163 Ryder Lane, Panama City, FL 32404 (MLS# 792406)


$515,000
163 Ryder Lane
Panama City, FL 32404
MLS# 792406
5 beds  |  3 baths  |  2552 sqft


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Property Description
If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.

Details
Maps
Contract Info
List Price/SqFt: 201.8
Status: Active
List Date: 2026-07-09
List Price: $515,000
Current Price: $515,000
Location
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: No
Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford
Directions: Traveling East on S Tyndall Parkway, turn left onto Hwy 22, right on S Berthe Ave then left on Boat Race Rd. Make a right into Bridge Harbor, right on Allie Way then right on Ryder Lane. Home will be on your right.
Area: 02 - Bay County - Central
Street #: 163
Street Name: Ryder
Street Suffix: Lane
State: FL
Zip Code: 32404
County: Bay
Subdivision: Bridge Harbor
Parcel ID: 07379-925-200
Legal Description: DUNES AT BRIDGE HARBOR LOT 40 ORB 4591 P 833
General Property Info
Acreage: 0.27
Design: Craftsman Style
Lot Size (SqFt): 11761
Apx SqFt(Htd/Cooled): 2552
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 65.0 ft x 150.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 3
Total Baths: 3
Year Built: 2022
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 290
HOA Frequency: Quarterly
HOA Annual Amount: 1160
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home. The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last. Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends. The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional. Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included. Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.
Covered Porch
First: 1
Garage
First: 1
Pool Features
Inground: 1
Saltwater: 1
Screened In: 1
Appliances
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Interior Features
Breakfast Bar: 1
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Split Bedroom: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Roof - Gutters: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Fenced Privacy: 1
Hurricane Shutters: 1
Patio Covered: 1
Porch Screened: 1
Storm Doors: 1
Association Fees Include
Master Association: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Living Room
First: 1
Lot Features
Covenants & Rescrictions: 1
Landscaped: 1
Subdivision - Recorded: 1
Sidewalk: 1
Lot Access
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Association Amenities
Pool: 1
Sidewalks: 1
Rooms
Bedroom: 1
Covered Porch: 1
Garage: 1
Living Room: 1
Showing
ShowingTime: 1
Utilities
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
Property Features
Appliances: Dishwasher; Microwave; Oven - Electric; Range - Electric; Refrigerator
Bedroom: First
Cooling: Ceiling Fan(s); Central Air
Exterior: Double Pane Windows; Fenced Back Yard; Fenced Privacy; Hurricane Shutters; Patio Covered; Porch Screened; Storm Doors
Association Fees Include: Master Association; Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Living Room: First
Lot Features: Covenants & Rescrictions; Landscaped; Sidewalk; Subdivision - Recorded
Lot Access: Paved Road
Covered Porch: First
Garage: First
Pool Features: Inground; Saltwater; Screened In
Parking Features: Driveway; Garage Attached
Association Amenities: Pool; Sidewalks
Rooms: Bedroom; Covered Porch; Garage; Living Room
Showing: ShowingTime
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width
BedroomFirst14 x 1614.0016.00
BedroomFirst12 x 1012.0010.00
BedroomFirst12 x 1012.0010.00
BedroomFirst12 x 1012.0010.00
BedroomFirst14 x 914.009.00
Living RoomFirst18 x 2318.0023.00
GarageFirst17 x 2017.0020.00
Covered PorchFirst13 x 1513.0015.00

Listing Office: EXP Realty LLC

Last Updated: July - 09 - 2026

Information deemed reliable but not guaranteed.