127 Terrapin Close, Panama City Beach, FL 32413 (MLS# 792127)

List Price/SqFt: 307.46

Status: Active

List Date: 2026-07-02

List Price: $749,900

Current Price: $749,900

Sub Area: 0322 - Beach - North West

Community/Resort: None

Waterfront: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Bay County - West on Panama City Beach Pkwy to Wild Heron Way. Right on Wild Heron Way. First left into Turtle Cove. Continue straight, then left onto Terrapin Close. Home on left. From Walton County - travel East on US-98 approximately 2 miles (into Bay county). Turn left into Wild Heron, then take the second left into Turtle Cove. Turn left onto Terrapin Close. Home is on the left.

Area: 03 - Bay County - Beach

Street #: 127

Street Name: Terrapin Close

State: FL

Zip Code: 32413

County: Bay

Subdivision: Turtle Cove At Lake Powell

Parcel ID: 36068-151-000

Legal Description: TURTLE COVE AT LAKE POWELL LOT 51 ORB 4038 P 1987

Acreage: 0.09

Design: Florida Cottage

Lot Size (SqFt): 3920

Apx SqFt(Htd/Cooled): 2439

Construction Status: Construction Complete

SqFt Source: An Appraiser

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 40x98

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Driveway Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 5

Full Baths: 2

Total Baths: 3

Year Built: 2015

HOA Fee: Yes

HOA Amount: 818

HOA Frequency: Quarterly

HOA Annual Amount: 3272

New Buyer Fee: No

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Where coastal charm meets everyday luxury, welcome to 127 Terrapin Close. Nestled in one of Panama City Beach's most desirable residential communities, this beautifully maintained 5-bedroom, 2.5-bath home offers over 2,400 square feet of thoughtfully designed living space just minutes from the area's sugar-white beaches, Pier Park, Frank Brown Park, and Northwest Florida Beaches International Airport. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting space for entertaining and everyday living. The updated kitchen features granite countertops and custom cabinetry, while the first-floor primary suite offers privacy and convenience. Upstairs, four additional bedrooms and a versatile loft provide flexibility for family, guests, a home office, or playroom. Enjoy your morning coffee on the screened porch or unwind on the balcony after a day at the beach. Oversized closets, a spacious two-car garage, and recent HVAC updates add comfort and peace of mind. Unlike many Panama City Beach communities, short-term rentals are prohibited, preserving the neighborhood's peaceful residential atmosphere. Residents also enjoy resort-style amenities including a community pool, clubhouse, pickleball and tennis courts, an amphitheater, and beautifully maintained common areas. This home offers the perfect blend of coastal living, modern comfort, and an exceptional location.

Second: 1

First: 1

Second: 1

Gunite Concrete: 1

Pool House: 1

Spa/ Hot Tub: 1

Cooktop - Electric: 1

Dishwasher: 1

Dryer: 1

Freezer: 1

Ice Maker: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Floor - Hardwood: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Trim - Wood: 1

Balcony: 1

Columns: 1

Fenced Lot-Part: 1

Porch Screened: 1

Dock: 1

Community Room: 1

Conference Center: 1

Dock: 1

Exercise Room: 1

Ground Keeping: 1

Management: 1

Pool: 1

Tennis: 1

Trash Disposal: 1

Whirlpool: 1

Negotiable: 1

First: 1

First: 1

Cul-De-Sac: 1

Landscaped: 1

Near Beach Access: 1

Within 1/2 Mile to Water: 1

County Road: 1

Paved Road: 1

Garage Attached: 1

Garage Door Opener: 1

Resid Single Family: 1

Basketball Court: 1

Community Room: 1

Dock: 1

Exercise Room: 1

Fishing: 1

Game Room: 1

Pool: 1

Tennis: 1

Waterfront: 1

Whirlpool: 1

Pickle Ball: 1

Recreation Facilities: 1

Bedroom: 1

Bonus Room: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Loft: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Garbage: 1

Internet - Fiber Optic: 1

Public Sewer - Connected: 1

As Is: 1

First: 1

Second: 1

Ceiling Fan(s): 1

Electric: 1

Multi Units: 1

Electric: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBath Walk-In Closet: 1

MBed First Floor: 1

MBed Walk-in Closet: 1