13658 Front Beach Road 4
Panama City Beach, FL 32413
MLS# 787151
6 beds | 7 baths | 3223 sqft
Property Description🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴
Your Gateway to Paradise | Panama City Beach
An ideal opportunity to capitalize on strong Summer rental season.
Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise.
Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience.
🌊 Coastal Living Across Three Levels
First Level:
The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring:
Frigidaire Professional appliances
36'' gas range
Quartz countertops
Maple cabinetry
This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility.
Second Level:
The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring:
Double vanities
Soaking tub
Walk-in shower
Also on this level:
Two additional guest bedrooms
A bunk room
Two full bathrooms
Third Level:
Designed for flexibility and privacy, the third floor includes:
A large bedroom with private balcony and Gulf views
Additional bedroom and full bath
Bonus room ideal for a second living area, media space, or game room
✨ Luxury Features & Finishes
Gulf views from all three levels 🌊
Two wet bars with beverage refrigerators & ice maker
Luxury vinyl plank flooring throughout
Quartz countertops throughout
Maple cabinetry
Private 7-seat hot tub
Heated plunge pool and Lazy River
Three dedicated parking spaces
🌴 Resort Lifestyle Like No Other
Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including:
580 feet of private beachfront with chair & umbrella service
2.5-acre heated oasis pool
425-foot lazy river & water slides
Poolside food & beverage service
On-site restaurant & poolside bar (''License to Chill'')
Fitness center, arcade, and entertainment complex
Paddleboarding, kayaking, and beachfront activities
📍 Prime Location
Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport.
💰 Investment Meets Lifestyle
This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities -- offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking.
Live the dream. Share the dream.
Welcome to Margaritaville Waterside Retreat #4 🌊
List Price/SqFt: 604.72
Status: Active
List Date: 2026-03-21
List Price: $1,949,000
Current Price: $1,949,000
Unit #: 4
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Margaritaville Beach Cottage Resort is located about 2 miles east of Pier Park directly on Front Beach Road.
Area: 03 - Bay County - Beach
Street #: 13658
Street Name: Front Beach
Street Suffix: Road
County: Bay
Subdivision: Margaritaville Cottages
Parcel ID: 34764-150-040
Legal Description: PANAMA CITY BEACH RESORT LOT 4 MARGARITAVILLE COTTAGES PH 2 ORB 4692 P 1865
Acreage: 0.06
Design: Caribbean
Lot Size (SqFt): 2592
Apx SqFt(Htd/Cooled): 3223
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 3
Lot Dimensions: 32 X 81
New Construction: No
Pool Type: Community
Sub-Type: Detached Single Family
Total Baths: 7
Year Built: 2023
HOA Fee: Yes
HOA Amount: 1288
HOA Frequency: Quarterly
HOA Annual Amount: 5152
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
Brokerage Interest: No Interest
As Is: Yes
Remarks: 🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴
Your Gateway to Paradise | Panama City Beach
An ideal opportunity to capitalize on strong Summer rental season.
Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise.
Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience.
🌊 Coastal Living Across Three Levels
First Level:
The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring:
Frigidaire Professional appliances
36'' gas range
Quartz countertops
Maple cabinetry
This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility.
Second Level:
The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring:
Double vanities
Soaking tub
Walk-in shower
Also on this level:
Two additional guest bedrooms
A bunk room
Two full bathrooms
Third Level:
Designed for flexibility and privacy, the third floor includes:
A large bedroom with private balcony and Gulf views
Additional bedroom and full bath
Bonus room ideal for a second living area, media space, or game room
✨ Luxury Features & Finishes
Gulf views from all three levels 🌊
Two wet bars with beverage refrigerators & ice maker
Luxury vinyl plank flooring throughout
Quartz countertops throughout
Maple cabinetry
Private 7-seat hot tub
Heated plunge pool and Lazy River
Three dedicated parking spaces
🌴 Resort Lifestyle Like No Other
Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including:
580 feet of private beachfront with chair & umbrella service
2.5-acre heated oasis pool
425-foot lazy river & water slides
Poolside food & beverage service
On-site restaurant & poolside bar (''License to Chill'')
Fitness center, arcade, and entertainment complex
Paddleboarding, kayaking, and beachfront activities
📍 Prime Location
Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport.
