138 White Cap Way, Panama City Beach, FL 32407 (MLS# 792988)

Acreage: 0.11

Design: Beach House

Lot Size (SqFt): 4792

Apx SqFt(Htd/Cooled): 1305

Construction Status: Construction Complete

SqFt Source: Prop App Site

Half Baths: 0

# of Stories in Building: 1

Accessory Dwelling Unit: No

Lot Dimensions: 50 x 109 x 34 x 109

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 2006

List Price/SqFt: 260.46

Status: Coming Soon - No Showings

List Date: 2026-07-22

List Price: $339,900

Current Price: $339,900

Sub Area: 0320 - Beach - Middle Central

Community/Resort: Palm Cove

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Heading West on Middle Beach Rd from R. Jackson Blvd, turn right into Palm Cove. Take the first right on Cabana Court through gate. Turn right on Sand Castle Lane. Continue to the end, take a left on White Cap Way. House is straight ahead at the end of the road.

Area: 03 - Bay County - Beach

Street #: 138

Street Name: White Cap

Street Suffix: Way

State: FL

Zip Code: 32407

County: Bay

Subdivision: Palm Cove Phase III

Parcel ID: 34039-769-000

Legal Description: PALM COVE PH 3 LOT 201 ORB 3891 P 512

HOA Fee: Yes

HOA Amount: 497

HOA Frequency: Quarterly

HOA Annual Amount: 1988

New Buyer Fee: No

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: No

Remarks: Coming Soon - No Showings. Turnkey and fully updated, this three-bedroom, two-bathroom home in the gated Palm Cove community offers the ideal setup for a full-time residence or an immediate rental property. This house is being sold mostly furnished with all-new furniture. Recent interior updates include new flooring, fresh paint throughout, new light fixtures and more. The newly installed vinyl plank flooring and furniture offer both modern appeal and the durability needed for the beach lifestyle. The attached one-car garage provides dedicated parking and storage. Outside, a new raised concrete patio overlooks a large wooded area that only a handful of homes in the community back up to. Residents of the Palm Cove subdivision enjoy access to a community pool and playground. This home is situated in the heart of Panama City Beach, just over a mile from one of the main public beach areas and near local restaurants like Saltwater Grill, Bella Roma Tuscan Grill, and Firefly. This home offers a great opportunity to join the beachy Florida lifestyle without breaking the bank!

Dishwasher: 1

Dryer: 1

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Split Bedroom: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Vinyl: 1

Trim - Vinyl: 1

Deck Open: 1

Patio Covered: 1

Patio Open: 1

Gated Community: 1

Ground Keeping: 1

Playground: 1

Pool: 1

Trash Disposal: 1

Cash: 1

Conventional: 1

VA: 1

Partially: 1

Bunk Room: 1

First: 1

Landscaped: 1

Near Beach Access: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Resid Single Family: 1

Playground: 1

Pool: 1

Security-24 hour: 1

Bedroom: 1

Kitchen: 1

Primary Bedroom: 1

Electricity - Connected: 1

Garbage: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Electric: 1

MBath Double Vanity: 1

MBath Walk-In Closet: 1

MBath Shower/Tub Combo: 1

Gated Community: 1