$1,219,000
Panama City Beach, FL 32413
MLS# 783789
5 beds | 5 baths | 2128 sqft
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Property Description
🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.
Details
Maps
Contract Info
List Price/SqFt: 572.84
Status: Active
List Date: 2026-01-15
List Price: $1,219,000
Current Price: $1,219,000
Location
Unit #: 31
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Margaritaville Beach Cottage Resort is located about 2 miles east of Pier Park directly on Front Beach Road.
Area: 03 - Bay County - Beach
Street #: 13649
Street Name: Banana Wind
Street Suffix: Way
State: FL
Zip Code: 32413
County: Bay
Subdivision: Margaritaville Cottages
Parcel ID: 34764-200-310
Legal Description: PANAMA CITY BEACH RESORT LOT 31 MARGARITAVILLE COTTAGES PH 3 ORB 4739 P 1795
General Property Info
Acreage: 0.06
Design: Caribbean
Lot Size (SqFt): 2396
Apx SqFt(Htd/Cooled): 2128
Construction Status: Construction Complete
SqFt Source: Builders Plans
Half Baths: 1
# of Stories in Building: 2
Lot Dimensions: 32 X 76
New Construction: No
Garage Y/N: No
Pool: Yes
Pool Type: Community
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 4
Total Baths: 5
Year Built: 2023
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 2225
HOA Frequency: Quarterly
HOA Annual Amount: 8900
New Buyer Fee: Yes
New Buyer Fee Amt: 5000
Last Taxes: 12447
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: 🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴
Your Gateway to Paradise!
Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential.
Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons.
🏡The Home
Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light.
The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests.
The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage.
Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool.
🌊Resort Lifestyle & Amenities
Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities:
580 feet of private beachfront with chair & umbrella service
2.5-acre heated oasis pool
425-foot lazy river and waterslides
Poolside food & beverage service
Paddleboard and kayak rentals
Game lawn and beachfront activities
On-site professional rental management team
Daily resort services
The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings.
📍Prime Panama City Beach Location
Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport.
⭐Investment & Lifestyle Opportunity
Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities.
Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.
Great Room
First: 1
Pool Features
Heated - Electric: 1
Inground: 1
Appliances
Cooktop - Gas: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
ENERGY STAR Qualified Appliances: 1
Ice Maker: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Interior Features
Ceiling - Raised: 1
Floor - Vinyl: 1
Floor - Vinyl Plank: 1
Kitchen Island: 1
Lighting - Recessed: 1
Stairs: 1
Window - Treatment All: 1
Construction/Siding
Roof - Metal: 1
Siding - Hardie Board: 1
Exterior
Double Pane Windows: 1
Patio Open: 1
Sprinkler System: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Accounting: 1
Beach: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Ground Keeping: 1
Internet-WiFi: 1
Legal: 1
Management: 1
Master Association: 1
Pool: 1
Recreational Faclty: 1
Security: 1
Trash Disposal: 1
TV Cable: 1
Water: 1
Water Park: 1
Financing
Cash: 1
Conventional: 1
Furnished
Furnished: 1
Kitchen
First: 1
Lot Features
Covenants & Rescrictions: 1
Dedicated Beach: 1
Deeded Access: 1
Deeded Access Water: 1
Landscaped: 1
Near Beach Access: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Lot Access
City Street: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Driveway: 1
Paved: 1
Mstr Bath / Mstr Bdrm
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBed Balcony: 1
Present Zoning
Resort: 1
Association Amenities
Beach: 1
Community Room: 1
Conference Center: 1
Exercise Room: 1
Game Room: 1
Pool: 1
Retail Shops: 1
Security-24 hour: 1
Water Park: 1
Waterfront: 1
Dining: 1
Recreation Facilities: 1
Rooms
Bedroom: 1
Great Room: 1
Kitchen: 1
Master Bedroom: 1
Utilities
TV Cable: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Sale Type
As Is: 1
Master Bedroom
Second: 1
Bedroom
First: 1
Second: 1
Cooling
Central Air: 1
ENERGY STAR Qualified Equipment: 1
Heating
Central: 1
ENERGY STAR Qualified Equipment: 1
Security Features
24 Hour Security: 1
Carbon Monoxide Detector: 1
Property Features
Appliances: Cooktop - Gas; Dishwasher; Disposal; Dryer; ENERGY STAR Qualified Appliances; Ice Maker; Microwave; Oven - Electric; Refrigerator; Washer
Master Bedroom: Second
Bedroom: First; Second
Cooling: Central Air; ENERGY STAR Qualified Equipment
Heating: Central; ENERGY STAR Qualified Equipment
Exterior: Double Pane Windows; Patio Open; Sprinkler System
Association Fees Include: Accounting; Beach; TV Cable; Community Room; Exercise Room; Game Room; Internet-WiFi; Legal; Ground Keeping; Management; Master Association; Conference Center; Pool; Recreational Faclty; Security; Trash Disposal; Water; Water Park
Financing: Cash; Conventional
Furnished: Furnished
Kitchen: First
Lot Features: Covenants & Rescrictions; Dedicated Beach; Deeded Access; Deeded Access Water; Landscaped; Near Beach Access; Sidewalk; Within 1/2 Mile to Water
Lot Access: City Street; Paved Road
Great Room: First
Pool Features: Heated - Electric; Inground
Security Features: 24 Hour Security; Carbon Monoxide Detector
Parking Features: Additional Parking; Driveway; Paved
Association Amenities: Beach; Community Room; Dining; Exercise Room; Game Room; Conference Center; Pool; Recreation Facilities; Retail Shops; Security-24 hour; Water Park; Waterfront
Rooms: Bedroom; Great Room; Kitchen; Master Bedroom
Sale Type: As Is
Utilities: TV Cable; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Waterfront Feature: Shore - Beach
Present Zoning: Resort
Room Information
| Room Name | Level | Dimensions | Length | Width | Dimensions |
| Great Room | First | 15.9 x 21.1 | 15.90 | 21.10 | 15.9 x 21.1 |
| Kitchen | First | 12.5 x 13.6 | 12.50 | 13.60 | 12.5 x 13.6 |
| Master Bedroom | Second | 15.1 x 13.2 | 15.10 | 13.20 | 15.1 x 13.2 |
| Bedroom | First | 15.1 x 13.2 | 15.10 | 13.20 | 15.1 x 13.2 |
| Bedroom | Second | 10.5 x 10.1 | 10.50 | 10.10 | 10.5 x 10.1 |
| Bedroom | Second | 10.3 x 13.8 | 10.30 | 13.80 | 10.3 x 13.8 |
| Bedroom | Second | 10.3 x 13.8 | 10.30 | 13.80 | 10.3 x 13.8 |
Listing Office: MJH Real Estate Brokerage, LLC
Last Updated: May - 24 - 2026
Information deemed reliable but not guaranteed.