128 Central Avenue, Panama City, FL 32401 (MLS# 793246)


$379,999
128 Central Avenue
Panama City, FL 32401
MLS# 793246
4 beds  |  3 baths  |  1732 sqft


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Property Description
Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out. The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary. The standout feature of this property is the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property. Whether you are looking for additional space for loved ones or an opportunity to generate extra income, this unique home offers flexibility that is difficult to find. Do not miss the opportunity to own a thoughtfully designed property with exceptional features and multiple possibilities.

Details
Maps
General Property Info
ud_i_08: 470
Acreage: 0.2
Design: Craftsman Style
Lot Size (SqFt): 8538
Apx SqFt(Htd/Cooled): 1732
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Owner Measured
Accessory Dwelling Unit: Yes
Lot Dimensions: 59x145
New Construction: Yes
Garage Y/N: Yes
Garage Spaces: 1
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2026
Contract Info
List Price/SqFt: 219.4
Status: Active
List Date: 2026-07-31
List Price: $379,999
Current Price: $379,999
Location
Sub Area: 0202 - Bay - Central SE
Community/Resort: None
Waterfront: No
Elementary School: Cherry Street
Middle School: Rutherford Middle
High School: Rutherford
Directions: Head west on US-98 W (15th Street) toward downtown Panama City. Continue on US-98 W for approximately 2.3 miles. Turn left onto Harrison Avenue. Continue south on Harrison Avenue for about 0.2 miles. Turn left onto Central Avenue. Continue a short distance (about 0.1 mile). 128 Central Ave will be on your left.
Area: 02 - Bay County - Central
Street #: 128
Street Name: Central
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: No Named Subdivision
Parcel ID: 24219-010-004
Legal Description: N MOORETOWN (1.14) LOTS COM AT SW COR OF LOT 1 BLK 8 N 237.36' FOR POB TH N 59.34' E 145.42' S 59.34' W 145.34' TO POB (TOG/W WEST 10' OF VACATED ALLEY ORB 1803 P 943) ORB 5002 P 1077
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Brokerage Interest: Ownership Interest - Listing Broker/Salesperson has ownership interest in the property.
Remarks & Misc
Remarks: Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out. The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary. The standout feature of this property is the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property. Whether you are looking for additional space for loved ones or an opportunity to generate extra income, this unique home offers flexibility that is difficult to find. Do not miss the opportunity to own a thoughtfully designed property with exceptional features and multiple possibilities.
Appliances
Microwave: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Construction/Siding
Brick: 1
Foundation - Slab on Grade: 1
Roof - Asphalt: 1
Furnished
Unfurnished: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Utilities
Public Sewer - Connected: 1
Public Water - Connected: 1
Accessibility Features
Accessible Common Area: 1
Central Living Area: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Electric: 1
Heat Pump: 1
Mini-Split/Ductless: 1
Heating
Heat Pump: 1
Accessory Dwelling Unit
Bathroom: 1
Bedroom: 1
Cooled: 1
Heated: 1
Kitchen: 1
Number of Bathrooms: 1
Number of Bedrooms: 1
Separate Entrance: 1
Property Features
Accessibility Features: Accessible Common Area; Central Living Area
Appliances: Microwave; Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Electric; Heat Pump; Mini-Split/Ductless
Heating: Heat Pump
Furnished: Unfurnished
Accessory Dwelling Unit: Bathroom; Bedroom; Cooled; Heated; Kitchen; Separate Entrance
Rooms: Bedroom; Primary Bedroom
Utilities: Public Sewer - Connected; Public Water - Connected
Room Information
Room Name Level Dimensions Length Width Remarks
Primary BedroomFirst126 x 138126.00138.00Verify.
BedroomFirst11 x 1111.0011.00Verify.
BedroomFirst11 x 1111.0011.00Verify.
BedroomFirst11 x 1111.0011.00

Listing Office: Central Bay Realty and Property Management LLC

Last Updated: July - 31 - 2026

Information deemed reliable but not guaranteed.