12011 Front Beach Road 1004B, Panama City Beach, FL 32407 (MLS# 784981)

HOA Fee: Yes

HOA Amount: 977

HOA Frequency: Monthly

HOA Annual Amount: 11724

New Buyer Fee: No

Last Taxes: 5454

Last Tax Year: 2025

Brokerage Interest: No Interest

Condo Doc: Yes

List Price/SqFt: 413.57

Status: Active

List Date: 2026-02-10

List Price: $445,000

Current Price: $445,000

Unit #: 1004B

Sub Area: 0318 - Beach - Central South

Community/Resort: None

Waterfront: Yes

Gulf Access: Yes

Elementary School: Hutchison Beach

Middle School: Surfside

High School: Arnold

Directions: Go East from Pier Park and next to County Pier.

Area: 03 - Bay County - Beach

Street #: 12011

Street Name: Front Beach

Street Suffix: Road

State: FL

Zip Code: 32407

County: Bay

Subdivision: Sterling Reef

Parcel ID: 34809-610-067

Legal Description: STERLING REEF UNIT 1004 TYPE B ORB 2578 P 120 ORB 3798 P 672 ''ARUBA'' 2BD/2BTH . 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC

Floor Number: 14

Design: High-Rise (8+ floors)

Apx SqFt(Htd/Cooled): 1076

Construction Status: Construction Complete

SqFt Source: Prop App Site

Lot Dimensions: Gulf Front Condo

New Construction: No

Garage Y/N: No

Pool: Yes

Pool Type: Community

Sub-Type: Condominium

Bedrooms: 2

Full Baths: 2

Total Baths: 2

Year Built: 2005

Remarks: Enjoy stunning Gulf-front living with a true Gulf-front primary bedroom and gorgeous views from the living room, dining area, and kitchen. This charming condo is perfectly positioned on an ideal floor height to fully capture sweeping views of the Emerald Coast's sugar-white sands and emerald-green waters. Sterling Reef offers a prime Panama City Beach location just steps from Shipwreck Island Water Park and within walking distance to the fishing pier. The resort features outstanding amenities including a bi-level Gulf-front pool (heated seasonally), a fitness center overlooking the pool and beach, a terrace grilling area, an Owner's Lounge with flat-screen TV, and convenient covered parking located directly beneath the building. Whether you're searching for a personal beach getaway or a strong rental investment, this super cute condo is a must-see. Call today to make it yours!

Heated - Electric: 1

Inground: 1

Dishwasher: 1

Disposal: 1

Microwave: 1

Oven - Electric: 1

Washer/Dryer Stacked: 1

Breakfast Bar: 1

Split Bedroom: 1

Window - Treatment All: 1

Balcony: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Dumpster: 1

Exercise Room: 1

Insurance: 1

Internet-WiFi: 1

Master Association: 1

Pest Control: 1

Pool: 1

Sewer: 1

Trash Disposal: 1

TV Cable: 1

Water: 1

Whirlpool: 1

Cash: 1

Conventional: 1

Furnished: 1

First: 1

Waterfront: 1

Paved Road: 1

Garage Attached: 1

Paved: 1

MBath Double Vanity: 1

MBath Separate Shwr: 1

MBed Balcony: 1

MBed Waterfront: 1

Resort: 1

BBQ Pit/Grill: 1

Beach: 1

Community Room: 1

Elevators: 1

Exercise Room: 1

Pool: 1

Waterfront: 1

Bedroom: 1

Living Room: 1

Master Bedroom: 1

Electricity - Connected: 1

Public Sewer - Connected: 1

Public Water - Connected: 1

Gulf: 1

As Is: 1

Gulf: 1

First: 1

First: 1

Ceiling Fan(s): 1

Central Air: 1

Central: 1

Electric: 1

Fire Alarm: 1

Fire Sprinkler System: 1