1440 Dover Road, Panama City, FL 32404 (MLS# 791835)

List Price/SqFt: 235.7

Status: Coming Soon - No Showings

List Date: 2026-06-19

List Price: $849,000

Current Price: $849,000

Sub Area: 0202 - Bay - Central SE

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Tyndall

Middle School: Rutherford Middle

High School: Rutherford

Directions: Turn on Soule Dr just off of Hwy 98, follow straight on to Thornton Ln and Sharon Dr and on to Dover rd. Home is on the right side

Area: 02 - Bay County - Central

Street #: 1440

Street Name: Dover

Street Suffix: Road

State: FL

Zip Code: 32404

County: Bay

Subdivision: Donalson Point

Parcel ID: 26141-000-000

Legal Description: 3RD AMENDED PLAT PT DONALSON LOT 1 BLK 7 ORB 4833 P 1783

Acreage: 0.57

Design: Split Level

Lot Size (SqFt): 24829

Apx SqFt(Htd/Cooled): 3602

Immediate Occupancy: No

Construction Status: Construction Complete

SqFt Source: Owner Measured

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 65x 283x 120x 258

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 4

Full Baths: 3

Total Baths: 4

Year Built: 1950

Homestead: Yes

HOA Fee: No

Senior Community: No

Is Subject Leased: No

New Buyer Fee: No

Last Tax Year: 2025

Lot: 1

Block: 7

Brokerage Interest: No Interest

As Is: Yes

Section: 24

Township: Panama City

Range: 14W

Remarks: ''COMING SOON - NO SHOWINGS'' Stunning Deep-Water Retreat! Fully Reimagined with Bay Access Tucked onto approx. 65' of water frontage with direct deep-water bay access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950 and taken down to the studs, this two-story home has been transformed top to bottom; floorplan restructured, all-new electrical and plumbing, water heater, windows, and siding, just to name a few. Even the showers are finished with premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof was replaced in 2018 and a new seawall added in 2022. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite counters, stainless appliances, recessed lighting, and crown molding, an open living and dining area, and a generous primary layout. Upstairs opens to an uncovered deck with a breathtaking view of the bay. The ground-floor level lives like its own private retreat: a second full kitchen, family room, a fourth bedroom, and a full bath, with both interior access and a separate ground-level entrance and driveway access. Ideal for multi-generational living, guests, or a private in-law or guest suite. There's also an attached garage with potential to convert to additional living space. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and NO flood insurance required! It is outside the special flood hazard area, a meaningful advantage for waterfront buyers. Close to schools, shopping, and Tyndall AFB. With the seawall and stairs into the water already in place, all that's left to make this waterfront dream complete is to add your own dock. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.

First: 1

Dishwasher: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Bookcases: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Floor - Hardwood: 1

Pantry: 1

Stairs: 1

Block: 1

Foundation - Off Grade: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Deck Open: 1

Double Pane Windows: 1

Porch Covered: 1

Bulkhead/Seawall: 1

Garage(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

Bonus Room: 1

Second: 1

First: 1

Landscaped: 1

Survey Available: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Additional Parking: 1

Boat: 1

Carport Attached: 1

Driveway: 1

Garage Attached: 1

RV Access/Parking: 1

Resid Single Family: 1

Bedroom: 1

Family Room: 1

Kitchen: 1

Living Room: 1

ShowingTime: 1

Cable - Available: 1

Electricity - Connected: 1

Internet - Fiber Optic: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Bayou: 1

As Is: 1

Bay/Harbor: 1

Bayou w/ Gulf Access: 1

First: 1

Central Air: 1

Central: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Walk-In Closet: 1

MBed Sitting Area: 1

MBed Waterfront: 1