128 Central Avenue, Panama City, FL 32401 (MLS# 795634)

ud_i_08: 470

Acreage: 0.19

Design: N/A

Lot Size (SqFt): 8538

Apx SqFt(Htd/Cooled): 1732

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Owner Measured

Accessory Dwelling Unit: Yes

Lot Dimensions: 59x145

New Construction: Yes

Garage Y/N: Yes

Garage Spaces: 1

Pool: No

Sub-Type: Multi Family

Bedrooms: 4

Full Baths: 3

Total Baths: 3

Year Built: 2026

List Price/SqFt: 164.55

Status: Active

List Date: 2026-09-20

List Price: $285,000

Current Price: $285,000

Sub Area: 0202 - Bay - Central SE

Community/Resort: None

Waterfront: No

Elementary School: Cherry Street

Middle School: Rutherford Middle

High School: Rutherford

Directions: Head west on US-98 W (15th Street) toward downtown Panama City. Continue on US-98 W for approximately 2.3 miles. Turn left onto Harrison Avenue. Continue south on Harrison Avenue for about 0.2 miles. Turn left onto Central Avenue. Continue a short distance (about 0.1 mile). 128 Central Ave will be on your left.

Area: 02 - Bay County - Central

Street #: 128

Street Name: Central

Street Suffix: Avenue

State: FL

Zip Code: 32401

County: Bay

Subdivision: No Named Subdivision

Parcel ID: 24219-010-004

Legal Description: N MOORETOWN (1.14) LOTS

HOA Fee: No

New Buyer Fee: No

Last Tax Year: 2026

Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.

Remarks: SELLER IS OFFERING 5,000 IN BUYERS CLOSING COSTS! Possible rental income with mother in law! Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out. The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary. The standout feature of this property is the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property. Whether you are looking for additional space for loved ones or an opportunity to generate extra income, this unique home offers flexibility that is difficult to find. Do not miss the opportunity to own a thoughtfully designed property with exceptional features and multiple possibilities.

Microwave: 1

Oven - Electric: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Brick: 1

Foundation - Slab on Grade: 1

Roof - Asphalt: 1

Unfurnished: 1

Bedroom: 1

Primary Bedroom: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Accessible Common Area: 1

Central Living Area: 1

First: 1

First: 1

Electric: 1

Heat Pump: 1

Mini-Split/Ductless: 1

Heat Pump: 1

Bathroom: 1

Bedroom: 1

Cooled: 1

Heated: 1

Kitchen: 1

Number of Bathrooms: 1

Number of Bedrooms: 1

Separate Entrance: 1