14415 Front Beach Road 1704, Panama City Beach, FL 32413 (MLS# 794562)


$459,000
14415 Front Beach Road 1704
Panama City Beach, FL 32413
MLS# 794562
2 beds  |  2 baths  |  1146 sqft


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Property Description
Welcome to Ocean Reef Unit 1704, a beautifully decorated and upgraded 2-bedroom, 2-bathroom Gulf-front condominium in Panama City Beach. This desirable residence offers breathtaking Gulf views, an expansive private balcony, and a spacious floor plan designed for comfortable beach living, extended stays, and entertaining. The property also conveys with a deeded parking space located on Level 5. The large Gulf-front balcony provides plenty of room to relax, with chaise lounger and ample space for sunset dinners or drinks with friends. Custom tinting on the balcony doors helps reduce heat and glare while enhancing comfort inside. The primary suite overlooks the Gulf, allowing you to enjoy beautiful water views and the soothing sounds of the waves from both the living room and primary bedroom. The upgraded kitchen features leathered granite countertops, a breakfast bar, stainless steel appliances, and a custom backsplash. Additional interior features include vinyl plank flooring throughout, custom paint with an accent wall, leather furnishings, wall-mounted televisions, elegant bedroom furnishings, built-in shelving, and convenient bifold closet doors. The primary bathroom offers additional cabinetry, raised vanities, and upgraded countertops. The spacious guest bedroom includes two queen beds and private access to the guest bathroom. A full-size laundry room with additional cabinetry provides valuable storage, making this condo especially well-equipped for longer stays. The HVAC system was installed in January 2020, and the hot water heater was replaced in 2019. Parking is conveniently located under the building, near the elevators, and includes an exclusive assigned parking space, eliminating the hassle of searching for parking. Ocean Reef offers an impressive selection of resort amenities, including a Gulf-front heated pool, Gulf-front hot tub, indoor heated pool, steam room, sauna, fitness room, grilling area, and pet area. Owners are permitted to have pets. The location puts you close to everything Panama City Beach has to offer. Runaway Island Restaurant is an easy walk along the beach, offering beachfront dining, drinks, and spectacular sunset views. Pier Park's shopping, dining, and entertainment district is just over a mile west. With its stunning Gulf-front setting, spacious balcony, extensive upgrades, resort-style amenities, assigned parking, and convenient location, Ocean Reef Unit 1704 is an exceptional opportunity to own a beautiful beach retreat in Panama City Beach. Dimensions are approximate and should be verified if deemed important.

