1609 W 13th Street, Panama City, FL 32401 (MLS# 791436)

List Price/SqFt: 157.55

Status: Active

List Date: 2026-06-15

List Price: $242,000

Current Price: $242,000

Sub Area: 0203 - Bay - Central SW

Community/Resort: None

Waterfront: No

Elementary School: Lucille Moore

Middle School: Jinks

High School: Bay

Directions: From 15th St (US 98 headed west) turn left onto Fortune Ave proceed to intersection of Fortune and W 13th St. turn left onto W 13th St, home is on the right.

Area: 02 - Bay County - Central

Street #: 1609

Street Direction: W

Street Name: 13th

Street Suffix: Street

State: FL

Zip Code: 32401

County: Bay

Subdivision: Oakland Terrace Add

Parcel ID: 19202-000-000

Legal Description: OAKLAND TERRACE ORIG LOT 6 LESS S 25' & THE W 12.5' LOT 7 LESS S 25' BLK 5 ORB 3204 P 1592 MAP 92B2

Acreage: 0.19

Design: Ranch

Lot Size (SqFt): 8276

Apx SqFt(Htd/Cooled): 1536

Construction Status: Construction Complete

SqFt Source: Owner Measured

Half Baths: 1

Lot Dimensions: 117.0 ft x 73.0 ft

New Construction: No

Garage Y/N: No

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 1

Total Baths: 2

Year Built: 1960

HOA Fee: No

New Buyer Fee: No

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: PRIME CORNER LOT • UPDATED SYSTEMS • INVESTOR FRIENDLY. Welcome to this exceptional corner-lot property ideally located just minutes from Historic St. Andrews, St. Andrews Bay, Downtown Panama City, shopping, dining, parks, and top-rated schools. Offering over 1,500 square feet of well-maintained living space, this move-in-ready home combines flexibility, location, and income-producing potential. Featuring two separate entrances, ample parking, and a versatile floor plan, the possibilities are endless for homeowners, investors, or those seeking additional space to customize. Recent improvements include a NEW A/C system, NEW water heater, remodeled kitchen, metal roof, and durable concrete block construction. The home's flexible layout offers opportunities for a home office, bonus room, guest space, or potential additional bedroom. Situated on a fully fenced corner lot, this property stands out as an excellent option for primary residence, vacation home, short-term rental, or long-term investment property. With no HOA restrictions and both short-term and long-term rentals allowed, this is a rare opportunity to maximize value in one of Panama City's most convenient locations. Whether you're searching for your next home or your next investment, this property offers the perfect combination of comfort, flexibility, and location. Don't miss your chance to own a property with unlimited potential just moments from the water, Historic St. Andrews, and everything Panama City has to offer!

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Fireplace: 1

Floor - Tile: 1

Split Bedroom: 1

Block: 1

Foundation - Slab on Grade: 1

Roof - Metal: 1

Trim - Wood: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Porch Covered: 1

Cash: 1

Conventional: 1

Unfurnished: 1

Bonus Room: 1

Floor - Carpet: 1

First: 1

First: 1

City Street: 1

Paved Road: 1

Bedroom: 1

Bonus Room: 1

Dining Room: 1

Family Room: 1

Full Bathroom: 1

Kitchen: 1

Living Room: 1

Primary Bathroom: 1

Primary Bedroom: 1

Workshop: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Electric: 1

Fireplace(s): 1

Forced Air: 1

Heat Pump: 1