12011 Front Beach Road 1104, Panama City Beach, FL 32407 (MLS# 797353)

Floor Number: 11

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1076

Immediate Occupancy: Yes

Construction Status: Construction Complete

SqFt Source: Prop App Site

Accessory Dwelling Unit: No

Lot Dimensions: N/A

New Construction: No

Garage Y/N: Yes

Garage Spaces: 2

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2005

List Price/SqFt: 399.54

Status: Active

List Date: 2026-10-27

List Price: $429,900

Current Price: $429,900

Unit #: 1104

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: From Back Beach Road - Go approximately 3 miles east of Highway 79, turn right at light onto Alf Coleman Road, go to Front Beach Road Sterling Reef will be straight ahead on the Beach.

Area: 03 - Bay County - Beach

Street #: 12011

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Sterling Reef

Parcel ID: 34809-610-074

Legal Description: STERLING REEF UNIT 1104 TYPE B ORB 2578 P 120 ''ARUBA'' 2BD/2BTH ORB 4301 P 340 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC

HOA Fee: Yes

HOA Amount: 970

HOA Frequency: Monthly

HOA Annual Amount: 11640

New Buyer Fee: Yes

New Buyer Fee Amt: 250

New Buyer Fee Paid: $

Last Taxes: 5453.8

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

Remarks: This beautifully furnished and decorated two-bedroom, two-bath Gulf-front condo offers stunning views of the emerald waters and sugar-white sands of Panama City Beach. Enjoy the beauty of the Gulf from the spacious private balcony, where you can take in breathtaking sunsets, watch dolphins play, and experience the best of beachfront living. The Gulf-front living area features comfortable furnishings, abundant natural light, and direct access to the balcony, creating an inviting space to relax and entertain. The well-appointed kitchen offers granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar overlooking the living and dining areas. The Gulf-front primary bedroom provides beautiful water views and direct balcony access, creating the perfect place to wake up to the sights and sounds of the beach. The primary bathroom features a spacious vanity and tub/shower combination. With attractive coastal décor, comfortable furnishings, and a desirable Gulf-front layout, this condo is ready to enjoy as a personal beach retreat or vacation rental investment. Don't miss the opportunity to own your own piece of paradise on the beautiful Gulf Coast! Underbuilding Parking is as convenient as it gets! Sterling Reef is the perfect beach vacation destination for your family. Conveniently located just west of M.B. Miller fishing pier (there is nothing in between Sterling Reef and the pier, and never will be), you enjoy 1700 feet of unspoiled and uncrowded beaches! You are close to everything with easy access to the middle and back beach roads to bypass traffic in heavy traffic. Sterling Reef amenities include a heated bi-level pool with connecting waterfall, fitness center overlooking the gulf, clubhouse with media room, video game room, movie rentals, sky BBQ terrace, and the convenience of covered parking in the same building. Take your fishing pole right out to the pier to catch your dinner!! Directly across the street is Shipwreck Island Water Park, and must for kids of all ages. The location is great, in the heart of Panama City. Out to the beach and there are beach umbrella and chair rentals for you to enjoy, banana boat rides, parasailing, and jet ski rentals.

First: 1

First: 1

Dishwasher: 1

Disposal: 1

Dryer: 1

Microwave: 1

Range - Electric: 1

Refrigerator: 1

Washer: 1

Water Heater - Electric: 1

Breakfast Bar: 1

Floor - Tile: 1

Floor - Vinyl Plank: 1

Kitchen Island: 1

Lighting - Recessed: 1

Split Bedroom: 1

Window - Treatment All: 1

Concrete: 1

Siding - Stucco: 1

Balcony: 1

Accounting: 1

BBQ Pit/Grill: 1

Community Room: 1

Exercise Room: 1

Ground Keeping: 1

Insurance: 1

Internet-WiFi: 1

Management: 1

Pool: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Cash: 1

Conventional: 1

Furnished: 1

Waterfront: 1

Within 1/2 Mile to Water: 1

County Road: 1

Paved Road: 1

BBQ Pit/Grill: 1

Community Room: 1

Elevators: 1

Exercise Room: 1

Other - See Remarks: 1

Balcony: 1

Bedroom: 1

Dining Room: 1

Primary Bedroom: 1

TV Cable: 1

Electricity - Connected: 1

Phone - Connected: 1

Public Sewer - Connected: 1

Gulf: 1

Gulf: 1

First: 1

First: 1

Central Air: 1

Electric: 1

Central: 1

Electric: 1

MBath Separate Shwr: 1

MBath Walk-In Closet: 1

MBed Balcony: 1

MBed Waterfront: 1

MBath Shower/Tub Combo: 1