125 Smugglers Cove Court, Panama City Beach, FL 32413 (MLS# 784633)

List Price/SqFt: 298.89

Status: Active

List Date: 2026-02-03

List Price: $995,000

Current Price: $995,000

Sub Area: 0324 - Beach - West Central

Community/Resort: None

Waterfront: Yes

Gulf Access: No

Elementary School: West Bay

Middle School: Surfside

High School: Arnold

Directions: From Hwy 79 go West on Front Beach Rd about ⅓ mile Turn right on Caribbean Way across from Seachase Condos. Then turn left on Smuggler's Cove Ct. The house is the last house on the left on the lake at the end of the cul-de-sac.

Area: 03 - Bay County - Beach

Street #: 125

Street Name: Smugglers Cove

Street Suffix: Court

State: FL

Zip Code: 32413

County: Bay

Subdivision: Lakes At Summer Breeze

Parcel ID: 38333-050-567

Legal Description: LAKES AT SUMMER BREEZE 21A1 LOT 1 BLK F ORB 4495 P 1803

Acreage: 0.2

Design: Mediterranean

Lot Size (SqFt): 8712

Apx SqFt(Htd/Cooled): 3329

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

# of Stories in Building: 2

Lot Dimensions: 40x166x66x148

New Construction: No

Garage Y/N: Yes

Garage Spaces: 3

Covered Spaces: 1

Driveway Spaces: 3

Pool: No

Sub-Type: Detached Single Family

Bedrooms: 5

Full Baths: 4

Total Baths: 4

Year Built: 2005

HOA Fee: Yes

HOA Amount: 400

HOA Frequency: Annually

HOA Annual Amount: 400

New Buyer Fee: No

Last Taxes: 6974

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Tucked into the highly sought after west end subdivision of Lakes at Summer Breeze, this custom built home with an attached carriage house is the kind of property buyers wait for and rarely find. Enjoy lake and Gulf views, sunsets from multiple balconies, and a short walk to Beach Access 66. The 2,888 SF main home offers 4 bedrooms, 3 full baths, high ceilings, walls of windows, plantation shutters, tile and wood floors, a gas fireplace, and an updated kitchen with custom cabinetry and gas stove. The first floor suite has its own entrance and is perfect for guests. Upstairs, the oversized primary suite feels like a retreat, complete with a seating area or office, hardwood floors, nice bath room with a soaker tub and shower, and a full width screened balcony overlooking the lake that will absolutely become your favorite sunset spot. Two additional spacious bedrooms one with built in bunks, a wet bar, shared balcony, and full bath round out the second level. The carriage house adds serious value a 2 car garage plus a 441 SF studio apartment with full kitchen, full bath, and tankless water heater ideal for guests or multigenerational living. Outside, enjoy paver patios, an outdoor shower, and daily wildlife sightings such as turtles, ducks, osprey, and even eagles. Bonus perk? Solar panels will be paid off at closing, keeping monthly electric bills refreshingly low. This is PCB luxury living done right.

Second: 1

First: 1

First: 1

First: 1

Second: 1

Second: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Double: 1

Oven - Gas: 1

Range - Gas: 1

Refrigerator: 1

Trash Compactor: 1

Breakfast Bar: 1

Ceiling - Crwn Molding: 1

Ceiling - Raised: 1

Fireplace: 1

Floor - Hardwood: 1

Floor - Tile: 1

Guest Quarters: 1

Kitchen Island: 1

Lighting - Recessed: 1

Lock Out Unit: 1

Pantry: 1

Plantation Shutters: 1

Pull Down Stairs: 1

Security System: 1

Split Bedroom: 1

Wet Bar: 1

Window - Treatment All: 1

Foundation - Slab on Grade: 1

Roof - Metal: 1

Roof - Solar Panel: 1

Siding - Stucco: 1

Balcony: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Hurricane Shutters: 1

Shower: 1

Patio Open: 1

Porch Covered: 1

Sprinkler System: 1

Bulkhead/Seawall: 1

Shore - Natural: 1

Guest House: 1

Second Garage: 1

Master Association: 1

Cash: 1

Conventional: 1

FHA: 1

VA: 1

Partially: 1

First: 1

First: 1

Cul-De-Sac: 1

Curb & Gutter: 1

Dead End: 1

Landscaped: 1

Near Beach Access: 1

Survey Available: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

Comm/Own/Maint: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

Garage Door Opener: 1

Paved: 1

MBath Garden Tub: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed Balcony: 1

MBed Sitting Area: 1

MBed Waterfront: 1

Resid Single Family: 1

Waterfront: 1

Bedroom: 1

Bonus Room: 1

Breakfast Room: 1

Full Bathroom: 1

Garage: 1

Kitchen: 1

Laundry: 1

Living Room: 1

Master Bathroom: 1

Master Bedroom: 1

Office: 1

ShowingTime: 1

Sewer Available: 1

Public Water - Available: 1

Solar: 1

Gulf: 1

Lake: 1

First: 1

Second: 1

Lakefront: 1

Second: 1

First: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Mini-Split/Ductless: 1

Central: 1

Electric: 1

Fireplace - Gas: 1

Carbon Monoxide Detector: 1

Security System: 1

Smoke Detector(s): 1