123 Moonraker Circle, Panama City Beach, FL 32407 (MLS# 782046)


$524,900
123 Moonraker Circle
Panama City Beach, FL 32407
MLS# 782046
4 beds  |  3 baths  |  2191 sqft


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Open House (09/20/2026 - 12:00 pm - 3:00 pm)

Property Description
LOCATION LOCATION LOCATION! Enjoy serene water views from the back porch, featuring a spacious in-law/guest suite with private entrance, and a fenced yard perfect for privacy and pets. Welcome home to Moonraker Circle! This home is 5/10ths of a mile to the M.B. Miller county pier with beautiful beaches all around and close to restaurants, gyms, major grocery chains, home improvement centers, Shipwreck Island, and so much more. Don't miss the opportunity to own this unique 4 bedroom 3 bath home as it has an inlaw/guest suite under the same roof as the main home with a private exterior entrance and also a connecting door inside the main home. This home is situated on a .18 acre lot on a neighborhood pond with a nice view and relaxing sounds of a fountain. A screened back porch looks out onto the pond for either those mornings with a cup of coffee or a leisure evening with a glass of wine looking for a sunset. The exterior of the home was repainted in December 2024 with other interior rooms painted in the fall of 2025. The main part of the home is a 3 bedroom 2 full bath split plan with an open floor plan consisting of a living, dining and kitchen area. The master bedroom is 14' x 16' and the master bathroom includes a double vanity with a large walk-in closet, garden tub, shower and separate toilet room. The other 2 bedrooms share a full bath with each bedroom having a walk in closet. A separate laundry room with laundry cabinets accommodates full size washer/dryer units. The in-law/guest suite has a 12' x 11' 2'' bedroom, a bathroom offering a large walk-in shower with a laundry closet sized for a stack washer/dryer unit. It has an open floor plan consisting of a full kitchen w/dining area and living room. This home has a two car garage with a separate parking area adjacent to the driveway for a third vehicle. The total area of this home is 2862 sq. ft. under roof with 2191 heated/cooled sq ft. The main home has Shaw luxury vinyl plank (grey oak) in all parts of the home except for the two bedrooms which were re-carpeted in January 2025. The in-law/guest suite has the same Shaw luxury vinyl plank throughout. Crown molding is installed in the main areas of the house with 3'' Plantation shutters installed on all windows in the main home. Added conveniences with this home are a keyless entry on the front door, a Wyze ring doorbell camera along with a Wyze PTZ camera on the front driveway and road area. It has a fenced yard with low voltage lighting on the back and side yards. Moonraker Circle does have an HOA with $400/quarterly dues which provides for maintenance of a community pool and bathrooms, with a grill and covered area for cookouts. Moonraker Circle is a pet friendly neighborhood with two doggie stations and a dog park. There are approximately 4.3 acres of common area grounds, including the dog park, the Association maintains as well. Some photos have been virtually rendered.

