BR 3.5B 1368 H&C ORB 3966 P 17
General Property Info
Acreage: 0
Design: Florida Cottage
Lot Size (SqFt): 0
Apx SqFt(Htd/Cooled): 1368
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 3
Lot Dimensions: 0
New Construction: No
Garage Y/N: No
Covered Spaces: 2
Driveway Spaces: 4
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 3
Total Baths: 4
Year Built: 2002
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 1143.09
HOA Frequency: Quarterly
HOA Annual Amount: 4572.36
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 6039
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to the enchanting world of coastal living at 16328 Front Beach Rd, Unit 4, nestled in the vibrant Summer Towne Cottages community! This charming beach house is not just a home; it's a lifestyle waiting to be lived. With 3 spacious bedrooms and 4 beautifully designed bathrooms, this residence offers a perfect blend of comfort and style set against the backdrop of the pristine Gulf coast.
As you make your way through the home, you'll discover freshly updated features that harmonize modern elegance with the charm of beachside living. The metal roof not only adds a unique aesthetic appeal but also promises durability, making this home as practical as it is beautiful. You'll love relaxing in the sun-soaked living areas, filled with natural light that pours in through large windows, inviting the serene coastal vibes from outside.
But the real showstopper? The breathtaking Gulf view from the third floor, where mornings are greeted with stunning sunrises and evenings are wrapped in pastel sunsets. Imagine sipping your coffee or enjoying a glass of wine while soaking in the captivating scenery right from your own balcony!
For those who love adventure and the outdoors, the nearby dog beach access offers the perfect opportunity for your furry friends to frolic in the surf. The community is also just minutes from Pier Park, where shopping, dining, and entertainment await. Stroll a short distance to the county pier for a day of fishing, paddle boarding, or simply admiring the waves crashing against the shore.
This beach house isn't merely a place to live; it's a gateway to creating memories that will last a lifetime. With its perfect location, modern features, and coastal charm, this home is ready for you to make it your own. Come and experience the beauty and joy of life at the beach. Your paradise awaits!
As an added benefit, this property is an excellent short-term rental investment. With proof of past and future revenue, the financial opportunities here are impressive. This turn key home comes fully furnished with everything you need to have revenue flowing in as soon as possible. Whether you are looking for a serene getaway or an investment property, this home fulfills both dreams effortlessly.
Don't miss your chance to own a piece of paradise in this highly sought-after beach community. Experience the luxury of coastal living at its finest in Summer Towne Cottages, where beautiful days and breathtaking views are part of everyday life. Come see this spectacular beach house today and find out why it could be the perfect place for you to call home!
Balcony
Second: 1
Third: 1
Dining Room
Third: 1
Master Bathroom
Second: 1
Owner's Closet
First: 1
Pool Features
Inground: 1
Appliances
Dishwasher: 1
Disposal: 1
Microwave: 1
Oven - Electric: 1
Washer/Dryer Stacked: 1
Interior Features
Breakfast Bar: 1
Ceiling - Vaulted: 1
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Stairs: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Exterior
Balcony: 1
Waterfront Feature
Other - See Remarks: 1
Association Fees Include
Ground Keeping: 1
Pool: 1
Trash Disposal: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Kitchen
Third: 1
Living Room
Third: 1
Lot Features
Near Beach Access: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Parking Features
Carport Attached: 1
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
MBed Balcony: 1
MBed Walk-in Closet: 1
Present Zoning
City: 1
Association Amenities
Pool: 1
Rooms
Balcony: 1
Bedroom: 1
Dining Room: 1
Full Bathroom: 1
Kitchen: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Owner's Closet: 1
Utilities
Electricity - Connected: 1
Sewer Available: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Lake: 1
Unit Waterview Only: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Second: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Security Features
Fire Alarm: 1
Fire Sprinkler System: 1
Security Lights: 1
Property Features
Appliances: Dishwasher; Disposal; Microwave; Oven - Electric; Washer/Dryer Stacked
Full Bathroom: First; Second
Master Bedroom: Second
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central
Exterior: Balcony
Association Fees Include: Ground Keeping; Pool; Trash Disposal
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Kitchen: Third
Living Room: Third
Lot Features: Near Beach Access; Within 1/2 Mile to Water
Lot Access: City Street
Balcony: Second; Third
Master Bathroom: Second
Dining Room: Third
Owner's Closet: First
Pool Features: Inground
Security Features: Fire Alarm; Fire Sprinkler System; Security Lights
Parking Features: Carport Attached; Driveway
Association Amenities: Pool
Rooms: Balcony; Bedroom; Dining Room; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom; Owner's Closet
Sale Type: As Is
Utilities: Electricity - Connected; Sewer Available; Public Water - Connected
Waterfront Feature: Other - See Remarks
Waterview: Gulf; Lake; Unit Waterview Only
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Bedroom | First | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Master Bedroom | Second | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Balcony | Second | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Bedroom | Second | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Balcony | Second | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Master Bathroom | Second | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Full Bathroom | First | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Full Bathroom | Second | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Kitchen | Third | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Balcony | Third | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Owner's Closet | First | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Dining Room | Third | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
| Living Room | Third | 0 x 0 | 0.00 | 0.00 | 0 x 0 | Ask Seller If Information is deemed important |
Listing Office: QUORA REALTY
Last Updated: May - 25 - 2026
Information deemed reliable but not guaranteed.