125 Carriage Road, Panama City, FL 32404 (MLS# 791953)

List Price/SqFt: 186.81

Status: Active

List Date: 2026-06-27

List Price: $340,000

Current Price: $340,000

Sub Area: 0202 - Bay - Central SE

Community/Resort: None

Waterfront: No

Elementary School: Parker

Middle School: Rutherford Middle

High School: Rutherford

Directions: Go South on N Tyndall Pkwy to Boat Race Road. Take a left onto Boat Race Road, continue to Bridge Harbor Drive. Turn right into Bridge Harbor, take a left onto Osprey Lake Road, then right on Red Bay Roadd.

Area: 02 - Bay County - Central

Street #: 125

Street Name: Carriage

Street Suffix: Road

State: FL

Zip Code: 32404

County: Bay

Subdivision: Bridge Harbor

Parcel ID: 07379-900-320

Legal Description: BRIDGE HARBOR INLET LOT 64 ORB 4821 P 874

Acreage: 0.11

Design: Contemporary

Lot Size (SqFt): 4792

Apx SqFt(Htd/Cooled): 1820

Construction Status: Construction Complete

SqFt Source: Builders Plans

Half Baths: 1

# of Stories in Building: 2

Lot Dimensions: 45.0 ft x 110.0 ft

New Construction: No

Garage Y/N: Yes

Garage Spaces: 1

Pool: Yes

Pool Type: Community

Sub-Type: Detached Single Family

Bedrooms: 3

Full Baths: 2

Total Baths: 3

Year Built: 2021

Homestead: Yes

HOA Fee: Yes

HOA Amount: 284.85

HOA Frequency: Quarterly

HOA Annual Amount: 1139.4

New Buyer Fee: Yes

New Buyer Fee Amt: 384.85

New Buyer Fee Paid: $

Last Tax Year: 2025

Brokerage Interest: No Interest

Remarks: Welcome to Bridge Harbor! 2.99% Assumable VA loan! Built in 2021, this Monroe floor plan features 3-bedroom, 2.5-bath with approximately 1,800+ square feet of thoughtfully designed living space and is conveniently located directly across the street from the bay where you will find public beach access. The open-concept floor plan features abundant natural light, 9 foot ceilings, luxury vinyl plank flooring throughout the main living areas, a spacious living room, and a well-appointed kitchen with granite countertops, stainless steel appliances, tile backsplash, ample cabinet space, pantry, breakfast bar, and coffee/wine bar. A convenient half bath is located on the first floor. All bedrooms are located upstairs, including the spacious primary suite featuring a private balcony with bay views. The ensuite bath offers a double vanity, soaking tub, and separate shower. Two additional bedrooms and a full guest bath provide flexibility for family, guests, a home office, or workout space. Outdoor features include a covered rear patio, fenced backyard, a playset, a garden, a separate irrigation meter, irrigation & drip system, and quite a few mature well planned fruit trees (Dorset Gooden & Anna Apple, Bearss Lime, Hamlin Orange, Gulf Beauty Plum, Black Berry and Blueberry bushes). Residents of Bridge Harbor enjoy access to a resort-style community pool with ample sidewalks and green spaces throughout the neighborhood. Conveniently located approximately 6.2 miles from Tyndall Air Force Base, 16 miles from NSA Panama City, and 24 miles from Panama City Beach. Qualified buyers may have the opportunity to assume the existing VA loan at an interest rate of 2.99%.

First: 1

Fenced: 1

Inground: 1

Pool House: 1

Dishwasher: 1

Disposal: 1

ENERGY STAR Qualified Appliances: 1

Microwave: 1

Oven - Electric: 1

Refrigerator: 1

Water Heater - Electric: 1

Wine Refrigerator: 1

Breakfast Bar: 1

Floor - Vinyl Plank: 1

Lighting - Recessed: 1

Pantry: 1

Security System: 1

Stairs: 1

Window - Treatment Some: 1

Foundation - Slab on Grade: 1

Roof - Composite Shngl: 1

Siding - Hardie Board: 1

Trim - Vinyl: 1

Balcony: 1

Deck Open: 1

Double Pane Windows: 1

Fenced Back Yard: 1

Fenced Privacy: 1

Porch Covered: 1

Sprinkler System: 1

Accounting: 1

Beach: 1

Fishing: 1

Insurance: 1

Management: 1

Picnic Area: 1

Pool: 1

Assume w/int: 1

Cash: 1

Conventional: 1

FHA: 1

USDA: 1

VA: 1

Other: 1

Unfurnished: 1

Smart Home: 1

Smart Thermostat: 1

First: 1

First: 1

Covenants & Rescrictions: 1

Landscaped: 1

Near Beach Access: 1

Near Public Boat Ramp: 1

Subdivision - Recorded: 1

Sidewalk: 1

Survey Available: 1

Within 1/2 Mile to Water: 1

City Street: 1

Paved Road: 1

Driveway: 1

Garage Attached: 1

City: 1

Resid Single Family: 1

Beach: 1

Picnic Area: 1

Pool: 1

Bedroom: 1

Dining Room: 1

Kitchen: 1

Living Room: 1

Primary Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Tap Fee Paid: 1

Underground Utilities: 1

Bay: 1

Second: 1

Second: 1

Ceiling Fan(s): 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

ENERGY STAR Qualified Equipment: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBath Tub - Soaking: 1

MBed Balcony: 1

MBed Walk-in Closet: 1

Security System: 1