14415 Front Beach Road 2103, Panama City Beach, FL 32413 (MLS# 793768)

Floor Number: 21

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1146

Construction Status: Construction Complete

SqFt Source: Builders Plans

# of Stories in Building: 23

# of Units in Bldg: 162

Accessory Dwelling Unit: No

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 20

Year Built: 2008

List Price/SqFt: 410.12

Status: Active

List Date: 2026-08-07

List Price: $470,000

Current Price: $470,000

Unit #: 2103

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: From Hwy 98 (Back Beach Road) turn south onto Nautilus St. At Front Beach Road, turn right. Ocean Reef will be immediately on your left.

Area: 03 - Bay County - Beach

Street #: 14415

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32413

County: Bay

Subdivision: Ocean Reef

Parcel ID: 40001-250-137

Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 2103 2BR 2BA ORB 3042 P 236 ORB 3135 P 1252 TYPE B 923 H&C 257 BALC

HOA Fee: Yes

HOA Amount: 2662.86

HOA Frequency: Quarterly

HOA Annual Amount: 10651.44

New Buyer Fee: Yes

New Buyer Fee Amt: 250

Last Taxes: 5674.54

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: Welcome to Ocean Reef 2103 -- Your Gulf-Front Getaway on the Emerald Coast! Experience breathtaking Gulf views and effortless coastal living from the 21st floor of Ocean Reef. This fully furnished, rental-ready, gulf-front condominium offers the perfect combination of spaciousness, comfort, and resort-style amenities, making it an exceptional vacation home, investment property, or both. One of the standout features of this residence is its coveted 10-foot ceilings and 8-foot interior doors, an exclusive feature offered only on floors 19 through 23 at Ocean Reef. From the moment you step inside, the elevated ceilings, taller doors, and open floor plan create an inviting sense of space and grandeur. Spectacular views of the Gulf of Mexico can be enjoyed from the living room, kitchen, and primary bedroom. Step outside onto the expansive 10' x 28' private balcony, where there's plenty of room to entertain, relax, and soak in the stunning scenery. It's the perfect place to watch spectacular sunsets, spot dolphins and schools of fish, or simply take in the seemingly endless views stretching along more than 20 miles of the Emerald Coast. The comfortable living area is designed for both relaxation and entertaining, featuring a sleeper sofa and two reclining chairs positioned to take full advantage of the incredible Gulf views. The fully equipped kitchen features stainless steel appliances, a breakfast bar with three bar stools, and an open design that flows seamlessly into the dining area, which comfortably seats six. The Gulf-front primary bedroom, with king bed, offers direct balcony access, allowing you to wake up to beautiful water views and enjoy the coastal breeze without leaving your room. The private primary bath includes a spacious walk-in shower. The guest bedroom currently features a queen bed but offers enough space to accommodate two queen beds, providing flexibility for owners and rental guests. A large laundry room adds valuable convenience while also providing generous storage space. The property also includes reserved, dedicated parking, an especially desirable feature for owners and guests. Ocean Reef offers an impressive collection of resort-style amenities, including a Gulf-front swimming pool, indoor pool, hot tub, sauna, steam room, and fitness room. Seasonal beach chair service is also available, offering chaise loungers and umbrellas for the ultimate beach-day experience. Location is another major advantage. Ocean Reef is conveniently situated approximately 1.5 miles from Pier Park, Panama City Beach's premier destination for shopping, dining, entertainment, and attractions. Directly across the street, you'll find a large gift shop, doughnut and coffee shop, mini-golf, go-kart track, snack bar, and more. And just two lots away, Runaway Island offers delicious beachfront dining with both indoor and outdoor seating. Whether you're looking for a turnkey rental investment, a second home, or your own Gulf-front escape, Ocean Reef 2103 checks all the boxes. Beautifully furnished, rental-ready, exceptionally spacious, and positioned high above the Gulf with unforgettable views -- this is one you won't want to miss. Put Ocean Reef 2103 at the top of your must-see list. You'll be glad you did!

First: 1

Gunite Concrete: 1

Heated - Gas: 1

Inground: 1

Indoor: 1

Spa/ Hot Tub: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Floor - Tile: 1

Window - Treatment All: 1

Block: 1

Concrete: 1

Foundation - On Piling: 1

Roof - Membrane: 1

Siding - Stucco: 1

Balcony: 1

Shore - Beach: 1

BBQ Pit/Grill: 1

Beach: 1

Conference Center: 1

Dumpster: 1

Exercise Room: 1

Internet-WiFi: 1

Pest Control: 1

Pool: 1

Sauna/Steam Room: 1

Sewer: 1

Water: 1

Whirlpool: 1

Cash: 1

Conventional: 1

Furnished: 1

First: 1

First: 1

Coastal Construction Control Line: 1

Covenants & Rescrictions: 1

Near Beach Access: 1

Sand Dunes: 1

Storm Sewer: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

Additional Parking: 1

Assigned: 1

Parking Garage: 1

BBQ Pit/Grill: 1

Beach: 1

Boardwalk: 1

Conference Center: 1

Dumpster: 1

Elevators: 1

Exercise Room: 1

Pool: 1

Sauna/Steam Room: 1

Security-24 hour: 1

Waterfront: 1

Whirlpool: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Electricity - Connected: 1

Garbage: 1

Internet - Fiber Optic: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

Ceiling Fan(s): 1

Heat Pump: 1

Heat Pump: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBed Balcony: 1

MBed Waterfront: 1

Building Security: 1

Fire Alarm: 1

Fire Sprinkler System: 1

Security Lights: 1

Smoke Detector(s): 1