1516 Clay Avenue, Panama City, FL 32405 (MLS# 786971)

Homestead: No

HOA Fee: No

New Buyer Fee: No

Last Taxes: 2839

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: No

List Price/SqFt: 187.4

Status: Active

List Date: 2026-03-19

List Price: $194,900

Current Price: $194,900

Sub Area: 0203 - Bay - Central SW

Community/Resort: None

Waterfront: No

Elementary School: Lucille Moore

Middle School: Jinks

High School: Bay

Directions: From the intersection of Frankford Avenue and West 15th Street, travel on Frankford for .2 mile and then take a left onto W. 17th Street. Then turn left onto Clay. Home is on the left.

Area: 02 - Bay County - Central

Street #: 1516

Street Name: Clay

Street Suffix: Avenue

State: FL

Zip Code: 32405

County: Bay

Subdivision: No Named Subdivision

Parcel ID: 29570-000-000

Legal Description: 36 3S 15W SE1/4 LOT 18 BLK 32 ORB 4579 P 1679

Acreage: 0.21

Design: Florida Cottage

Lot Size (SqFt): 9148

Apx SqFt(Htd/Cooled): 1040

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 66x139

New Construction: No

Garage Y/N: No

Driveway Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 1

Total Baths: 1

Year Built: 1960

Remarks: Welcome to this inviting 3-bedroom, 1-bath single-family home offering 1,040 square feet of comfortable living space, ideally situated on a spacious .21-acre corner lot in the heart of Panama City. Built in 1960, this home blends classic character with modern convenience. Step inside to find vinyl plank and ceramic tile throughout, complemented by a modern sleek kitchen featuring newer appliances as well as an updated bathroom. A versatile bonus room provides the perfect space for a home office, dining area, or second living room--tailored to fit your lifestyle. Outside, enjoy your own private retreat with a fully fenced backyard ideal for your pets or for relaxing and entertaining. Major improvements include a newer roof & HVAC (approx. 2019) and water heater (2022), adding peace of mind for years to come. This home is conveniently located just minutes from historic St. Andrews, downtown Panama City, and local marinas. Easy access to shopping, dining, local colleges, waterfront attractions, and the world-famous Panama City Beach, makes it an ideal primary residence, second home, or investment opportunity. Don't miss your chance to own a move-in-ready home in a central, highly accessible location. Survey Available.

Dishwasher: 1

Dryer: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Block: 1

Foundation - Slab on Grade: 1

Roof - Asphalt: 1

Trim - Vinyl: 1

Fenced Back Yard: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

VA: 1

Unfurnished: 1

Corner Lot: 1

Survey Available: 1

City Street: 1

Paved Road: 1

Driveway: 1

Paved: 1

Resid Single Family: 1

Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1