12815 Merial Pass, Panama City, FL 32409 (MLS# 793614)


$635,000
12815 Merial Pass
Panama City, FL 32409
MLS# 793614
5 beds  |  4 baths  |  3199 sqft

 | 

12815 Merial Pass Panama City, FL
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12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 56-web-or-mls-PANHANDLE - 12815 MERIAL P 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL Storage Shed 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 59-web-or-mls-PANHANDLE - 12815 MERIAL P 12815 Merial Pass Panama City, FL Entry Foyer Entry; Office on one side and Dining Area on the other Office area Dining Room Dining Room Half Bathroom Main Level near Kitchen 12815 Merial Pass Panama City, FL Kitchen 12815 Merial Pass Panama City, FL Kitchen Kitchen 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL Primary Bedroom Primary Bathroom Primary Bathroom Primary Bathroom Primary Bathroom Spare Bedroom Main Level Spare Bathroom Main Level Spare Bedroom Main Level Upstairs Upstairs Spare Bedroom Upstairs Spare Bedroom Upstairs Full Bathroom 5th Bedroom/Bonus Room with large walk-in closet 5th Bedroom/Bonus Room 5th Bedroom/Bonus Room 2-Car Garage 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL Lake Merial Amenities: Green Space Lake Merial Amenities: Green Space 12815 Merial Pass Panama City, FL Gated Entrance Gated Entrance Lake Merial Amenities: Boat Landing, Kayak Launch Lake Merial Amenities: Boat Landing, Kayak Launch 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 79-web-or-mls-PANHANDLE - 12815 MERIAL P 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL 97-web-or-mls-PANHANDLE - 12815 MERIAL P 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL Lake Merial Dock for all residents to enjoy Lake Merial Dock for all residents to enjoy 12815 Merial Pass Panama City, FL 95-web-or-mls-PANHANDLE - 12815 MERIAL P 96-web-or-mls-PANHANDLE - 12815 MERIAL P 12815 Merial Pass Panama City, FL Bozeman Bozeman 12815 Merial Pass Panama City, FL 12815 Merial Pass Panama City, FL Both Levels Main Level Second Level

Property Description
Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office. Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere. The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests. The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet. Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costs. Comfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas. Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living. Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resort-style outdoor amenities, beautiful lake views, and one of Bay County's most desirable gated communities, this exceptional Lake Merial property is one you won't want to miss. Schedule your private showing today.

