14401 Front Beach Road 220, Panama City Beach, FL 32413 (MLS# 793448)

Design: N/A

Apx SqFt(Htd/Cooled): 330

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: 0

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Co-op

Full Baths: 1

Total Baths: 1

Year Built: 1965

List Price/SqFt: 524.24

Status: Active

List Date: 2026-07-27

List Price: $173,000

Current Price: $173,000

Unit #: 220

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Approx 2 miles east of Pier Park. On the Gulf right at Front Beach and Nautilus Street.

Area: 03 - Bay County - Beach

Street #: 14401

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32413

County: Bay

Subdivision: Fontainebleau Terrace

Parcel ID: 34511-526-000

Legal Description: FONTAINEBLEAU TERRACE UNIT 220 ORB 4501 P 109 EFF 330 H&C

HOA Fee: Yes

HOA Amount: 895

HOA Frequency: Monthly

HOA Annual Amount: 10740

New Buyer Fee: Yes

New Buyer Fee Amt: 100

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

Gunite Concrete: 1

Inground: 1

First: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Ceiling - Beamed: 1

Floor - Vinyl Plank: 1

Window - Treatment All: 1

Concrete: 1

Roof - Flat: 1

Shore - Beach: 1

Shore - Natural: 1

Accounting: 1

Dumpster: 1

Electricity: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Pest Control: 1

Picnic Area: 1

Pool: 1

Sewer: 1

TV Cable: 1

Water: 1

Termite Bond: 1

Cash: 1

Furnished: 1

Smart Thermostat: 1

Covenants & Rescrictions: 1

Near Beach Access: 1

Subdivision - Recorded: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Additional Parking: 1

Parking Lot: 1

Paved: 1

Resid Multi-Family: 1

BBQ Pit/Grill: 1

Community Room: 1

Dumpster: 1

Elevators: 1

Laundry: 1

Picnic Area: 1

Pool: 1

Waterfront: 1

Studio: 1

TV Cable: 1

Electricity - Availabile: 1

Internet - Fiber Optic: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

Accessible Central Living Area: 1

As Is: 1

Gulf: 1

Ceiling Fan(s): 1

Wall Unit(s): 1

Furnace - Wall: 1

MBath Shower/Tub Combo: 1

Smoke Detector(s): 1