14415 Front Beach Road 2201
Panama City Beach, FL 32413
MLS# 780683
4 beds | 3 baths | 1600 sqft
Property DescriptionThis is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10x28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers).
This condo owner has spared no expense in transforming this open concept condo into a ''coastal paradise'' with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ''Jack and Jill'' bath. There is a granite top breakfast bar, oversized dining area, pantry, and a separate laundry room with full sized washer and dryer. The owners have also installed an ''Ecobee'' smart thermostat to reduce heating and cooling costs.
The Ocean Reef Resort features over 300 feet of linear beach, a gulf-front heated (seasonally) pool, indoor heated pool, large hot-tub, grill area, fitness room, and sauna. You'll also reap the benefit of the fractional association dues! At Ocean Reef, all units pay the same amount regardless of square footage. As a larger four bedroom condo, your dues amount will be the same as a smaller two-bedroom unit in the building grills. The location is conveniently located within 1.5 miles of the famous Pier Park entertainment, restaurant, shopping district, and the new Top Golf + Dolly Parton Pirates Theaer..
HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
New Buyer Fee: Yes
New Buyer Fee Amt: 250
Last Taxes: 9371
Last Tax Year: 2024
Brokerage Interest: No Interest
Condo Doc: Yes
List Price/SqFt: 512.5
Status: Active
List Date: 2025-10-19
List Price: $820,000
Unit #: 2201
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn south on Nautilus Street. At Front Beach Road, turn right. Ocean Reef will be on your left.
Area: 03 - Bay County - Beach
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Ocean Reef
Parcel ID: 40001-250-144
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 2201 4BR 3BA ORB 4681 P 100 TYPE A 1535 H&C 257 BALC
Floor Number: 22
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1600
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
# of Stories in Building: 23
Lot Dimensions: N/A
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Assigned Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Remarks: This is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10x28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers).
This condo owner has spared no expense in transforming this open concept condo into a ''coastal paradise'' with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ''Jack and Jill'' bath. There is a granite top breakfast bar, oversized dining area, pantry, and a separate laundry room with full sized washer and dryer. The owners have also installed an ''Ecobee'' smart thermostat to reduce heating and cooling costs.
The Ocean Reef Resort features over 300 feet of linear beach, a gulf-front heated (seasonally) pool, indoor heated pool, large hot-tub, grill area, fitness room, and sauna. You'll also reap the benefit of the fractional association dues! At Ocean Reef, all units pay the same amount regardless of square footage. As a larger four bedroom condo, your dues amount will be the same as a smaller two-bedroom unit in the building grills. The location is conveniently located within 1.5 miles of the famous Pier Park entertainment, restaurant, shopping district, and the new Top Golf + Dolly Parton Pirates Theaer..
Cooktop - Electric: 1
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Range Hood: 1
Breakfast Bar: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Lock Out Closet: 1
Window - Treatment All: 1
Handicap Provisions: 1
BBQ Pit/Grill: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Internet-WiFi: 1
Pest Control: 1
Sewer: 1
Trash Disposal: 1
Assigned: 1
Community Structure: 1
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Range - Electric; Range Hood; Refrigerator; Washer
Cooling: Ceiling Fan(s); Central Air; Humidity Control
Association Fees Include: BBQ Pit/Grill; TV Cable; Exercise Room; Insurance; Internet-WiFi; Ground Keeping; Pest Control; Picnic Area; Pool; Sewer; Trash Disposal
Financing: Cash; Conventional; FHA
Interior: Smart Thermostat
Parking Features: Assigned; Community Structure
Rooms: Bedroom; Living Room; Master Bedroom
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Public Sewer - Connected; Public Water - Connected
| Room Name | Level | Dimensions | Length | Width | Dimensions | Remarks |
| Master Bedroom | First | 14 x 11 | 14.00 | 11.00 | 14 x 11 | Approximate |
| Bedroom | First | 12 x 13 | 12.00 | 13.00 | 12 x 13 | Approximate |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 | 11 x 10 | Approximate |
| Living Room | First | 25 x 15 | 25.00 | 15.00 | 25 x 15 | Approximate |
Listing Office: The Premier Property Group
Last Updated: April - 17 - 2026
Information deemed reliable but not guaranteed.