Details
Maps
General Property Info
Floor Number: 17
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1146
Construction Status: Construction Complete
SqFt Source: Builders Plans
Accessory Dwelling Unit: No
Lot Dimensions: Condo
New Construction: No
Garage Y/N: Yes
Garage Spaces: 1
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2008
Contract Info
List Price/SqFt: 400.52
Status: Active
List Date: 2026-08-24
List Price: $459,000
Current Price: $459,000
Location
Unit #: 1704
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98, turn south on Nautilus Street to Front Beach Road. At Front Beach Road, turn right. Ocean Reef is immediately on your left.
Area: 03 - Bay County - Beach
Street #: 14415
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Ocean Reef
Parcel ID: 40001-250-102
Legal Description: OCEAN REEF, A CONDOMINIUM UNIT 1704 2BR 2BA ORB 3042 P 236 TYPE B 923 H&C 257 BALC ORB 4760 P 696 . ORB 4772 P 1322 PK SP #3 LEVEL 5
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 2662.86
HOA Frequency: Quarterly
HOA Annual Amount: 10651.44
New Buyer Fee: Yes
Last Taxes: 5704.16
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: Welcome to Ocean Reef Unit 1704, a beautifully decorated and upgraded 2-bedroom, 2-bathroom Gulf-front condominium in Panama City Beach. This desirable residence offers breathtaking Gulf views, an expansive private balcony, and a spacious floor plan designed for comfortable beach living, extended stays, and entertaining. The property also conveys with a deeded parking space located on Level 5. The large Gulf-front balcony provides plenty of room to relax, with chaise lounger and ample space for sunset dinners or drinks with friends. Custom tinting on the balcony doors helps reduce heat and glare while enhancing comfort inside. The primary suite overlooks the Gulf, allowing you to enjoy beautiful water views and the soothing sounds of the waves from both the living room and primary bedroom. The upgraded kitchen features leathered granite countertops, a breakfast bar, stainless steel appliances, and a custom backsplash. Additional interior features include vinyl plank flooring throughout, custom paint with an accent wall, leather furnishings, wall-mounted televisions, elegant bedroom furnishings, built-in shelving, and convenient bifold closet doors. The primary bathroom offers additional cabinetry, raised vanities, and upgraded countertops. The spacious guest bedroom includes two queen beds and private access to the guest bathroom. A full-size laundry room with additional cabinetry provides valuable storage, making this condo especially well-equipped for longer stays. The HVAC system was installed in January 2020, and the hot water heater was replaced in 2019. Parking is conveniently located under the building, near the elevators, and includes an exclusive assigned parking space, eliminating the hassle of searching for parking. Ocean Reef offers an impressive selection of resort amenities, including a Gulf-front heated pool, Gulf-front hot tub, indoor heated pool, steam room, sauna, fitness room, grilling area, and pet area. Owners are permitted to have pets. The location puts you close to everything Panama City Beach has to offer. Runaway Island Restaurant is an easy walk along the beach, offering beachfront dining, drinks, and spectacular sunset views. Pier Park's shopping, dining, and entertainment district is just over a mile west. With its stunning Gulf-front setting, spacious balcony, extensive upgrades, resort-style amenities, assigned parking, and convenient location, Ocean Reef Unit 1704 is an exceptional opportunity to own a beautiful beach retreat in Panama City Beach. Dimensions are approximate and should be verified if deemed important.
Balcony
First: 1
Dining Room
First: 1
Pool Features
Gunite Concrete: 1
Heated - Gas: 1
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Floor - Vinyl Plank: 1
Window - Treatment All: 1
Construction/Siding
Block: 1
Concrete: 1
Steel/Frame: 1
Roof - Flat: 1
Roof - Membrane: 1
Siding - Stucco: 1
Exterior
Balcony: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dumpster: 1
Exercise Room: 1
Ground Keeping: 1
Internet-WiFi: 1
Management: 1
Master Association: 1
Pest Control: 1
Security: 1
Sewer: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Living Room
First: 1
Lot Access
Paved Road: 1
Parking Features
Assigned: 1
Parking Garage: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Pool: 1
Sauna/Steam Room: 1
Waterfront: 1
Rooms
Balcony: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Waterview
Gulf: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBed Balcony: 1
MBed Waterfront: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Building Security: 1
Fire Alarm: 1
Fire Sprinkler System: 1
Smoke Detector(s): 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Exterior: Balcony
Association Fees Include: Accounting; BBQ Pit/Grill; Beach; TV Cable; Community Room; Dumpster; Exercise Room; Internet-WiFi; Ground Keeping; Management; Master Association; Pest Control; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Living Room: First
Lot Access: Paved Road
Balcony: First
Dining Room: First
Pool Features: Gunite Concrete; Heated - Gas; Inground
Security Features: Building Security; Fire Alarm; Fire Sprinkler System; Smoke Detector(s)
Parking Features: Assigned; Parking Garage
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Elevators; Exercise Room; Pool; Sauna/Steam Room; Waterfront
Rooms: Balcony; Dining Room; Kitchen; Living Room
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Public Sewer - Connected; Public Water - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
KitchenFirst10.4 x 9.110.409.10
Dining RoomFirst12 x 13.712.0013.70
Living RoomFirst11 x 13.711.0013.70
BalconyFirst10 x 2810.0028.00

Listing Office: Beach Time Realty, Inc

Last Updated: August - 25 - 2026

Information deemed reliable but not guaranteed.