128 Heritage Circle, Panama City Beach, FL 32407 (MLS# 795434)


$339,500
128 Heritage Circle
Panama City Beach, FL 32407
MLS# 795434
3 beds  |  2 baths  |  1743 sqft


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Property Description
Poolside Paradise in the Heart of Panama City Beach! Welcome to 128 Heritage Circle in beautiful Panama City Beach, Florida -- a charming 3-bedroom, 2-bath home offering 1,327 heated and cooled square feet of comfortable living, stylish updates, and inviting spaces designed for both relaxing and entertaining. Step inside to find vaulted ceilings, bay windows, and a cozy fireplace that create a warm and airy feel throughout the home. The layout includes a versatile bar/entertainment area and an impressive 12x24 sunroom, giving you the perfect place to host guests, enjoy family gatherings, or simply unwind. Out back, your private Florida retreat awaits. The home features a screened-in enclosed inground pool and a fenced backyard, offering both privacy and a great setup for entertaining, pets, or play. Recent pool area improvements, including a re-tiled pool and a resurfaced pool deck with Ninja concrete coating, add even more appeal to this outdoor oasis. The primary suite serves as a relaxing retreat with an en-suite bathroom, large walk-in closet, and a skylight in the primary bath that fills the space with natural light. Located on a quiet circle street with very light traffic and no thru traffic, this home offers a peaceful setting while still being close to everything. You'll love the convenient access to the Hathaway Bridge, the Navy Base, shopping, and restaurants. Plus, you're just 5 miles from Pier Park and only a quick 7-minute drive to the white sandy beaches and St. Andrews State Park. Important updates offer peace of mind, including a roof replaced in 2021, new hot water heater in 2024, new appliances, new countertops and backsplash, LeafFilter gutter guards, and more. All appliances stay. The home is being sold unfurnished, though the seller will consider working with the buyer on furnishings. This home offers the perfect blend of comfort, convenience, and coastal charm -- all with your own private backyard oasis.