💰 Investment Meets Lifestyle
This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities -- offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking.
Live the dream. Share the dream.
Welcome to Margaritaville Waterside Retreat #4 🌊
Heated - Electric: 1
Inground: 1
Cooktop - Gas: 1
Dishwasher: 1
ENERGY STAR Qualified Appliances: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Ceiling - Raised: 1
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Stairs: 1
Window - Treatment All: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Back Yard: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Ground Keeping: 1
Internet-WiFi: 1
Master Association: 1
Pool: 1
Recreational Faclty: 1
Security: 1
Trash Disposal: 1
TV Cable: 1
Bonus Room: 1
Bunk Room: 1
Covenants & Rescrictions: 1
Dedicated Beach: 1
Deeded Access: 1
Deeded Access Water: 1
Landscaped: 1
Near Beach Access: 1
City Street: 1
Paved Road: 1
Additional Parking: 1
Driveway: 1
MBath Double Vanity: 1
MBath Separate Shwr: 1
Beach: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Retail Shops: 1
Security-24 hour: 1
Water Park: 1
Waterfront: 1
Dining: 1
Recreation Facilities: 1
Kitchen: 1
Master Bedroom: 1
TV Cable: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Central Air: 1
ENERGY STAR Qualified Equipment: 1
Central: 1
ENERGY STAR Qualified Equipment: 1
24 Hour Security: 1
Carbon Monoxide Detector: 1
Appliances: Cooktop - Gas; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer
Bedroom: First; Second; Third
Cooling: Central Air; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Deck Covered; Deck Open; Double Pane Windows; Fenced Back Yard; Sprinkler System
Association Fees Include: Accounting; Beach; TV Cable; Community Room; Exercise Room; Game Room; Internet-WiFi; Legal; Ground Keeping; Management; Master Association; Conference Center; Pool; Recreational Faclty; Security; Trash Disposal; Water; Water Park
Financing: Cash; Conventional
Interior: Bonus Room; Bunk Room
Lot Features: Covenants & Rescrictions; Dedicated Beach; Deeded Access; Deeded Access Water; Landscaped; Near Beach Access; Sidewalk
Lot Access: City Street; Paved Road
Pool Features: Heated - Electric; Inground
Security Features: 24 Hour Security; Carbon Monoxide Detector
Parking Features: Additional Parking; Driveway; Paved
Association Amenities: Beach; Community Room; Dining; Exercise Room; Game Room; Conference Center; Pool; Recreation Facilities; Retail Shops; Security-24 hour; Water Park; Waterfront
Rooms: Bedroom; Great Room; Kitchen; Master Bedroom
Utilities: TV Cable; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Shore - Beach
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Great Room | First | 15.5 x 23 | 15.50 | 23.00 | 15.5 x 23 |
| Kitchen | First | 10.5 x 13.25 | 10.50 | 13.25 | 10.5 x 13.25 |
| Master Bedroom | Second | 12.5 x 13.5 | 12.50 | 13.50 | 12.5 x 13.5 |
| Bedroom | First | 15.25 x 13.25 | 15.25 | 13.25 | 15.25 x 13.25 |
| Bedroom | Second | 15.8 x 11.4 | 15.80 | 11.40 | 15.8 x 11.4 |
| Bedroom | Second | 14.8 x 11.4 | 14.80 | 11.40 | 14.8 x 11.4 |
| Bedroom | Third | 11.1 x 13.8 | 11.10 | 13.80 | 11.1 x 13.8 |
| Bedroom | Third | 10.8 x 46.9 | 10.80 | 46.90 | 10.8 x 46.9 |
Listing Office: MJH Real Estate Brokerage, LLC
Last Updated: May - 24 - 2026
Information deemed reliable but not guaranteed.