12590 Emerald Lake Drive, Panama City Beach, FL 32407 (MLS# 788503)

HOA Fee: No

New Buyer Fee: No

Last Taxes: 2580

Last Tax Year: 2025

Brokerage Interest: No Interest

List Price/SqFt: 350.95

Status: Active

List Date: 2026-04-20

List Price: $425,000

Current Price: $425,000

Sub Area: 0320 - Beach - Middle Central

Community/Resort: None

Waterfront: No

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Take Panama City Beach Parkway West, turn right at the light onto Clara Ave., take your first right onto Emerald Lake Drive. 2nd home on the right. Street is a cul-de-sac.

Area: 03 - Bay County - Beach

Street #: 12590

Street Name: Emerald Lake

Street Suffix: Drive

State: FL

Zip Code: 32407

County: Bay

Subdivision: Emerald Lake Estates

Parcel ID: 34170-116-000

Legal Description: EMERALD LAKE ESTATES LOT 16 ORB 1365 P 456

Acreage: 0.15

Design: Beach House

Lot Size (SqFt): 6360

Apx SqFt(Htd/Cooled): 1211

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: 60x106

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 2

Year Built: 1991

Remarks: This beautifully maintained and thoughtfully updated 3-bedroom, 2-bath beach home is ideally situated on a quiet cul-de-sac in the heart of the central beach area. Designed with a light, airy coastal aesthetic, the interior features fresh paint throughout and stylish finishes that create a relaxed, move-in-ready retreat. The spacious 21x15 living room is enhanced by vaulted ceilings, offering an open and inviting atmosphere. The kitchen is both functional and appealing, featuring stainless steel appliances, cream-colored solid surface countertops, and crisp white cabinetry. Durable vinyl wood plank flooring runs throughout most of the home, combining style with easy maintenance. A desirable split-bedroom floor plan provides privacy, with a well-appointed primary suite offering dual closets and an updated en-suite bath complete with dual vanities, marble countertops, upgraded fixtures, and designer touches including coastal-inspired accents. Two additional bedrooms share a full bath with an upgraded vanity, lighting and plumbing fixtures. Step outside to enjoy a fully fenced backyard with well-maintained landscaping, supported by a sprinkler system on a newly installed shallow well pump. The outdoor space also includes a storage building and a shaded patio-perfect for relaxing or entertaining. Energy efficiency is a standout feature, with paid off solar panels keeping the current owner's electric bill at approximately $40 per month. Located just minutes from the beach, this home offers easy access to local favorites including Pier Park, Pirates Voyage Dinner & Show, and Topgolf Panama City Beach, along with shopping, dining and other entertainment options. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home delivers the perfect blend of comfort, style, and location.

First: 1

First: 1

First: 1

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Water Heater - Gas: 1

Water Heater - Tankless: 1

Ceiling - Cathedral: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Split Bedroom: 1

Window - Treatment Some: 1

Foundation - Slab on Grade: 1

Wood/Frame: 1

Roof - Composite Shngl: 1

Roof - Dimensional Shg: 1

Siding - Stucco: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Patio Open: 1

Porch Covered: 1

Sprinkler System: 1

Shed(s): 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Unfurnished: 1

First: 1

First: 1

Interior Lot: 1

Near Beach Access: 1

Subdivision - Recorded: 1

Survey Available: 1

Within 1/2 Mile to Water: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

MBath Double Vanity: 1

MBath Shower Only: 1

MBath Shower/Tub Combo: 1

Resid Single Family: 1

Bedroom: 1

Deck/Patio: 1

Dining Room: 1

Full Bathroom: 1

Garage: 1

Kitchen: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

Other: 1

Cable - Available: 1

Electricity - Connected: 1

Garbage: 1

Natural Gas - Connected: 1

Private Well: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Solar: 1

As Is: 1

First: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1