Details
Maps
General Property Info
Acreage: 0.25
Design: Contemporary
Lot Size (SqFt): 10454
Apx SqFt(Htd/Cooled): 1743
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Owner Measured
# of Stories in Building: 1
Accessory Dwelling Unit: No
Lot Dimensions: 55.0 ft x 195.0 ft
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Driveway Spaces: 4
Pool: Yes
Pool Type: Private
Sub-Type: Detached Single Family
Bedrooms: 3
Full Baths: 2
Total Baths: 2
Year Built: 1988
Contract Info
List Price/SqFt: 194.78
Status: Active
List Date: 2026-09-15
List Price: $339,500
Current Price: $339,500
Location
Sub Area: 0321 - Beach - North Central
Community/Resort: None
Waterfront: No
Elementary School: Breakfast Point
Middle School: Breakfast Point
High School: Arnold
Directions: West on PCB Parkway from the Hathaway Bridge - turn right on Heritage Circle - Shell gas station on the corner
Area: 03 - Bay County - Beach
Street #: 128
Street Name: Heritage
Street Suffix: Circle
State: FL
Zip Code: 32407
County: Bay
Subdivision: [No Recorded Subdiv]
Parcel ID: 27884-028-000
Legal Description: HERITAGE VILLAGE LOT 13 BLK A ORB 4464 P 490
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 150
HOA Frequency: Annually
HOA Annual Amount: 150
New Buyer Fee: No
Last Taxes: 4087.98
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Township: Panama City Bea
Condo Doc: No
Remarks & Misc
Remarks: Poolside Paradise in the Heart of Panama City Beach! Welcome to 128 Heritage Circle in beautiful Panama City Beach, Florida -- a charming 3-bedroom, 2-bath home offering 1,327 heated and cooled square feet of comfortable living, stylish updates, and inviting spaces designed for both relaxing and entertaining. Step inside to find vaulted ceilings, bay windows, and a cozy fireplace that create a warm and airy feel throughout the home. The layout includes a versatile bar/entertainment area and an impressive 12x24 sunroom, giving you the perfect place to host guests, enjoy family gatherings, or simply unwind. Out back, your private Florida retreat awaits. The home features a screened-in enclosed inground pool and a fenced backyard, offering both privacy and a great setup for entertaining, pets, or play. Recent pool area improvements, including a re-tiled pool and a resurfaced pool deck with Ninja concrete coating, add even more appeal to this outdoor oasis. The primary suite serves as a relaxing retreat with an en-suite bathroom, large walk-in closet, and a skylight in the primary bath that fills the space with natural light. Located on a quiet circle street with very light traffic and no thru traffic, this home offers a peaceful setting while still being close to everything. You'll love the convenient access to the Hathaway Bridge, the Navy Base, shopping, and restaurants. Plus, you're just 5 miles from Pier Park and only a quick 7-minute drive to the white sandy beaches and St. Andrews State Park. Important updates offer peace of mind, including a roof replaced in 2021, new hot water heater in 2024, new appliances, new countertops and backsplash, LeafFilter gutter guards, and more. All appliances stay. The home is being sold unfurnished, though the seller will consider working with the buyer on furnishings. This home offers the perfect blend of comfort, convenience, and coastal charm -- all with your own private backyard oasis.
Pool Features
Fenced: 1
Gunite Concrete: 1
Inground: 1
Screened In: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Water Softener - Owned: 1
Interior Features
Ceiling - Cathedral: 1
Fireplace: 1
Floor - Tile: 1
Floor - Vinyl Plank: 1
Pull Down Stairs: 1
Split Bedroom: 1
Window - Bay: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Dimensional Shg: 1
Siding - Vinyl: 1
Exterior
Double Pane Windows: 1
Fenced Back Yard: 1
Patio Covered: 1
Patio Enclosed: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
Fishing: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Lot Features
Covenants & Rescrictions: 1
Curb & Gutter: 1
Easements: 1
Interior Lot: 1
Landscaped: 1
Subdivision - Recorded: 1
Retention Pond: 1
Lot Access
County Road: 1
Paved Road: 1
Parking Features
Driveway: 1
Garage Attached: 1
Present Zoning
County: 1
Resid Single Family: 1
Rooms
Bedroom: 1
Dining Room: 1
Kitchen: 1
Living Room: 1
Screened Porch: 1
Sun Room: 1
Utilities
TV Cable: 1
Electricity - Connected: 1
Garbage: 1
Internet - Broadband Available: 1
Lift Station: 1
Phone - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Underground Utilities: 1
Sale Type
As Is: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Primary Bdrm/Primary Bath
MBath Double Vanity: 1
MBath Shower Only: 1
MBath Walk-In Closet: 1
Property Features
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range - Electric; Refrigerator; Washer; Water Heater - Electric; Water Softener - Owned
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central
Exterior: Double Pane Windows; Fenced Back Yard; Patio Covered; Patio Enclosed; Sprinkler System
Association Fees Include: Accounting; Fishing
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Lot Features: Covenants & Rescrictions; Curb & Gutter; Easements; Interior Lot; Landscaped; Retention Pond; Subdivision - Recorded
Lot Access: County Road; Paved Road
Pool Features: Fenced; Gunite Concrete; Inground; Screened In
Parking Features: Driveway; Garage Attached
Rooms: Bedroom; Dining Room; Kitchen; Living Room; Screened Porch; Sun Room
Sale Type: As Is
Utilities: TV Cable; Electricity - Connected; Garbage; Internet - Broadband Available; Lift Station; Phone - Connected; Public Sewer - Connected; Public Water - Connected; Underground Utilities
Present Zoning: County; Resid Single Family
Room Information
Room Name Dimensions Length Width Remarks
Screened Porch12 x 1512.0015.00
Bedroom14 x 1214.0012.00
Bedroom14 x 1214.0012.00
Living Room16 x 1416.0014.00
Dining Room11 x 1011.0010.00Bay Window
Kitchen14 x 1314.0013.00Kitchen and Breakfast
Sun Room24 x 1224.0012.00

Listing Office: LoKation Real Estate

Last Updated: September - 15 - 2026

Information deemed reliable but not guaranteed.