12011 Front Beach Road 1906B
Panama City Beach, FL 32407
MLS# 790590
2 beds | 2 baths | 1076 sqft
Property DescriptionPenthouse-level 2BR/2BA Gulf-front condo at Sterling Reef with unobstructed west-facing views of the Gulf of Mexico, County Pier, and unforgettable Panama City Beach sunsets. Sold fully furnished and rental ready, this updated condo offers a turnkey opportunity for a second home, investment property, or full-time beach residence.
The spacious layout begins with a large foyer and opens into a bright kitchen featuring granite countertops, all-tile flooring, and a comfortable living area framed by floor-to-ceiling glass overlooking the Gulf. Step out onto the expansive 7' x 26.6' balcony and enjoy panoramic views of the beach, pier, and emerald water. The Gulf-front primary suite includes balcony access and an upgraded en-suite bath with an oversized tiled walk-in shower. The second bedroom is located near the front of the unit with a full guest bath and convenient laundry area nearby.
Sterling Reef offers excellent resort amenities, including a seasonally heated 5,000 sq. ft. bi-level pool with waterfall, Gulf-view fitness center, owner's club/activity room, Sky BBQ Terrace, covered dining area, under-building parking, two new elevators, and a freshly repainted exterior in 2022. Located beside Shipwreck Island Waterpark, approximately 3.5 miles to Pier Park, and about 17 miles to Northwest Florida Beaches International Airport, this penthouse-level condo combines views, location, updates, and convenience in one strong Gulf-front package.
List Price/SqFt: 487.92
Status: Active
List Date: 2026-06-01
List Price: $525,000
Unit #: 1906B
Sub Area: 0318 - Beach - Central South
Community/Resort: None
Waterfront: Yes
Gulf Access: Yes
Elementary School: Hutchison Beach
Middle School: Surfside
High School: Arnold
Directions: From Hwy 98 / Panama City Beach Parkway, turn south onto Alf Coleman Road.
Continue straight toward the beach.
Turn left onto Front Beach Road.
Sterling Reef will be on your right, directly on the Gulf side near M.B. Miller County Pier
Area: 03 - Bay County - Beach
Street #: 12011
Street Name: Front Beach
Street Suffix: Road
State: FL
Zip Code: 32407
County: Bay
Subdivision: Sterling Reef
Parcel ID: 34809-610-125
Legal Description: STERLING REEF UNIT 1906 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 3988 P 857 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
Floor Number: 19
Design: High-Rise (8+ floors)
Apx SqFt(Htd/Cooled): 1076
Immediate Occupancy: Yes
Construction Status: Construction Complete
SqFt Source: Prop App Site
Pre-Const Flip: No
Lot Dimensions: zero lot line
New Construction: No
Garage Y/N: No
Beach Frontage: 100
Pool: Yes
Pool Type: Community
Sub-Type: Condominium
Total Baths: 2
Year Built: 2005
Homestead: No
HOA Fee: Yes
HOA Amount: 977
HOA Frequency: Monthly
HOA Annual Amount: 11724
New Buyer Fee: No
Last Taxes: 5454
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks: Penthouse-level 2BR/2BA Gulf-front condo at Sterling Reef with unobstructed west-facing views of the Gulf of Mexico, County Pier, and unforgettable Panama City Beach sunsets. Sold fully furnished and rental ready, this updated condo offers a turnkey opportunity for a second home, investment property, or full-time beach residence.
The spacious layout begins with a large foyer and opens into a bright kitchen featuring granite countertops, all-tile flooring, and a comfortable living area framed by floor-to-ceiling glass overlooking the Gulf. Step out onto the expansive 7' x 26.6' balcony and enjoy panoramic views of the beach, pier, and emerald water. The Gulf-front primary suite includes balcony access and an upgraded en-suite bath with an oversized tiled walk-in shower. The second bedroom is located near the front of the unit with a full guest bath and convenient laundry area nearby.
Sterling Reef offers excellent resort amenities, including a seasonally heated 5,000 sq. ft. bi-level pool with waterfall, Gulf-view fitness center, owner's club/activity room, Sky BBQ Terrace, covered dining area, under-building parking, two new elevators, and a freshly repainted exterior in 2022. Located beside Shipwreck Island Waterpark, approximately 3.5 miles to Pier Park, and about 17 miles to Northwest Florida Beaches International Airport, this penthouse-level condo combines views, location, updates, and convenience in one strong Gulf-front package.
Cooktop - Electric: 1
Dishwasher: 1
Oven - Electric: 1
Range - Electric: 1
Refrigerator: 1
Water Heater - Electric: 1
Accounting: 1
Advertising: 1
Insurance: 1
Internet-WiFi: 1
Sewer: 1
Trash Disposal: 1
Bedroom: 1
Master Bedroom: 1
Electricity - Availabile: 1
Public Sewer - Connected: 1
Public Water - Connected: 1
Appliances: Cooktop - Electric; Dishwasher; Dryer; Microwave; Oven - Electric; Range - Electric; Refrigerator; Water Heater - Electric
Association Fees Include: Accounting; Advertising; Insurance; Internet-WiFi; Pest Control; Pool; Sewer; Trash Disposal; Water
Rooms: Bedroom; Master Bedroom
Utilities: Electricity - Availabile; Public Sewer - Connected; Public Water - Connected
| Room Name | Dimensions | Length | Width | Dimensions |
| Master Bedroom | 17 x 11 | 17.00 | 11.00 | 17 x 11 |
| Bedroom | 10 x 10 | 10.00 | 10.00 | 10 x 10 |
Listing Office: Allison James Estates & Homes
Last Updated: May - 30 - 2026
Information deemed reliable but not guaranteed.