Details
Maps
General Property Info
Acreage: 0.47
Design: Traditional
Lot Size (SqFt): 20473
Apx SqFt(Htd/Cooled): 3199
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
# of Stories in Building: 2
Accessory Dwelling Unit: No
Lot Dimensions: 130.0 ft x 160.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 5
Full Baths: 3
Total Baths: 4
Year Built: 2014
Contract Info
List Price/SqFt: 198.5
Status: Active
List Date: 2026-08-05
List Price: $635,000
Current Price: $635,000
Location
Sub Area: 0413 - Bay North - Youngstown Area
Community/Resort: None
Waterfront: No
Elementary School: Deane Bozeman
Middle School: Deane Bozeman
High School: Deane Bozeman
Directions: From Walmart Supercenter in Lynn Haven, head north on FL-77. Continue onto Hwy 77 for approximately 12 miles. Lake Merial gated subdivision will be located on the right. Enter through gate, and then proceed approximately .2 miles. Take your first left at the stop sign. Proceed approximately .3 miles and 12815 Merial Pass will be located on your right (corner lot).
Area: 04 - Bay County - North
Street #: 12815
Street Name: Merial
Street Suffix: Pass
State: FL
Zip Code: 32409
County: Bay
Subdivision: Lake Merial Phase One
Parcel ID: 07504-176-000
Legal Description: Lot 76, LAKE MERIAL PHASE ONE, according to the plat as recorded in Plat Book 22, Pages 4, 5, 6, and 7 of the Public Records of Bay County, Florida.
Listing Info, Tax and Legal
Homestead: Yes
HOA Fee: Yes
HOA Amount: 353
HOA Frequency: Quarterly
HOA Annual Amount: 1412
New Buyer Fee: No
Last Tax Year: 2025
Lot: 76
Brokerage Interest: No Interest
As Is: Yes
Section: 19
Township: 1S
Range: 14W
Remarks & Misc
Remarks: Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office. Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere. The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests. The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet. Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costs. Comfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas. Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living. Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resort-style outdoor amenities, beautiful lake views, and one of Bay County's most desirable gated communities, this exceptional Lake Merial property is one you won't want to miss. Schedule your private showing today.
Bonus Room
Second: 1
Dining Room
First: 1
Foyer
First: 1
Laundry
First: 1
Office
First: 1
Pool Features
Fenced: 1
Heated - Electric: 1
Inground: 1
Pool/Spa Combo: 1
Saltwater: 1
Spa/ Hot Tub: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Ceiling - Crwn Molding: 1
Floor - Hardwood: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Lighting - Recessed: 1
Window - Treatment All: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Exterior
Fenced Back Yard: 1
Fenced Privacy: 1
Porch Covered: 1
Sprinkler System: 1
Waterfront Feature
Boat Launch: 1
Dock: 1
Other Structures
Shed(s): 1
Association Fees Include
Accounting: 1
Boat Launch: 1
Dock: 1
Fishing: 1
Gated Community: 1
Ground Keeping: 1
Management: 1
Master Association: 1
Picnic Area: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
USDA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Ceiling - Tray: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Corner Lot: 1
Interior Lot: 1
Landscaped: 1
Subdivision - Recorded: 1
Sidewalk: 1
Within 1/2 Mile to Water: 1
Lot Access
Gated Access: 1
Paved Road: 1
Parking Features
Additional Parking: 1
Driveway: 1
Garage Attached: 1
Oversized: 1
Paved: 1
Present Zoning
Resid Single Family: 1
Association Amenities
Beach: 1
Boat Launch: 1
Fishing: 1
Gated Community: 1
Picnic Area: 1
Waterfront: 1
Recreation Facilities: 1
Sidewalks: 1
Rooms
Bedroom: 1
Bonus Room: 1
Dining Room: 1
Foyer: 1
Full Bathroom: 1
Half Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Primary Bathroom: 1
Primary Bedroom: 1
Office: 1
Utilities
Electricity - Connected: 1
Garbage: 1
Private Well: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Waterview
Lake: 1
Sale Type
As Is: 1
Full Bathroom
First: 1
Second: 1
Half Bathroom
First: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Second: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Multi Units: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Separate Shwr: 1
MBath Tub - Soaking: 1
MBath Walk-In Closet: 1
Primary Bathroom
First: 1
Property Features
Appliances: Cooktop - Electric; Dishwasher; Microwave; Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Full Bathroom: First; Second
Half Bathroom: First
Primary Bedroom: First
Bedroom: First; Second
Cooling: Ceiling Fan(s); Central Air; Electric; Multi Units
Heating: Central; Electric
Exterior: Fenced Back Yard; Fenced Privacy; Porch Covered; Sprinkler System
Association Fees Include: Accounting; Boat Launch; Dock; Fishing; Gated Community; Ground Keeping; Management; Master Association; Picnic Area
Financing: Cash; Conventional; FHA; USDA; VA
Furnished: Unfurnished
Interior: Ceiling - Tray
Kitchen: First
Living Room: First
Lot Features: Corner Lot; Interior Lot; Landscaped; Sidewalk; Subdivision - Recorded; Within 1/2 Mile to Water
Lot Access: Gated Access; Paved Road
Bonus Room: Second
Primary Bathroom: First
Dining Room: First
Foyer: First
Laundry: First
Office: First
Pool Features: Fenced; Heated - Electric; Inground; Pool/Spa Combo; Saltwater; Spa/ Hot Tub
Parking Features: Additional Parking; Driveway; Garage Attached; Oversized; Paved
Other Structures: Shed(s)
Association Amenities: Beach; Boat Launch; Fishing; Gated Community; Picnic Area; Recreation Facilities; Sidewalks; Waterfront
Rooms: Bedroom; Bonus Room; Dining Room; Foyer; Full Bathroom; Half Bathroom; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Office
Sale Type: As Is
Utilities: Electricity - Connected; Garbage; Private Well; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Waterfront Feature: Boat Launch; Dock
Waterview: Lake
Present Zoning: Resid Single Family
Room Information
Room Name Level Dimensions Length Width Remarks
Bonus RoomSecond36 x 1336.0013.00Measurements are not exact; Buyer to verify
BedroomSecond15 x 12.815.0012.80Measurements are not exact; Buyer to verify
Full BathroomSecond4.1 x 9.54.109.50Measurements are not exact; Buyer to verify
OfficeFirst10.7 x 12.310.7012.30Measurements are not exact; Buyer to verify
FoyerFirst5.11 x 10.55.1110.50Measurements are not exact; Buyer to verify
Dining RoomFirst10.5 x 12.410.5012.40Measurements are not exact; Buyer to verify
LaundryFirst6.5 x 8.16.508.10Measurements are not exact; Buyer to verify
KitchenFirst18.3 x 1218.3012.00Measurements are not exact; Buyer to verify
Living RoomFirst19.5 x 17.419.5017.40Measurements are not exact; Buyer to verify
Primary BedroomFirst14.11 x 14.214.1114.20Measurements are not exact; Buyer to verify
Primary BathroomFirst11.3 x 8.911.308.90Measurements are not exact; Buyer to verify
BedroomFirst13 x 11.113.0011.10Measurements are not exact; Buyer to verify
BedroomFirst13 x 1213.0012.00Measurements are not exact; Buyer to verify
Full BathroomFirst5 x 9.45.009.40Measurements are not exact; Buyer to verify
Half BathroomFirst3.2 x 7.43.207.40Measurements are not exact; Buyer to verify

Listing Office: ERA Neubauer Real Estate, Inc

Last Updated: August - 06 - 2026

Information deemed reliable but not guaranteed.