$114,900
Panama City, FL 32409
MLS# 771384
Status: Pending
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Property Description
Rare opportunity to own a 4.16-acre waterfront homesite in the northern part of Bay County, Florida, conveniently located near Highway 20 and Highway 77 just south of Washington County. This unique property consists of two side-by-side parcels, offering added flexibility, privacy, and long-term potential. The property features a pie-shaped layout with the majority of the buildable area located near the road frontage, providing a practical and accessible homesite location. As the land gently slopes toward the water, a semi-private pond is situated within the property, creating a natural focal point and peaceful setting. This pond partially extends onto the neighboring parcel, while still offering usable frontage and views. Access to the rear portion of the property is available along the left side of the pond, leading to additional acreage that extends to Bream Pond, a shared body of water enjoyed by surrounding property owners. This combination of a semi-private pond and access to a larger shared waterfront creates a rare opportunity to enjoy multiple water features on one property. This layout offers a versatile setup with a natural separation between the homesite and the rear portion of the property, making it well-suited for those seeking space, privacy, and recreational use. The property provides ample room for a custom home, workshop, and outdoor living areas, while still offering the benefit of waterfront access. Situated in a quiet, rural setting with county road frontage, this homesite provides the perfect balance of peaceful country living and accessibility. The property is located approximately 15 minutes to Lynn Haven and 25 minutes to Panama City, offering convenient access to shopping, dining, and everyday amenities. Zoned Residential Single Family with recorded covenants and restrictions. No HOA. Electric is available, with well and septic needed. Waterfront acreage of this size and setting is increasingly difficult to find in Bay County. Whether you are looking to build now or invest for the future, this property offers strong long-term potential.
Details
Maps
Contract Info
List Price/Acre: 27620.19
Status: Pending
List Date: 2025-04-04
List Price: $114,900
Current Price: $114,900
Location
Sub Area: 0413 - Bay North - Youngstown Area
Community/Resort: None
Waterfront: Yes
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: North on Highway 77 towards Highway 20. Take a right on Hwy 20. Right on to Bream Pond Road. Follow road around then take a left on Bream Pond Drive. Lots will be on your left on corner.
Street #: 14737
Street Name: Bream Pond
Street Suffix: Drive
Area: 04 - Bay County - North
State: FL
Zip Code: 32409
County: Bay
Subdivision: Bream Pond
Parcel ID: 07458-113-000
Legal Description: BREAM POND 83C LOT 13 ORB 4671 P 451
General Property Info
Acreage: 4.16
Lot Size (SqFt): 181008
Lot Dimensions: 604.76'+- x 24.98'+- x 761.67'+- x 528.1'+-
Sub-Type: Residential Lots
Listing Info, Tax & Legal
HOA Fee: No
Last Taxes: 394
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Rare opportunity to own a 4.16-acre waterfront homesite in the northern part of Bay County, Florida, conveniently located near Highway 20 and Highway 77 just south of Washington County. This unique property consists of two side-by-side parcels, offering added flexibility, privacy, and long-term potential.
The property features a pie-shaped layout with the majority of the buildable area located near the road frontage, providing a practical and accessible homesite location. As the land gently slopes toward the water, a semi-private pond is situated within the property, creating a natural focal point and peaceful setting. This pond partially extends onto the neighboring parcel, while still offering usable frontage and views.
Access to the rear portion of the property is available along the left side of the pond, leading to additional acreage that extends to Bream Pond, a shared body of water enjoyed by surrounding property owners. This combination of a semi-private pond and access to a larger shared waterfront creates a rare opportunity to enjoy multiple water features on one property.
This layout offers a versatile setup with a natural separation between the homesite and the rear portion of the property, making it well-suited for those seeking space, privacy, and recreational use. The property provides ample room for a custom home, workshop, and outdoor living areas, while still offering the benefit of waterfront access.
Situated in a quiet, rural setting with county road frontage, this homesite provides the perfect balance of peaceful country living and accessibility. The property is located approximately 15 minutes to Lynn Haven and 25 minutes to Panama City, offering convenient access to shopping, dining, and everyday amenities.
Zoned Residential Single Family with recorded covenants and restrictions. No HOA. Electric is available, with well and septic needed.
Waterfront acreage of this size and setting is increasingly difficult to find in Bay County. Whether you are looking to build now or invest for the future, this property offers strong long-term potential.
Financing
Cash: 1
Conventional: 1
Lot Features
Covenants: 1
Subdivision - Recorded: 1
Restrictions: 1
Sloping: 1
Waterfront: 1
Within 1/2 Mile to Water: 1
Lot Access
County Road: 1
Paved Road: 1
Present Zoning
Resid Single Family: 1
Utilities
Electric - On-Site: 1
Private Well - Needed: 1
Septic - Needed: 1
Underground Utilities: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Waterfront Type
Lakefront: 1
Status Change Info
Under Contract Date: 2026-07-24
Property Features
Financing: Cash; Conventional
Lot Access: County Road; Paved Road
Lot Features: Covenants; Subdivision - Recorded; Restrictions; Sloping; Waterfront; Within 1/2 Mile to Water
Sale Type: As Is
Utilities: Electric - On-Site; Private Well - Needed; Septic - Needed; Underground Utilities
Waterfront Type: Lakefront
Waterview: Lake
Present Zoning: Resid Single Family
Listing Office: Think Real Estate
Last Updated: July - 29 - 2026
Information deemed reliable but not guaranteed.