1609 Billings Avenue
Panama City, FL 32401
MLS# 795084
2 beds | 1 baths | 940 sqft
Property DescriptionCharming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay.
Acreage: 0.21
Design: Bungalow
Lot Size (SqFt): 9148
Apx SqFt(Htd/Cooled): 940
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 1
# of Units in Bldg: 1
Accessory Dwelling Unit: No
Pre-Const Flip: No
Lot Dimensions: 66.0 ft x 140.0 ft
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Total Baths: 1
Year Built: 1944
List Price/SqFt: 239.36
Status: Active
List Date: 2026-09-05
List Price: $225,000
Sub Area: 0203 - Bay - Central SW
Community/Resort: None
Waterfront: No
Elementary School: Lucille Moore
Middle School: Jinks
High School: Bay
Directions: From Highway 98, turn onto Billings Avenue. Property is located on the right.
Area: 02 - Bay County - Central
Street #: 1609
Street Name: Billings
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: St Andrews Bay Dev Co
Parcel ID: 29048-000-000
Legal Description: 36 3S 15W W1/2 OF SW1/4 LOT 5 BLK 23 ORB 4563 P 2206
Homestead: Yes
HOA Fee: No
Senior Community: No
Is Subject Leased: No
New Buyer Fee: No
Last Taxes: 1862.29
Last Tax Year: 2025
Lot: 5
Block: 23
Brokerage Interest: No Interest
Remarks: Charming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay.
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Floor - Hardwood: 1
Floor - Tile: 1
Foundation - Off Grade: 1
Wood/Frame: 1
Roof - Composite Shngl: 1
Siding - Hardie Board: 1
Interior Lot: 1
Within 1/2 Mile to Water: 1
City Street: 1
Paved Road: 1
City: 1
Resid Single Family: 1
Electricity - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Central Air: 1
Electric: 1
Appliances: Dishwasher; Disposal; Microwave; Range - Electric; Refrigerator; Water Heater - Electric
Cooling: Central Air; Electric
Heating: Central; Electric
Financing: Cash; Conventional; FHA; VA
Lot Features: Interior Lot; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Parking Features: Driveway
Rooms: Kitchen; Living Room; Screened Porch
Utilities: Electricity - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: Resid Single Family
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 18.5 x 15 | 18.50 | 15.00 | |
| Kitchen | First | 15 x 11 | 15.00 | 11.00 | and Dining Area |
| Screened Porch | First | 11 x 13 | 11.00 | 13.00 | Rear Porch |
| Screened Porch | First | 8 x 16 | 8.00 | 16.00 | Front Screened Porch |
Listing Office: Coastal Real Estate Group, Inc
Last Updated: September - 05 - 2026
Information deemed reliable but not guaranteed.