$1,850,000
Panama City Beach, FL 32413
MLS# 795240
5 beds | 5 baths | 2943 sqft
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Property Description
WIDE-OPEN GULF VIEWS. LUXURY RESORT LIVING. $167,000 IN 2026 RENTAL HISTORY. Welcome to a coastal retreat where the Gulf of Mexico takes center stage and every day feels like a vacation. Built in 2023 and offering nearly 3,000 square feet across three levels, this impressive 5-bedroom + bunk room beach home was designed for elevated coastal living. From the moment you step inside, bright open spaces, vaulted and beamed ceilings, upscale finishes and abundant natural light create a relaxed yet refined atmosphere. Multiple balconies extend the living space outdoors, capturing beautiful, wide-open Gulf views and giving you a front-row seat to unforgettable Florida sunsets. The open-concept kitchen and living areas were made for gathering, with a large island, breakfast bar, wet bar and plenty of space to entertain family and friends. With 5 bedrooms + a bunk room and multiple living areas, there's room for everyone while still offering the privacy expected from a luxury beach retreat. Outside, enjoy your own fenced outdoor space, hot tub and multiple areas to relax after a day on the sand. And unlike the high-rise experience, there's no waiting on elevators or navigating crowded hallways--simply step outside your own beach house and enjoy the coast. The home is located within Margaritaville Beach Cottage Resort, where the experience extends well beyond your front door. Owners and guests enjoy resort-style amenities including an expansive pool, pickleball and convenient beach access, all surrounded by the energy and lifestyle of Panama City Beach. Whether envisioned as a luxury second home, an unforgettable family beach retreat or a vacation-rental investment, this property offers the rare combination of newer construction, exceptional Gulf views, resort amenities and the privacy of a single-family beach home. This isn't simply a place to stay at the beach. It's the way the beach was meant to be experienced.
Details
Maps
General Property Info
Acreage: 0.06
Design: Beach House
Lot Size (SqFt): 2570
Apx SqFt(Htd/Cooled): 2943
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 3
Accessory Dwelling Unit: No
Lot Dimensions: 32.0 ft x 81.0 ft
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 5
Year Built: 2023
Contract Info
List Price/SqFt: 628.61
Status: Active
List Date: 2026-09-11
List Price: $1,850,000
Current Price: $1,850,000
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Home is located about 2 miles east of Pier Park directly on Front Beach Road
Area: 03 - Bay County - Beach
Street #: 13662
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Margaritaville Cottages
Parcel ID: 34764-150-020
Legal Description: PANAMA CITY BEACH RESORT LOT 2 MARGARITAVILLE COTTAGES PH 2 ORB 4699 P 1154
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 1775
HOA Frequency: Quarterly
HOA Annual Amount: 7100
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
New Buyer Fee Paid: $
Last Taxes: 16800.7
Last Tax Year: 2025
Brokerage Interest: No Interest
Condo Doc: Yes
Remarks & Misc
Remarks: WIDE-OPEN GULF VIEWS. LUXURY RESORT LIVING. $167,000 IN 2026 RENTAL HISTORY. Welcome to a coastal retreat where the Gulf of Mexico takes center stage and every day feels like a vacation.
Built in 2023 and offering nearly 3,000 square feet across three levels, this impressive 5-bedroom + bunk room beach home was designed for elevated coastal living. From the moment you step inside, bright open spaces, vaulted and beamed ceilings, upscale finishes and abundant natural light create a relaxed yet refined atmosphere. Multiple balconies extend the living space outdoors, capturing beautiful, wide-open Gulf views and giving you a front-row seat to unforgettable Florida sunsets.
The open-concept kitchen and living areas were made for gathering, with a large island, breakfast bar, wet bar and plenty of space to entertain family and friends. With 5 bedrooms + a bunk room and multiple living areas, there's room for everyone while still offering the privacy expected from a luxury beach retreat.
Outside, enjoy your own fenced outdoor space, hot tub and multiple areas to relax after a day on the sand. And unlike the high-rise experience, there's no waiting on elevators or navigating crowded hallways--simply step outside your own beach house and enjoy the coast.
The home is located within Margaritaville Beach Cottage Resort, where the experience extends well beyond your front door. Owners and guests enjoy resort-style amenities including an expansive pool, pickleball and convenient beach access, all surrounded by the energy and lifestyle of Panama City Beach.
Whether envisioned as a luxury second home, an unforgettable family beach retreat or a vacation-rental investment, this property offers the rare combination of newer construction, exceptional Gulf views, resort amenities and the privacy of a single-family beach home.
This isn't simply a place to stay at the beach. It's the way the beach was meant to be experienced.
Great Room
First: 1
Pool Features
Spa/ Hot Tub: 1
Appliances
Bar Fridge: 1
Cooktop - Gas: 1
Dishwasher: 1
Dryer: 1
ENERGY STAR Qualified Appliances: 1
Microwave: 1
Oven - Gas: 1
Refrigerator: 1
Water Heater - Gas: 1
Wine Refrigerator: 1
Interior Features
Ceiling - Raised: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Wet Bar: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Balcony: 1
Deck Open: 1
Fenced Lot-All: 1
Porch Covered: 1
Association Fees Include
Accounting: 1
Internet-WiFi: 1
Management: 1
Master Association: 1
Recreational Faclty: 1
Water: 1
Furnished
Furnished: 1
Kitchen
First: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Boardwalk: 1
Exercise Room: 1
Game Room: 1
Picnic Area: 1
Pool: 1
Security-24 hour: 1
Tennis: 1
Theater: 1
Water Park: 1
Waterfront: 1
Other - See Remarks: 1
Rooms
Bedroom: 1
Great Room: 1
Kitchen: 1
Primary Bedroom: 1
Utilities
TV Cable: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Other - See Remarks: 1
Waterview
Gulf: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Security Features
24 Hour Security: 1
Security Guard: 1
Property Features
Appliances: Bar Fridge; Cooktop - Gas; Dishwasher; Dryer; ENERGY STAR Qualified Appliances; Microwave; Oven - Gas; Refrigerator; Water Heater - Gas; Wine Refrigerator
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Balcony; Deck Open; Fenced Lot-All; Porch Covered
Association Fees Include: Accounting; Internet-WiFi; Management; Master Association; Recreational Faclty; Water
Furnished: Furnished
Kitchen: First
Great Room: First
Pool Features: Spa/ Hot Tub
Security Features: 24 Hour Security; Security Guard
Association Amenities: BBQ Pit/Grill; Beach; Boardwalk; Exercise Room; Game Room; Picnic Area; Pool; Security-24 hour; Tennis; Theater; Water Park; Waterfront; Other - See Remarks
Rooms: Bedroom; Great Room; Kitchen; Primary Bedroom
Utilities: TV Cable; Natural Gas - Connected; Public Sewer - Connected; Other - See Remarks
Waterview: Gulf
Room Information
| Room Name | Level | Dimensions | Length | Width |
| Kitchen | First | 15 x 13 | 15.00 | 13.00 |
| Great Room | First | 23 x 13 | 23.00 | 13.00 |
| Primary Bedroom | 17 x 16 | 17.00 | 16.00 | |
| Bedroom | 15 x 14 | 15.00 | 14.00 | |
| Bedroom | 13 x 11 | 13.00 | 11.00 |
Listing Office: Coldwell Banker Realty
Last Updated: September - 11 - 2026
Information deemed reliable but not guaranteed.