13657 Front Beach Road, Panama City Beach, FL 32413 (MLS# 786527)


$3,695,000
13657 Front Beach Road
Panama City Beach, FL 32413
MLS# 786527
6 beds  |  7 baths  |  3990 sqft


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Property Description
BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.

Details
Maps
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 300
HOA Frequency: Quarterly
HOA Annual Amount: 1200
Senior Community: No
Is Subject Leased: No
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
Last Taxes: 37923
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Contract Info
List Price/SqFt: 926.07
Status: Active
List Date: 2026-03-07
List Price: $3,695,000
Current Price: $3,695,000
Location
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 79, go to Front Beach, Turn Left and travel to Margaritaville, approximately 6 miles, resort is at corner of Middle Beach and front Beach, take first entry to Gulf side, house is third on right
Area: 03 - Bay County - Beach
Street #: 13657
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32413
County: Bay
Subdivision: Margaritaville Cottages
Parcel ID: 34764-100-030
Legal Description: PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 1 ORB 4704 P 1401
General Property Info
Acreage: 0.19
Design: Beach House
Lot Size (SqFt): 8240
Apx SqFt(Htd/Cooled): 3990
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Balcony SqFt: 360
Half Baths: 1
# of Stories in Building: 3
Lot Dimensions: 40x206
New Construction: Yes
Garage Y/N: No
Beach Frontage: 40
Covered Spaces: 2
Driveway Spaces: 3
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 6
Full Baths: 6
Total Baths: 7
Year Built: 2023
Remarks & Misc
Remarks: BACK ON MARKET, SELLER SAID TO MOVE IT! BRING OFFERS! THIS 6 BEDROOM 6.5 BATH GULF FRONT WITH PRIVATE POOL IS READY FOR THE SUMMER! Enjoy your time at PCB's Margaritaville Resort in one of the Best Gulf Front Luxury Beach House in the Resort. Unit 3 has the Best Gulf Views and as well easy access from Front Beach Road but that's not all, this unit was customized by the owners with a different furniture package and decor to make it special. In addition, the home has never been rented but can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from the balconies on each floor with Two Master suites on the Third Floor. The First Floor offers a Recreation Room with Mini-Kitchen, and a with a gaming area with foosball table, Bunk Room and an Elevator as well as entry to the oversize deck featuring a Private Pool, oversize deck with Grill & a Private Beach walkover with outside shower. The second floor features the living area with an open Great Room that opens to an oversize balcony with endless views East and West, Two Bedrooms with Ensuite Baths and a large laundry with additional storage. The Third Floor offers three bedrooms, all with ensuite baths, with two being master bedrooms on the Gulf side with endless views of the coastline of PCB. All this with the amenities of Margaritaville PCB Resort including, The Salty Rim Bar & Grill, Fins Restaurant and Bar, (opens in 2024), and a 425-foot lazy rive Lagoon Pool that is Margaritaville's signature at each of their Resorts. Get ready for good times as it's 5 o'clock somewhere at Margaritaville Resort. Food and Beverage bar area is now open at Pool side in the resort, come join the fun as Margaritaville Cottage Resort takes shape.
Balcony
Second: 1
Third: 1
Deck/Patio
First: 1
Dining Room
Second: 1
Great Room
Second: 1
Laundry
Second: 1
Pool Features
Gunite Concrete: 1
Heated - Gas: 1
Recreation Room
First: 1
Storage
First: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Freezer: 1
Instant Hot Water: 1
Microwave: 1
Oven - Convection: 1
Range - Electric: 1
Range Hood: 1
Refrigerator: 1
Washer: 1
Water Heater - Gas: 1
Water Heater - Tankless: 1
Interior Features
Breakfast Bar: 1
Ceiling - Beamed: 1
Elevator: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Pantry: 1
Wet Bar: 1
Window - Treatment All: 1