Details
Maps
General Property Info
Acreage: 0.18
Design: Contemporary
Lot Size (SqFt): 7841
Apx SqFt(Htd/Cooled): 2191
Construction Status: Construction Complete
SqFt Source: Owner Measured
Half Baths: 0
# of Stories in Building: 1
Lot Dimensions: .18
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: No
Association Fee/Month: 400
Sub-Type: Detached Single Family
Bedrooms: 4
Full Baths: 3
Total Baths: 3
Year Built: 2019
Contract Info
List Price/SqFt: 239.57
Status: Active
List Date: 2025-11-24
List Price: $524,900
Current Price: $524,900
Location
Sub Area: 0320 - Beach - Middle Central
Community/Resort: None
Waterfront: Yes
Gulf Access: No
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Head west on Back Beach Road. Turn left on Alf Coleman. Turn left onto Moonraker Circle. At the stop sign turn left. House will be on the right.
Area: 03 - Bay County - Beach
Street #: 123
Street Name: Moonraker
Street Suffix: Circle
State: FL
Zip Code: 32407
County: Bay
Subdivision: Moonraker
Parcel ID: 34039-850-610
Legal Description: MOONRAKER LOT 61 ORB 4545 P 736
Listing Info, Tax and Legal
HOA Fee: Yes
HOA Amount: 400
HOA Frequency: Quarterly
HOA Annual Amount: 1600
Senior Community: No
New Buyer Fee: No
Last Taxes: 4519.1
Last Tax Year: 2025
Brokerage Interest: No Interest
Remarks & Misc
Remarks: LOCATION LOCATION LOCATION! Enjoy serene water views from the back porch, featuring a spacious in-law/guest suite with private entrance, and a fenced yard perfect for privacy and pets. Welcome home to Moonraker Circle! This home is 5/10ths of a mile to the M.B. Miller county pier with beautiful beaches all around and close to restaurants, gyms, major grocery chains, home improvement centers, Shipwreck Island, and so much more. Don't miss the opportunity to own this unique 4 bedroom 3 bath home as it has an inlaw/guest suite under the same roof as the main home with a private exterior entrance and also a connecting door inside the main home. This home is situated on a .18 acre lot on a neighborhood pond with a nice view and relaxing sounds of a fountain. A screened back porch looks out onto the pond for either those mornings with a cup of coffee or a leisure evening with a glass of wine looking for a sunset. The exterior of the home was repainted in December 2024 with other interior rooms painted in the fall of 2025. The main part of the home is a 3 bedroom 2 full bath split plan with an open floor plan consisting of a living, dining and kitchen area. The master bedroom is 14' x 16' and the master bathroom includes a double vanity with a large walk-in closet, garden tub, shower and separate toilet room. The other 2 bedrooms share a full bath with each bedroom having a walk in closet. A separate laundry room with laundry cabinets accommodates full size washer/dryer units. The in-law/guest suite has a 12' x 11' 2'' bedroom, a bathroom offering a large walk-in shower with a laundry closet sized for a stack washer/dryer unit. It has an open floor plan consisting of a full kitchen w/dining area and living room. This home has a two car garage with a separate parking area adjacent to the driveway for a third vehicle. The total area of this home is 2862 sq. ft. under roof with 2191 heated/cooled sq ft. The main home has Shaw luxury vinyl plank (grey oak) in all parts of the home except for the two bedrooms which were re-carpeted in January 2025. The in-law/guest suite has the same Shaw luxury vinyl plank throughout. Crown molding is installed in the main areas of the house with 3'' Plantation shutters installed on all windows in the main home. Added conveniences with this home are a keyless entry on the front door, a Wyze ring doorbell camera along with a Wyze PTZ camera on the front driveway and road area. It has a fenced yard with low voltage lighting on the back and side yards. Moonraker Circle does have an HOA with $400/quarterly dues which provides for maintenance of a community pool and bathrooms, with a grill and covered area for cookouts. Moonraker Circle is a pet friendly neighborhood with two doggie stations and a dog park. There are approximately 4.3 acres of common area grounds, including the dog park, the Association maintains as well. Some photos have been virtually rendered.
Garage
First: 1
Great Room
First: 1
Laundry
First: 1
Screened Porch
First: 1
Interior Features
Stairs: 1
Construction/Siding
Foundation - Slab on Grade: 1
Roof - Composite Shngl: 1
Roof - Gutters: 1
Siding - Hardie Board: 1
Trim - Hardie Board: 1
Exterior
Balcony: 1
Fenced Lot-All: 1
Hurricane Fabric: 1
Patio Open: 1
Porch Screened: 1
Sprinkler System: 1
Association Fees Include
Accounting: 1
BBQ Pit/Grill: 1
Ground Keeping: 1
Legal: 1
Management: 1
Pool: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Other: 1
Furnished
Negotiable: 1
Kitchen
First: 1
Rooms
Bedroom: 1
Full Bathroom: 1
Garage: 1
Great Room: 1
Kitchen: 1
Laundry: 1
Primary Bathroom: 1
Primary Bedroom: 1
Screened Porch: 1
Showing
ShowingTime: 1
Utilities
Private Well - Shared: 1
Full Bathroom
First: 1
Waterfront Type
Other: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
None: 1
Heating
Central: 1
Primary Bathroom
First: 1
Property Features
Full Bathroom: First
Primary Bedroom: First
Bedroom: First
Cooling: None
Heating: Central
Exterior: Balcony; Fenced Lot-All; Hurricane Fabric; Patio Open; Porch Screened; Sprinkler System
Association Fees Include: Accounting; BBQ Pit/Grill; Legal; Ground Keeping; Management; Pool
Financing: Cash; Conventional; FHA; VA; Other
Furnished: Negotiable
Kitchen: First
Primary Bathroom: First
Great Room: First
Garage: First
Laundry: First
Screened Porch: First
Rooms: Bedroom; Full Bathroom; Garage; Great Room; Kitchen; Laundry; Primary Bathroom; Primary Bedroom; Screened Porch
Showing: ShowingTime
Utilities: Private Well - Shared
Waterfront Type: Other
Room Information
Room Name Level Dimensions Length Width
GarageFirst21.75 x 20.7521.7520.75
BedroomFirst12.1 x 11.112.1011.10
BedroomFirst9 x 119.0011.00
BedroomFirst11.4 x 12.111.4012.10
Full BathroomFirst8.3 x 4.98.304.90
KitchenFirst12.75 x 1112.7511.00
Great RoomFirst16.5 x 19.7516.5019.75
LaundryFirst5.5 x 6.45.506.40
Primary BedroomFirst14.1 x 1614.1016.00
Primary BathroomFirst12.5 x 9.2512.509.25
Screened PorchFirst14.1 x 9.314.109.30

Listing Office: Beycome of Florida LLC

Last Updated: September - 18 - 2026

Information deemed reliable but not guaranteed.