13020 Front Beach Road 103, Panama City Beach, FL 32407 (MLS# 789817)

List Price/SqFt: 307.32

Status: Active

List Date: 2026-05-12

List Price: $315,000

Current Price: $315,000

Unit #: 103

Sub Area: 0320 - Beach - Middle Central

Community/Resort: None

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: From Highway 98( Back Beach Road) turn South on Clara Ave and go till it dead ends into Front Beach Road. Turn right(West) and go a couple of blocks and Somerset Condos are on the corner of Front Beach Road and Fernwood.

Area: 03 - Bay County - Beach

Street #: 13020

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Somerset Condo

Parcel ID: 34417-030-000

Legal Description: SOMERSET CONDO UNIT 103 2BR 1B 1025 H&C ORB 1910 P 1253 . ORB 4431 P 2163

Floor Number: 1

Design: Low-Rise (1-3 floors)

Apx SqFt(Htd/Cooled): 1025

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Balcony SqFt: 91

# of Stories in Building: 2

# of Units in Bldg: 16

Lot Dimensions: 0x0

New Construction: No

Garage Y/N: No

Covered Spaces: 2

Driveway Spaces: 2

Assigned Spaces: 2

Pool: No

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 1

Total Baths: 1

Year Built: 2000

HOA Fee: Yes

HOA Amount: 350

HOA Frequency: Monthly

HOA Annual Amount: 4200

New Buyer Fee: No

Last Taxes: 3685

Last Tax Year: 2025

Brokerage Interest: No Interest

As Is: Yes

Condo Doc: Yes

Remarks: One of the LOWEST HOA'S on the beach! The HOA fees are currently only $350 a month and paid quarterly. This pays for trash, water, pest control, building insurance and outside maintenance. Spring/Summer 2026 already pre-booked. PET FRIENDLY COMPLEX! Somerset is a unique 16 unit low rise condo community directly across the street from the beach. No high-rise condo traffic or wait for the elevators. Location is perfect with 2 public beach entrances just steps away in between million dollar beach homes. Once you leave the parking area you are less than 100 yards from the beach. PRIVATE COVERED PARKING for 2-3 cars. The covered parking is a BIG deal because you have a designated area large enough for 2-3 cars. Your vehicle is out of the sun during the hot summer months as well as the rain. Walking distance to coffee, restaurants, bars, ice cream parlors and MORE!! Convenient location in the middle of PCB, drive just minutes to Pier Park or the marinas as well as other local attractions. Sold with high end LUXURY furnishings included! Fully stocked kitchen, appliances and renovations. Renovations include luxury plank flooring throughout. New paint, brand new quartz kitchen countertops, white painted cabinetry and stainless steel appliances. A LARGE bathroom that could be converted to two bathrooms in the future. The bathroom was recently renovated with shiplap, tub with handles and custom antique vanity/sink. Living room sofa set is high quality mid-century modern brown leather. All beds feature new comfort mattresses, luxury sheets and bedding. Enjoy a large spacious balcony that faces a residential area. Condo has 3 double beds and allows 6 guest. Also, entire complex is pet friendly for any size pet, a huge booking perk with extra income. DON'T MISS THIS OPPORTUNITY TO HAVE A TURNKEY READY PROPERTY ALREADY PRE-BOOKED AT CLOSING FOR SPRING AND SUMMER 2026.

First: 1

First: 1

Cooktop - Electric: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Ice Maker: 1

Microwave: 1

Range - Electric: 1

Range Hood: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Foundation - Stilts: 1

Roof - Metal: 1

Siding - Vinyl: 1

Balcony: 1

Ground Keeping: 1

Insurance: 1

Pest Control: 1

Trash Disposal: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

First: 1

First: 1

Assigned: 1

Resid Multi-Family: 1

Balcony: 1

Bedroom: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Internet - Broadband Available: 1

Public Sewer - Connected: 1

As Is: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Closed Circuit Camera(s): 1

Smoke Detector(s): 1