1604 N Discovery Loop, Panama City, FL 32405 (MLS# 789791)


$550,000
1604 N Discovery Loop
Panama City, FL 32405
MLS# 789791
4 beds  |  4 baths  |  2426 sqft


Front
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Open House (05/17/2026 - 1:00 pm - 3:00 pm)

Property Description
*OPEN HOUSE SUNDAY 5/17 FROM 1-3 PM* This beautifully maintained 4 bedroom, 3.5 bathroom home offers over 2,400 square feet of thoughtfully designed living space in one of Panama City's most sought-after communities. This Captiva floor plan with 2x6 exterior walls and hurricane tie-down rods offers superior construction. This home combines modern coastal style with functional living and an unbeatable lifestyle. The en-suite downstairs is great for guests, an office, or a private mother-in-law suite. Inside, you'll find an open-concept floor plan with spacious living areas, abundant natural light, and designer finishes throughout. The kitchen features quartz countertops, ample cabinetry, and a large island overlooking the main living space, perfect for entertaining or everyday living. The primary suite offers a private retreat with a spa-like bathroom and generous closet space, while additional bedrooms and loft provide flexibility for guests, office space, or growing families. Enjoy all that SweetBay has to offer, including a Town Center, resort-style pools, parks, walking trails, basketball court, playgrounds, a community dock with North Bay access, and golf cart friendly streets. Conveniently located near shopping, dining, medical facilities, downtown Panama City, and just a short drive to the beaches. Move-in ready and positioned in one of Bay County's premier lifestyle communities, this is a rare opportunity you won't want to miss.

Details
Maps
Contract Info
List Price/SqFt: 226.71
Status: Active
List Date: 2026-05-07
List Price: $550,000
Current Price: $550,000
Location
Sub Area: 0204 - Bay - Central NW
Community/Resort: None
Waterfront: No
Elementary School: Northside
Middle School: Jinks
High School: Bay
Directions: Heading East on Hwy 390, turn left onto Airport Rd, House will be on your right
Area: 02 - Bay County - Central
Street #: 1604
Street Direction: N
Street Name: Discovery
Street Suffix: Loop
State: FL
Zip Code: 32405
County: Bay
Subdivision: Sweetbay
Parcel ID: 11731-250-570
Legal Description: SWEETBAY PH 1C REPLAT LOT 240 ORB 4700 P 154
General Property Info
Acreage: 0.12
Design: Craftsman Style
Lot Size (SqFt): 5227
Apx SqFt(Htd/Cooled): 2426
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 45'x125'
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 4
Year Built: 2019
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 441
HOA Frequency: Quarterly
HOA Annual Amount: 1764
New Buyer Fee: Yes
New Buyer Fee Amt: 441
New Buyer Fee Paid: $
Last Taxes: 8037
Last Tax Year: 2025
Brokerage Interest: No Interest
Township: Panama City
Remarks & Misc
Remarks: *OPEN HOUSE SUNDAY 5/17 FROM 1-3 PM* This beautifully maintained 4 bedroom, 3.5 bathroom home offers over 2,400 square feet of thoughtfully designed living space in one of Panama City's most sought-after communities. This Captiva floor plan with 2x6 exterior walls and hurricane tie-down rods offers superior construction. This home combines modern coastal style with functional living and an unbeatable lifestyle. The en-suite downstairs is great for guests, an office, or a private mother-in-law suite. Inside, you'll find an open-concept floor plan with spacious living areas, abundant natural light, and designer finishes throughout. The kitchen features quartz countertops, ample cabinetry, and a large island overlooking the main living space, perfect for entertaining or everyday living. The primary suite offers a private retreat with a spa-like bathroom and generous closet space, while additional bedrooms and loft provide flexibility for guests, office space, or growing families. Enjoy all that SweetBay has to offer, including a Town Center, resort-style pools, parks, walking trails, basketball court, playgrounds, a community dock with North Bay access, and golf cart friendly streets. Conveniently located near shopping, dining, medical facilities, downtown Panama City, and just a short drive to the beaches. Move-in ready and positioned in one of Bay County's premier lifestyle communities, this is a rare opportunity you won't want to miss.
Family Room
First: 1
Appliances
Dishwasher: 1
Microwave: 1
Range - Gas: 1
Refrigerator: 1
Interior Features
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Stairs: 1
Window - Treatment All: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Hardie Board: 1
Exterior
Double Pane Windows: 1
Fenced Lot-All: 1
Shower: 1
Patio Covered: 1
Porch Covered: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Dock: 1
Dumpster: 1
Fishing: 1
Insurance: 1
Legal: 1
Management: 1
Playground: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Negotiable: 1
Interior
Floor - Carpet: 1
Smart Thermostat: 1
Lot Access
Alley: 1
Parking Features
Additional Parking: 1
Alley Access: 1
Garage Detached: 1
Street: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Basketball Court: 1
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Dock: 1
Dumpster: 1
Fishing: 1
Playground: 1
Pool: 1
Retail Shops: 1
Waterfront: 1
Sidewalks: 1
Trail(s): 1
Rooms
Bedroom: 1
Family Room: 1
Master Bedroom: 1
Utilities
Electricity - Connected: 1
Natural Gas - Connected: 1
Internet - Fiber Optic: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Central Air: 1
Electric: 1
Heating
Electric: 1
Heat Pump: 1
Security Features
Carbon Monoxide Detector: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Microwave; Range - Gas; Refrigerator
Master Bedroom: Second
Bedroom: First; Second
Cooling: Central Air; Electric
Heating: Electric; Heat Pump
Exterior: Double Pane Windows; Fenced Lot-All; Shower; Patio Covered; Porch Covered; Sprinkler System
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; Dock; Dumpster; Fishing; Insurance; Legal; Management; Playground; Pool
Financing: Cash; Conventional; FHA; VA
Furnished: Negotiable
Interior: Floor - Carpet; Smart Thermostat
Lot Access: Alley
Family Room: First
Security Features: Carbon Monoxide Detector; Smoke Detector(s)
Parking Features: Additional Parking; Alley Access; Garage Detached; Street
Association Amenities: Basketball Court; BBQ Pit/Grill; Beach; Boardwalk; Dock; Dumpster; Fishing; Playground; Pool; Retail Shops; Sidewalks; Trail(s); Waterfront
Rooms: Bedroom; Family Room; Master Bedroom
Sale Type: As Is
Utilities: Electricity - Connected; Internet - Fiber Optic; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions
Master BedroomSecond14 x 1414.0014.0014 x 14
BedroomFirst14 x 1114.0011.0014 x 11
BedroomSecond11 x 1111.0011.0011 x 11
BedroomSecond11 x 1111.0011.0011 x 11
Family RoomFirst21 x 1921.0019.0021 x 19

Listing Office: SweetBay Realty

Last Updated: May - 13 - 2026

Information deemed reliable but not guaranteed.