123 Rowe Avenue
Panama City, FL 32401
MLS# 792737
2 beds | 2 baths | 975 sqft
Property DescriptionCharming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile.
Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, adding to the home's long list of improvements.
Conveniently located in one of Panama City's most desirable neighborhoods, this charming cottage is just minutes from downtown, shopping, dining, schools, parks, and the beautiful St. Andrews Bay. Schedule your private showing today and discover why life on the Florida Coast is calling! All measurements are approximate and should be verified by buyer.
List Price/SqFt: 246.05
Status: Active
List Date: 2026-07-16
List Price: $239,900
Sub Area: 0203 - Bay - Central SW
Community/Resort: Bunkers Cove
Waterfront: No
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: South on Cove Blvd, turn left on Cherry Street, left on N Rowe Ave, home is on the left
Area: 02 - Bay County - Central
Street #: 123
Street Name: Rowe
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: Sudduths 4th Add
Parcel ID: 21302-000-000
Legal Description: SUDDUTHS 4TH ADD. LOT E REPLAT E1/2 BLK 67 ORB 3791 P 1004
Acreage: 0.22
Design: Florida Cottage
Lot Size (SqFt): 9583
Apx SqFt(Htd/Cooled): 975
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 75.0 ft x 130.0 ft
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Total Baths: 2
Year Built: 1960
HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks: Charming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile.
Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, adding to the home's long list of improvements.
Conveniently located in one of Panama City's most desirable neighborhoods, this charming cottage is just minutes from downtown, shopping, dining, schools, parks, and the beautiful St. Andrews Bay. Schedule your private showing today and discover why life on the Florida Coast is calling! All measurements are approximate and should be verified by buyer.
Dryer: 1
Oven - Electric: 1
Range - Electric: 1
Water Heater - Tankless: 1
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Vinyl: 1
Trim - Vinyl: 1
Fenced Chain Link: 1
Porch Open: 1
Subdivision - Recorded: 1
Carport Attached: 1
Garage Detached: 1
Bedroom: 1
Covered Porch: 1
Cable - Available: 1
TV Cable: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Ceiling Fan(s): 1
Central Air: 1
Appliances: Dryer; Oven - Electric; Range - Electric; Water Heater - Tankless
Cooling: Ceiling Fan(s); Central Air; Electric
Exterior: Fenced Chain Link; Porch Open
Financing: Cash; Conventional; FHA; VA
Lot Features: Subdivision - Recorded
Parking Features: Carport Attached; Garage Detached; Paved
Other Structures: Shed(s); Workshop
Rooms: Bedroom; Covered Porch; Dining Room; Garage; Kitchen; Living Room; Screened Porch
Utilities: Cable - Available; TV Cable; Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
| Room Name | Level | Dimensions | Length | Width | Remarks |
| Living Room | First | 22 x 9 | 22.00 | 9.00 | apx |
| Dining Room | First | 10 x 8 | 10.00 | 8.00 | apx |
| Kitchen | First | 14 x 10 | 14.00 | 10.00 | apx |
| Bedroom | First | 11 x 10 | 11.00 | 10.00 | apx |
| Screened Porch | First | 18 x 9 | 18.00 | 9.00 | apx |
| Covered Porch | First | 14 x 4 | 14.00 | 4.00 | apx |
| Garage | | 25 x 20 | 25.00 | 20.00 | apx |
Listing Office: CENTURY 21 Commander Realty
Last Updated: July - 16 - 2026
Information deemed reliable but not guaranteed.