1611 Cincinnati Avenue, Panama City, FL 32401 (MLS# 792965)

Acreage: 0.21

Design: Florida Cottage

Lot Size (SqFt): 9148

Apx SqFt(Htd/Cooled): 1320

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 66.0 ft x 140.0 ft

New Construction: No

Garage Y/N: No

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1941

List Price/SqFt: 265.15

Status: Active

List Date: 2026-07-16

List Price: $350,000

Current Price: $350,000

Sub Area: 0203 - Bay - Central SW

Community/Resort: None

Waterfront: No

Elementary School: Lucille Moore

Middle School: Jinks

High School: Bay

Directions: From Hwy 98 and Beck Avenue, continue West on Hwy 98. Take left on W17th Street. Right on Cincinnati Ave. Home down on right.

Area: 02 - Bay County - Central

Street #: 1611

Street Name: Cincinnati

Street Suffix: Avenue

State: FL

Zip Code: 32401

County: Bay

Subdivision: [No Recorded Subdiv]

Parcel ID: 28956-000-000

Legal Description: 36 3S 15W E1/2 OF SW1/4 LOT 3 BLK 20 ORB 4347 P 11

Homestead: No

HOA Fee: No

New Buyer Fee: No

Last Taxes: 2791.95

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Remarks: Rare opportunity in St. Andrews! This fully remodeled three-bedroom, two-bath home is being sold with a separate waterfront parcel on Lake Huntington, located approximately 300 feet from the residence. The list price includes both properties, and they must be sold together. The home features luxury vinyl plank flooring, recessed lighting, updated fixtures, and an easy flow between the living room, kitchen, and dining area. The remodeled kitchen offers white shaker-style cabinetry, solid-surface countertops, stainless steel appliances, a gas range, and an adjoining coffee or beverage station. The oversized primary suite includes a private bath and a large closet with a built-in organization system. Additional features include two guest bedrooms, an updated guest bath, a spacious laundry room with a folding counter and storage, updated windows, modern ceiling fans, and a tankless water heater. Outside, the large fenced lot provides a gated driveway, abundant parking for a boat or trailer, patio space, and an above-ground pool. The separate 0.064-acre waterfront parcel measures approximately 50 by 75 feet and offers roughly 50 feet of frontage on Lake Huntington. The waterway provides access toward St. Andrews Bay and creates a private setting for fishing, kayaking, watching the sunset, or potentially adding a dock or boat lift. No dock or boat lift is currently installed. Buyers should verify water depth, navigability, boundaries, and permitting requirements for their intended use. Short-term rental use is permitted at the residence, subject to obtaining all required licenses, registrations, and approvals. The home is also within walking distance of Historic St. Andrews, locally owned restaurants, waterfront parks, shopping, entertainment, and the St. Andrews Marina. This property offers a rare combination of a remodeled home, short-term rental potential, boat parking, a walkable St. Andrews location, and nearby privately owned waterfront. All measurements and information should be verified by the buyer if important.

Cooktop - Gas: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Gas: 1

Range - Gas: 1

Refrigerator: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Split Bedroom: 1

Window - Treatment All: 1

Foundation - Off Grade: 1

Roof - Dimensional Shg: 1

Siding - Stucco: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Porch Covered: 1

Other - See Remarks: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

First: 1

Interior Lot: 1

Landscaped: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Driveway: 1

City: 1

Resid Single Family: 1

Bedroom: 1

Kitchen: 1

Living Room: 1

Primary Bedroom: 1

ShowingTime: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Phone - Available: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBed First Floor: 1

MBath Shower/Tub Combo: 1

Closed Circuit Camera(s): 1

Smoke Detector(s): 1