Construction/Siding
Foundation - On Piling: 1
Roof - Metal: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Balcony: 1
Built-in Barbecue/Grill: 1
Deck Covered: 1
Deck Open: 1
Double Pane Windows: 1
Fenced Lot-Part: 1
Shower: 1
Patio Open: 1
Porch Open: 1
Waterfront Feature
Waterfront Feet: 40'
Association Fees Include
Accounting: 1
Game Room: 1
Ground Keeping: 1
Internet Service: 1
Management: 1
Master Association: 1
Recreational Faclty: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Water Park: 1
Financing
Cash: 1
Furnished
Furnished: 1
Interior
Bunk Hallway: 1
Insulated Doors: 1
Kitchen
Second: 1
Lot Features
Dedicated Beach: 1
Deeded Access: 1
Deeded Access Water: 1
Landscaped: 1
Waterfront: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Carport Attached: 1
Driveway: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Shower Only: 1
MBed Balcony: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Present Zoning
City: 1
Resid Single Family: 1
Association Amenities
Beach: 1
Security-24 hour: 1
Water Park: 1
Waterfront: 1
Other - See Remarks: 1
Rooms
Balcony: 1
Bedroom: 1
Deck/Patio: 1
Dining Room: 1
Great Room: 1
Kitchen: 1
Laundry: 1
Master Bedroom: 1
Recreation Room: 1
Storage: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Master Bedroom
Third: 1
Bedroom
First: 1
Second: 1
Third: 1
Cooling
Ceiling Fan(s): 1
Heat Pump: 1
Multi Units: 1
Heating
Central: 1
Forced Air: 1
Security Features
Carbon Monoxide Detector: 1
Fire Alarm: 1
Fire Sprinkler System: 1
Smoke Detector(s): 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Freezer; Instant Hot Water; Microwave; Oven - Convection; Range - Electric; Range Hood; Refrigerator; Washer; Water Heater - Gas; Water Heater - Tankless
Master Bedroom: Third
Bedroom: First; Second; Third
Cooling: Ceiling Fan(s); Heat Pump; Multi Units
Heating: Central; Forced Air
Exterior: Balcony; Built-in Barbecue/Grill; Deck Covered; Deck Open; Double Pane Windows; Fenced Lot-Part; Shower; Patio Open; Porch Open
Association Fees Include: Accounting; TV Cable; Game Room; Internet Service; Ground Keeping; Management; Master Association; Recreational Faclty; Trash Disposal; Water; Water Park
Financing: Cash
Furnished: Furnished
Interior: Bunk Hallway; Insulated Doors
Kitchen: Second
Lot Features: Dedicated Beach; Deeded Access; Deeded Access Water; Landscaped; Waterfront
Lot Access: City Street; Paved Road
Balcony: Second; Third
Dining Room: Second
Great Room: Second
Laundry: Second
Pool Features: Gunite Concrete; Heated - Gas
Recreation Room: First
Security Features: Carbon Monoxide Detector; Fire Alarm; Fire Sprinkler System; Smoke Detector(s)
Storage: First
Parking Features: Carport Attached; Driveway
Association Amenities: Beach; Security-24 hour; Water Park; Waterfront; Other - See Remarks
Rooms: Balcony; Bedroom; Deck/Patio; Dining Room; Great Room; Kitchen; Laundry; Master Bedroom; Recreation Room; Storage
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Public Water - Connected
Waterfront Type: Gulf
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Dimensions Remarks
BedroomFirst11.25 x 12.511.2512.5011.25 x 12.5with ensuite bath
Recreation RoomFirst25 x 1525.0015.0025 x 15with Wet Bar
BedroomSecond12 x 1212.0012.0012 x 12with ensuite bath
BedroomSecond12 x 1212.0012.0012 x 12with ensuite bath
Great RoomSecond26 x 1526.0015.0026 x 15
Dining RoomSecond11 x 1211.0012.0011 x 12
KitchenSecond11 x 1311.0013.0011 x 13
Master BedroomThird14 x 1514.0015.0014 x 15Gulf Front & Ensuite Bath
BedroomThird14 x 1514.0015.0014 x 15Gulf Front & Ensuite Bath
BedroomThird12 x 1212.0012.0012 x 12with Ensuite Bath
LaundrySecond5 x 95.009.005 x 9side by side appliances
StorageFirst6 x 76.007.006 x 7exterior on carport
Deck/PatioFirst25 x 1625.0016.0025 x 16with pool, beach entry
BalconySecond25 x 825.008.0025 x 8opens from living area
BalconyThird25 x 825.008.0025 x 8opens from Bedrooms

Listing Office: Beach Time Realty, Inc

Last Updated: March - 09 - 2026

Information deemed reliable but not guaranteed.