123 Rowe Avenue, Panama City, FL 32401 (MLS# 792737)


$239,900
123 Rowe Avenue
Panama City, FL 32401
MLS# 792737
2 beds  |  2 baths  |  975 sqft


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Property Description
Charming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile. Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, adding to the home's long list of improvements. Conveniently located in one of Panama City's most desirable neighborhoods, this charming cottage is just minutes from downtown, shopping, dining, schools, parks, and the beautiful St. Andrews Bay. Schedule your private showing today and discover why life on the Florida Coast is calling! All measurements are approximate and should be verified by buyer.

Details
Maps
Contract Info
List Price/SqFt: 246.05
Status: Active
List Date: 2026-07-16
List Price: $239,900
Current Price: $239,900
Location
Sub Area: 0203 - Bay - Central SW
Community/Resort: Bunkers Cove
Waterfront: No
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Directions: South on Cove Blvd, turn left on Cherry Street, left on N Rowe Ave, home is on the left
Area: 02 - Bay County - Central
Street #: 123
Street Name: Rowe
Street Suffix: Avenue
State: FL
Zip Code: 32401
County: Bay
Subdivision: Sudduths 4th Add
Parcel ID: 21302-000-000
Legal Description: SUDDUTHS 4TH ADD. LOT E REPLAT E1/2 BLK 67 ORB 3791 P 1004
General Property Info
Acreage: 0.22
Design: Florida Cottage
Lot Size (SqFt): 9583
Apx SqFt(Htd/Cooled): 975
Construction Status: Construction Complete
SqFt Source: Prop App Site
Half Baths: 1
Lot Dimensions: 75.0 ft x 130.0 ft
New Construction: No
Garage Y/N: No
Pool: No
Sub-Type: Detached Single Family
Bedrooms: 2
Full Baths: 1
Total Baths: 2
Year Built: 1960
Listing Info, Tax and Legal
HOA Fee: No
New Buyer Fee: No
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: Yes
Remarks & Misc
Remarks: Charming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile. Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, adding to the home's long list of improvements. Conveniently located in one of Panama City's most desirable neighborhoods, this charming cottage is just minutes from downtown, shopping, dining, schools, parks, and the beautiful St. Andrews Bay. Schedule your private showing today and discover why life on the Florida Coast is calling! All measurements are approximate and should be verified by buyer.
Covered Porch
First: 1
Dining Room
First: 1
Screened Porch
First: 1
Appliances
Dryer: 1
Oven - Electric: 1
Range - Electric: 1
Water Heater - Tankless: 1
Interior Features
Floor - Tile: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Siding - Vinyl: 1
Trim - Vinyl: 1
Exterior
Fenced Chain Link: 1
Porch Open: 1
Other Structures
Shed(s): 1
Workshop: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Unfurnished: 1
Interior
Floor - Carpet: 1
Kitchen
First: 1
Living Room
First: 1
Lot Features
Subdivision - Recorded: 1
Lot Access
City Street: 1
Parking Features
Carport Attached: 1
Garage Detached: 1
Paved: 1
Present Zoning
County: 1
Rooms
Bedroom: 1
Covered Porch: 1
Dining Room: 1
Garage: 1
Kitchen: 1
Living Room: 1
Screened Porch: 1
Utilities
Cable - Available: 1
TV Cable: 1
Electricity - Connected: 1
Natural Gas - Connected: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Natural Gas: 1
Primary Bdrm/Primary Bath
MBath Shower Only: 1
Property Features
Appliances: Dryer; Oven - Electric; Range - Electric; Water Heater - Tankless
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Natural Gas
Exterior: Fenced Chain Link; Porch Open
Financing: Cash; Conventional; FHA; VA
Furnished: Unfurnished
Interior: Floor - Carpet
Kitchen: First
Living Room: First
Lot Features: Subdivision - Recorded
Lot Access: City Street
Covered Porch: First
Dining Room: First
Screened Porch: First
Parking Features: Carport Attached; Garage Detached; Paved
Other Structures: Shed(s); Workshop
Rooms: Bedroom; Covered Porch; Dining Room; Garage; Kitchen; Living Room; Screened Porch
Utilities: Cable - Available; TV Cable; Electricity - Connected; Natural Gas - Connected; Public Sewer - Connected; Public Water - Connected
Present Zoning: County
Room Information
Room Name Level Dimensions Length Width Remarks
Living RoomFirst22 x 922.009.00apx
Dining RoomFirst10 x 810.008.00apx
KitchenFirst14 x 1014.0010.00apx
BedroomFirst11 x 1011.0010.00apx
Screened PorchFirst18 x 918.009.00apx
Covered PorchFirst14 x 414.004.00apx
Garage25 x 2025.0020.00apx

Listing Office: CENTURY 21 Commander Realty

Last Updated: July - 16 - 2026

Information deemed reliable but not guaranteed.