12011 Front Beach Road 405B, Panama City Beach, FL 32407 (MLS# 777834)


$449,900
12011 Front Beach Road 405B
Panama City Beach, FL 32407
MLS# 777834
2 beds  |  2 baths  |  1076 sqft


Pool Deck
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Pool Deck 405 Patio View From 405 405 L 2 405 L 1 405 Kithen 2 405 Master 405 Master 405 Master Master Bath Master Bath 405 Guest Room 405 Guest Bath Beach Access 405 WD 405 Lobby Fitness w/ View Grill w/ View Sterling & Ship Wreck Atr- Pier Park Legacy Golf Club ATR-Pineapple Willies ATR-Capt. Andersons Off the Hook/Pontoons ATR-Putt-Putt ATR-Schooners

Property Description
*Shown by Appointment* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

Details
Maps
Contract Info
List Price/SqFt: 418.12
Status: Active
List Date: 2025-08-19
List Price: $449,900
Current Price: $449,900
Location
Unit #: 405B
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: Located on Front Beach Rd across from Shipwreck Island Water Park Parking
Area: 03 - Bay County - Beach
Street #: 12011
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Sterling Reef
Parcel ID: 34809-610-026
Legal Description: STERLING REEF UNIT 405 TYPE B ORB 3944 P 2072 ''ARUBA'' 2BD/2BTH ORB 3944 P 2072 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
General Property Info
Floor Number: 4
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1076
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Lot Dimensions: 0X0
New Construction: No
Garage Y/N: Yes
Garage Spaces: 2
Pool: Yes
Pool Type: Community
Association Fee/Month: 977
Sub-Type: Condominium
Bedrooms: 2
Full Baths: 2
Total Baths: 2
Year Built: 2005
Listing Info, Tax and Legal
Homestead: No
HOA Fee: Yes
HOA Amount: 977
HOA Frequency: Monthly
HOA Annual Amount: 11724
Is Subject Leased: Yes
New Buyer Fee: Yes
New Buyer Fee Amt: 200
New Buyer Fee Paid: $
Last Taxes: 5465
Last Tax Year: 2024
Brokerage Interest: No Interest
As Is: Yes
Condo Doc: Yes
Remarks & Misc
Remarks: *Shown by Appointment* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.
Pool Features
Fenced: 1
Inground: 1
Appliances
Cooktop - Electric: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven - Electric: 1
Refrigerator: 1
Washer: 1
Water Heater - Electric: 1
Interior Features
Breakfast Bar: 1
Floor - Tile: 1
Kitchen Island: 1
Lock Out Closet: 1
Split Bedroom: 1
Handicap Provisions: 1
Construction/Siding
Concrete: 1
Foundation - On Piling: 1
Siding - Stucco: 1
Existing Leases
Daily/Weekly: 1
Waterfront Feature
Shore - Beach: 1
Association Fees Include
Advertising: 1
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Exercise Room: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Pest Control: 1
Picnic Area: 1
Pool: 1
Repairs/Maintenance: 1
Security: 1
Sewer: 1
Trash Disposal: 1
Water: 1
Financing
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Furnished
Furnished: 1
Interior
Insulated Doors: 1
Lot Features
Coastal Construction Control Line: 1
Covenants & Rescrictions: 1
Waterfront: 1
Lot Access
City Street: 1
Parking Features
Garage Attached: 1
Present Zoning
Resid Multi-Family: 1
Association Amenities
BBQ Pit/Grill: 1
Beach: 1
Community Room: 1
Elevators: 1
Exercise Room: 1
Picnic Area: 1
Pool: 1
Security-24 hour: 1
Waterfront: 1
Rooms
Bedroom: 1
Primary Bedroom: 1
Utilities
Electricity - Connected: 1
Waterview
Gulf: 1
Accessibility Features
Accessible Bedroom: 1
Accessible Central Living Area: 1
Accessible Doors: 1
Sale Type
As Is: 1
Waterfront Type
Gulf: 1
Primary Bedroom
First: 1
Bedroom
First: 1
Cooling
Ceiling Fan(s): 1
Central Air: 1
Electric: 1
Heating
Central: 1
Electric: 1
Primary Bdrm/Primary Bath
MBed Balcony: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Primary Bath/Primary Bdrm
MBath Shower/Tub Combo: 1
Security Features
Building Security: 1
Fire Sprinkler System: 1
Firewall(s): 1
Smoke Detector(s): 1
Property Features
Accessibility Features: Accessible Bedroom; Accessible Central Living Area; Accessible Doors
Appliances: Cooktop - Electric; Dishwasher; Disposal; Dryer; Microwave; Oven - Electric; Refrigerator; Washer; Water Heater - Electric
Primary Bedroom: First
Bedroom: First
Cooling: Ceiling Fan(s); Central Air; Electric
Heating: Central; Electric
Existing Leases: Daily/Weekly
Association Fees Include: Advertising; BBQ Pit/Grill; Beach; Community Room; Exercise Room; Insurance; Ground Keeping; Repairs/Maintenance; Management; Pest Control; Picnic Area; Pool; Security; Sewer; Trash Disposal; Water
Financing: Cash; Conventional; FHA; VA
Furnished: Furnished
Interior: Insulated Doors
Lot Features: Coastal Construction Control Line; Covenants & Rescrictions; Waterfront
Lot Access: City Street
Pool Features: Fenced; Inground
Security Features: Building Security; Fire Sprinkler System; Firewall(s); Smoke Detector(s)
Parking Features: Garage Attached
Association Amenities: BBQ Pit/Grill; Beach; Community Room; Elevators; Exercise Room; Picnic Area; Pool; Security-24 hour; Waterfront
Rooms: Bedroom; Primary Bedroom
Sale Type: As Is
Utilities: Electricity - Connected
Waterfront Type: Gulf
Waterfront Feature: Shore - Beach
Waterview: Gulf
Present Zoning: Resid Multi-Family
Room Information
Room Name Level Dimensions Length Width
Primary BedroomFirst14 x 1214.0012.00
BedroomFirst10 x 1010.0010.00

Listing Office: Keller Williams Success Realty

Last Updated: June - 29 - 2026

Information deemed reliable but not guaranteed.